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Bay City, MI
Full City Profile · Michigan · Bay County County
2.9
/5.0
C+
Fair
32,445
Population
3,190/sq mi density
$47,904
Median Income
$29,756 per capita
$89,900
Home Value
$119,103 Zillow
$739
Median Rent
29.5% income on rent
48°F
Avg Temperature
260 sunny days/yr
826
Violent Crime/100K
1,994 property/100K
C+
Overall
2.9 / 5.0
Fair overall score based on economy, affordability, safety and education
B
Economy
3.2 / 5.0
$47,904 median income, 3.9% unemployment
A+
Affordability
5.0 / 5.0
$89,900 home value, $739/mo rent
F
Safety
1.0 / 5.0
826 violent crimes/100K (117% above avg)
C
Education
2.5 / 5.0
18.2% bachelor's degree or higher
Housing Overview
Median Home Value
$89,900
68% below
US avg: $281,900
Median Rent
$739/mo
36% below
US avg: $1,163/mo
Homeownership Rate
68.5%
5% above US avg (65.4%)
Total Housing Units
15,880
Median year built: 1940
Home Value by Source
Census Median
$89,900
Zillow (ZHVI)
$119,103
Median Sale Price
$132,750
Median List Price
$124,900
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
68.5%
Owner-Occupied
31.5%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$809/mo
1 Bedroom
$814/mo
2 Bedroom
$1,030/mo
3 Bedroom
$1,399/mo
4 Bedroom
$1,518/mo
Census median rent:
$739/mo
· Zillow rent:
$998/mo
Market Indicators (Redfin)
Median Days on Market
36 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
30
Price Drops
32.9%
of listings with price reduction
Price Per Sq Ft
$107
Active Inventory
85
homes for sale
Affordability & Housing Stock
Rent Burden
29.5%
of renters spending 30%+ of income on housing
5% below US avg (31.0%)
Median Year Built
1940
Average age of housing stock: 86 years
Homeownership Rate
68.5%
Complete Housing Data
Home Values
| Census Median Value | $89,900 |
| Zillow Home Value (ZHVI) | $119,103 |
| Median Sale Price | $132,750 |
| Median List Price | $124,900 |
| Price Per Sq Ft | $107 |
Rent
| Census Median Rent | $739 |
| Zillow Rent (ZORI) | $998 |
| FMR Studio | $809 |
| FMR 1-Bedroom | $814 |
| FMR 2-Bedroom | $1,030 |
| FMR 3-Bedroom | $1,399 |
| FMR 4-Bedroom | $1,518 |
Market
| Days on Market | 36 |
| Sale-to-List Ratio | 1.0% |
| Price Drops | 32.9% |
| Homes Sold | 30 |
| Active Inventory | 85 |
| Price Per Sq Ft | $107 |
Ownership & Stock
| Owner-Occupied | 68.5% |
| Renter-Occupied | 31.5% |
| Homeownership Rate | 68.5% |
| Total Housing Units | 15,880 |
| Median Year Built | 1940 |
| Rent Burden | 29.5% |