All Countries
Bay City, MI
Full City Profile · Michigan · Bay County County
2.9
/5.0
C+
Fair
32,445
Population
3,190/sq mi density
$47,904
Median Income
$29,756 per capita
$89,900
Home Value
$119,103 Zillow
$739
Median Rent
29.5% income on rent
48°F
Avg Temperature
260 sunny days/yr
826
Violent Crime/100K
1,994 property/100K
C+
Overall
2.9 / 5.0
Fair overall score based on economy, affordability, safety and education
B
Economy
3.2 / 5.0
$47,904 median income, 3.9% unemployment
A+
Affordability
5.0 / 5.0
$89,900 home value, $739/mo rent
F
Safety
1.0 / 5.0
826 violent crimes/100K (117% above avg)
C
Education
2.5 / 5.0
18.2% bachelor's degree or higher
Income Overview
Median Household Income
$47,904
36% below
US avg: $75,149
Per Capita Income
$29,756
24% below
US avg: $39,052
Unemployment Rate
3.9%
8% above
US avg: 3.6%
Poverty Rate
15.2%
23% above
US avg: 12.4%
Income Comparison: Bay City vs. U.S. Average
Each bar shows Bay City’s value as a percentage of the national average (100% line = U.S. avg)
Median Household
US: $75,149
$47,904
64%
Per Capita
US: $39,052
$29,756
76%
IRS Avg AGI
US: $72,000
$61,334
85%
Avg Weekly Wage
US: $1,432
$1,050
73%
Thin line = U.S. average (100%)
Employment & Commute
Avg Weekly Wage
$1,050
27% below US avg ($1,432)
Mean Commute Time
21 min
25% below US avg (28 min)
Work From Home
6.8%
55% below US avg (15.2%)
Drive Alone
80.5%
10% above US avg (73.2%)
Public Transit
0.6%
89% below US avg (5.0%)
County GDP
$4,724M
County-level GDP (BEA 2024)
How Residents Get to Work
Drive Alone
80.5%
Public Transit
0.6%
Work From Home
6.8%
Other
12.1%
Average commute time
21 minutes
US avg: 28 min
Business Landscape
Total Establishments
2,117
Restaurants
211
Healthcare
326
Retail
355
Manufacturing
99
Tax & Financial
IRS Avg Adjusted Gross Income
$61,334
15% below US avg ($72,000)
Avg Property Tax
$4,313
23% above US avg ($3,500)
Cost of Living Index
96.2
Below national average (100 = US avg)
Complete Economy Data
Income & Wages
| Median Household Income | $47,904 |
| Per Capita Income | $29,756 |
| IRS Avg Adjusted Gross Income | $61,334 |
| Avg Weekly Wage | $1,050 |
| County GDP | $4,724M |
Hardship Indicators
| Unemployment Rate | 3.9% |
| Poverty Rate | 15.2% |
| Gini Coefficient | 0.438 |
| Cost of Living Index | 96.2 |
Commute
| Mean Commute | 21 minutes |
| Drive Alone | 80.5% |
| Public Transit | 0.6% |
| Work From Home | 6.8% |
Businesses
| Total Establishments | 2,117 |
| Restaurants | 211 |
| Healthcare | 326 |
| Retail | 355 |
| Manufacturing | 99 |
Tax
| IRS Avg AGI | $61,334 |
| Avg Property Tax | $4,313 |