Median Income
$46,875
38% lower than US avg
Home Value
$116,700
59% lower than US avg
Violent Crime
379/100K
0% lower than US avg
Bachelor's+
10.1%
70% lower than US avg
Median Rent
$748
36% lower than US avg
Obesity Rate
39.6%
23% higher than US avg
Unemployment
1.2%
67% lower than US avg
Poverty Rate
9.1%
27% lower than US avg
How Bay View Gardens Compares to the U.S. Average (100% = U.S. avg)
People
Population287
Median Age47.2 yrs
Density504/mi²
Male / Female49% / 51%
Largest GroupWhite 100%
Veterans4.6%
Economy
B+
Median Income$46,875
Per Capita$26,156
Unemployment1.2%
Poverty9.1%
County GDP$16,966M
Commute21 min
Housing
A+
Home Value$116,700
Rent$748
Ownership68.2%
Zillow$119,696
Housing Units157
Rent Burden27.1%
Crime
F
Violent379/100K
Property2,568/100K
Health
Obesity39.6%
Uninsured8.6%
Smoking16.7%
Depression24.7%
Heart Disease5.6%
Climate
Avg Temp53°F (12°C)
AQI43 (Good)
Rain37.6 in/yr
Sunny Days275/yr
Elevation482 ft (147 m)
Education
D
Bachelor's+10.1%
High School+72.4%
Graduate+1.2%
School Score5.18
Community
2024 VoteR 47% / D 52%
Commute21 min
Broadband71.3%
EV Stations2
Libraries13
Is Bay View Gardens a Good Place to Live?
Based on current data, Bay View Gardens receives an overall livability score of 2.9 out of 5.0, earning a grade of C+. Key strengths include low unemployment, affordable housing, abundant sunshine. Areas to be aware of include below-average incomes, high obesity rates. Bay View Gardens has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Bay View Gardens is $46,875, 38% below the national average of $75,149. The job market is very strong with unemployment at just 1.2%. 9.1% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 21 minutes.
Cost of Living & Housing
The median home value in Bay View Gardens is $116,700, 59% below the national median / offering relatively affordable homeownership. Renters pay a median of $748 per month, below the national average / a plus for affordability. At just 2.5x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Bay View Gardens is below the national average at 379 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,568 per 100,000, 31% above the national average.
Education
10.1% of residents hold a bachelor's degree, below the national average of 33.7%. 72.4% have completed high school. Area schools have an average test score of 5.2/10.
Climate & Weather
Bay View Gardens experiences four distinct seasons with an average temperature of 53°F. Winters average 26°F in January while summers reach 76°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 37.6 inches, including 26.2 inches of snow. Air quality is rated Good with a median AQI of 43.
Bay View Gardens has a population of 287 with a density of 504 people per square mile, spread across 0.3 square miles. The median age is 47.2 years, 21% older than the national median of 38.9. The gender split is 50.9% female and 49.1% male. The city is predominantly White (99.7%). English is the primary language spoken at home by 99.4% of residents. 4.6% of the population are veterans, below the national rate of 6.0%. 17.3% of residents have a disability (above the 13.0% national average). 91.5% have health insurance coverage.
Population
47.2yrs
Median Age
21% above US avg
Race & Ethnicity
Bay View Gardens vs U.S. Average
Language Spoken at Home
English Only
99.4%
27% above US avg
Spanish
0.6%
96% below US avg
Social Characteristics
Bay View Gardens vs U.S. Average
The median household income in Bay View Gardens is $46,875, which is 38% below the national average of $75,149. Per capita income is $26,156 (below the $39,052 national figure). The average weekly wage is $1,438. The unemployment rate is 1.2% (below the 3.6% US average). 9.1% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 3,972 business establishments, including 468 restaurants. The cost of living index is 100, roughly in line with the national average. Workers commute an average of 21 minutes (shorter than the 28-minute US average). 3.2% of workers work from home (below the 15.2% national rate).
Income: Bay View Gardens vs U.S.
Income
| Median HH Income | $46,875 |
| 38% below US avg |
| Per Capita Income | $26,156 |
| Avg Weekly Wage | $1,438 |
| IRS Avg AGI | $80,771 |
| Gini Index | 0.492 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.2% |
| 67% below US avg |
| Poverty Rate | 9.1% |
| 27% below US avg |
| Establishments (County) | 3,972 |
| County GDP | $16,966M |
Business (County)
| Restaurants | 468 |
| Healthcare | 543 |
| Retail | 638 |
| Manufacturing | 138 |
Tax & Cost of Living
| Property Tax (IRS) | $8,031 |
| 129% above US avg |
| Cost of Living | 100.00 (100=avg) |
| Effective Tax Rate | 6.88% |
Commute & Transportation
| Commute Time | 21.3 min |
| Drive Alone | 92.0% |
| Public Transit | 0.0% |
| Work from Home | 3.2% |
The median home value in Bay View Gardens is $116,700, 59% below the national median of $281,900. Zillow estimates the typical home value at $119,696. Monthly rent averages $748 (36% below the national average of $1,163). Fair market rent ranges from $854 for a one-bedroom to $1,063 for a two-bedroom apartment. 68.2% of housing units are owner-occupied. There are 157 total housing units in the city. The median year a home was built is 1964. The average annual property tax is $8,031 (higher than the $3,500 national average). 27.1% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.5x, well within the affordable range.
Home Values
| Census Median | $116,700 |
| 59% below US avg |
| Zillow ZHVI | $119,696 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $748 |
| 36% below US avg |
| Rent Burden | 27.1% |
HUD Fair Market Rent
| Studio | $774 |
| 1 Bedroom | $854 |
| 2 Bedrooms | $1,063 |
| 3 Bedrooms | $1,370 |
| 4 Bedrooms | $1,561 |
Ownership & Property
| Homeownership | 68.2% |
| Owner-Occupied | 68.2% |
| Renter-Occupied | 31.8% |
| Housing Units | 157 |
| Median Year Built | 1964 |
Property Tax
| Avg Tax (IRS) | $8,031 |
| 129% above US avg |
| Effective Rate | 6.88% |
In Bay View Gardens, 39.6% of adults are obese, above the national rate of 32.1%. 9.7% have diabetes. Heart disease affects 5.6% of residents. 31.5% have high blood pressure. 16.7% are current smokers. 20.9% report binge drinking. 23.6% are physically inactive. 24.7% report depression (above the 20.0% national average). 19.6% experience frequent mental distress. 8.6% of residents lack health insurance. The primary care physician ratio is 1:748. The dentist ratio is 1:1,129. 80.1% of residents have access to exercise opportunities. The food environment index is 7.3 out of 10.
Health Metrics: Bay View Gardens vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.6% |
| 23% above US avg |
| Diabetes | 9.7% |
| Heart Disease | 5.6% |
| High Blood Pressure | 31.5% |
| Asthma | 11.0% |
| COPD | 7.4% |
| Cancer | 7.4% |
| Stroke | 3.0% |
Behaviors & Mental Health
| Smoking | 16.7% |
| 19% above US avg |
| Binge Drinking | 20.9% |
| Physical Inactivity | 23.6% |
| Depression | 24.7% |
| Mental Distress | 19.6% |
| Physical Distress | 13.7% |
| Short Sleep | 36.1% |
Healthcare Access
| Insurance Rate | 91.5% |
| Uninsured | 8.6% |
| 0% below US avg |
| Primary Care | 1:748 |
| Dentists | 1:1,129 |
| Mental Health | 1:324 |
| Checkup Rate | 74.7% |
| Dental Visits | 60.5% |
| Premature Death | 10,362/100K |
Food & Exercise
| Food Environment | 7.3/10 |
| Exercise Access | 80.1% |
| Healthcare Facilities | 543 |
Bay View Gardens has a violent crime rate of 379 per 100,000 residents, 0% below the national average of 380. Property crime stands at 2,568 per 100,000, 31% above the U.S. average. The county recorded 20 fatal traffic crashes. Overall, Bay View Gardens receives a safety grade of F.
Crime Rates: Bay View Gardens vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 378.7/100K |
| 0% below US avg |
| |
Property Crime
| Total Property | 2,568.3/100K |
| 31% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 20 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Bay View Gardens experiences four distinct seasons with an average annual temperature of 53°F (12°C). Winters average 26°F in January while summers reach 76°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 37.6 inches. The area receives 26.2 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 482 feet.
Temperature
26°F Jan (-4°C)
76°F Jul (25°C)
| Annual Average | 52.7°F |
| 2% below US avg |
| January Average | 26°F (-4°C) |
| July Average | 76°F (25°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 482 ft (147 m) |
| Area | 0.3 sq mi (0.8 km²) |
| Population Density | 504/sq mi |
| Coordinates | 40.8138°N, 89.5280°W |
| Timezone | America/Chicago |
| County | Peoria County County |
| Nearest Airport | General Downing - Peoria International (PIA)
13 miles away |
Precipitation & Snow
Annual Rainfall
37.6"
1% below US avg
Wettest Month (May)
4.06"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0489 ppm |
| PM2.5 (Fine Particles) | 8.6 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 90.7 / 100 |
| Social Vulnerability | 50.0 / 100 |
| Community Resilience | 93.6 / 100 |
Hazard Breakdown
| Tornado |
Relatively High |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively High |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively High |
| Lightning |
Relatively High |
| Ice Storm |
Relatively High |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively High |
| Landslide |
Relatively Moderate |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
4 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.2. Most recent: M2.6 on Mar 15, 2025.
| Jun 28, 2004 |
12 km NW of Dayton, Illinois |
M4.2 |
89 km |
| Sep 2, 1999 |
8 km W of Amboy, Illinois |
M3.5 |
101 km |
| Jul 15, 2024 |
2 km WNW of Somonauk, Illinois |
M3.1 |
115 km |
| Mar 15, 2025 |
6 km W of Dwight, Illinois |
M2.6 |
91 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
676 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 25 fatalities, 614 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Nov 17, 2013 |
EF4 |
22 km |
3 |
| Jul 13, 2004 |
EF4 |
17 km |
0 |
| May 13, 1995 |
EF4 |
82 km |
0 |
| May 5, 1977 |
EF4 |
67 km |
0 |
| Jun 29, 1976 |
EF4 |
19 km |
0 |
| Apr 4, 2023 |
EF3 |
86 km |
0 |
| Feb 28, 2017 |
EF3 |
75 km |
2 |
| Feb 28, 2017 |
EF3 |
18 km |
0 |
| Dec 31, 2010 |
EF3 |
97 km |
0 |
| Jun 5, 2010 |
EF3 |
74 km |
0 |
| Aug 19, 2009 |
EF3 |
96 km |
0 |
| Apr 20, 2004 |
EF3 |
53 km |
8 |
| May 10, 2003 |
EF3 |
40 km |
0 |
| Apr 19, 1996 |
EF3 |
57 km |
0 |
| May 13, 1995 |
EF3 |
55 km |
0 |
| May 9, 1995 |
EF3 |
59 km |
0 |
| Jun 30, 1977 |
EF3 |
96 km |
0 |
| Mar 4, 1976 |
EF3 |
43 km |
0 |
| Jul 23, 1975 |
EF3 |
74 km |
0 |
| Jul 23, 1975 |
EF3 |
61 km |
2 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
26°F (-4°C) |
1.5 in |
Coldest |
| February |
28°F (-2°C) |
1.5 in |
Driest |
| March |
39°F (4°C) |
2.9 in |
|
| April |
51°F (11°C) |
3.7 in |
|
| May |
62°F (17°C) |
4.1 in |
Wettest |
| June |
71°F (22°C) |
4.0 in |
|
| July |
76°F (25°C) |
3.9 in |
Warmest |
| August |
73°F (23°C) |
3.4 in |
|
| September |
66°F (19°C) |
3.7 in |
|
| October |
54°F (12°C) |
2.8 in |
|
| November |
41°F (5°C) |
2.8 in |
|
| December |
28°F (-2°C) |
2.4 in |
|
Bay View Gardens has a seasonal temperature swing of 51°F / from 26°F in January to 76°F in July. Total annual precipitation is 36.9 inches, with May being the wettest month (4.1") and February the driest (1.5").
Average costs for common services in Bay View Gardens. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$250 ($150–$400) |
| Specialist Visit |
$350 ($200–$550) |
| Urgent Care Visit |
$200 ($100–$350) |
| Emergency Room Visit |
$2,200 ($800–$5,000) |
| Dental Cleaning |
$130 ($75–$200) |
| Dental Filling |
$250 ($150–$400) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25–$75) |
| Oil Change (Synthetic) |
$75 ($50–$120) |
| Brake Pad Replacement |
$300 ($150–$500) |
| Tire Rotation |
$40 ($20–$75) |
| New Tires (Set of 4) |
$600 ($400–$1,000) |
| Battery Replacement |
$200 ($100–$350) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$100 ($60–$150) |
| Electrician (Per Hour) |
$90 ($50–$140) |
| HVAC Repair |
$400 ($150–$800) |
| HVAC System Install |
$7,000 ($4,000–$12,000) |
| Roof Repair |
$1,000 ($400–$2,000) |
| Roof Replacement |
$9,000 ($5,500–$15,000) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,500 ($500–$3,500) |
| Divorce (Contested) |
$15,000 ($5,000–$30,000) |
| DUI Defense |
$5,000 ($2,000–$10,000) |
| Bankruptcy (Chapter 7) |
$1,500 ($800–$3,000) |
| Will Preparation |
$500 ($200–$1,000) |
| Trust Preparation |
$2,500 ($1,000–$5,000) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$45) |
| Women's Haircut |
$55 ($30–$100) |
| Hair Coloring (Full) |
$150 ($75–$250) |
| Manicure |
$25 ($15–$45) |
| Pedicure |
$40 ($25–$65) |
| Massage (1 Hour) |
$80 ($50–$130) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.10 ($3.00–$5.50) |
| Dozen Eggs (per dozen) |
$3.50 ($2.50–$5.00) |
| Loaf of Bread |
$3.80 ($2.50–$5.50) |
| Chicken Breast (per lb) |
$4.50 ($3.00–$6.50) |
| Ground Beef (per lb) |
$5.50 ($4.00–$7.50) |
| Rice (per lb) |
$1.00 ($0.60–$1.80) |
View all 20 services
Utilities
| Electricity (Monthly) |
$140 ($80–$250) |
| Natural Gas (Monthly) |
$70 ($30–$150) |
| Water/Sewer (Monthly) |
$70 ($40–$120) |
| Internet (Monthly) |
$70 ($40–$100) |
| Cell Phone Plan (Monthly) |
$65 ($30–$100) |
| Cable TV (Monthly) |
$85 ($50–$150) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$200 ($75–$500) |
| Car Insurance (Annual) |
$2,000 ($1,200–$3,500) |
| Bus Pass (Monthly) |
$70 ($30–$130) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.00–$25) |
| Car Registration (Annual) |
$100 ($30–$250) |
| Driver's License Renewal |
$30 ($15–$75) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,200 ($600–$2,500) |
| Daycare (Toddler, Monthly) |
$1,000 ($500–$2,000) |
| After-School Care (Monthly) |
$400 ($200–$700) |
| Tutoring (Per Hour) |
$50 ($25–$100) |
| SAT/ACT Prep Course |
$1,000 ($400–$2,500) |
| Private School (K-12, Annual) |
$12,500 ($5,000–$30,000) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$60 ($30–$100) |
| Dog Vaccination (Annual) |
$100 ($50–$200) |
| Dog Grooming |
$60 ($30–$100) |
| Pet Boarding (Per Night) |
$40 ($20–$75) |
| Dog Spay/Neuter |
$300 ($150–$500) |
| Cat Spay/Neuter |
$200 ($100–$400) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,206 |
| Toddler | $931 |
| Preschool | $839 |
| Family Childcare (monthly) |
| Infant | $811 |
| Toddler | $799 |
| Preschool | $844 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Bay View Gardens
What is the population of Bay View Gardens?
Bay View Gardens has a population of 287 residents and is located in Illinois. The population density is 504 people per square mile, spread across 0.3 square miles. The median age of residents is 47.2 years, which is older than the national median of 38.9 years. The population is 50.9% female and 49.1% male.
Is Bay View Gardens expensive to live in?
Bay View Gardens has a cost of living roughly in line with the national average, with an index of 100 (baseline: 100). The median household income is $46,875, 38% below the national average of $75,149. The median home value is $116,700 (59% below the U.S. median). Renters pay a median of $748 per month, below the national average of $1,163. The home price-to-income ratio is 2.5x, indicating housing is reasonably affordable relative to local income levels.
Is Bay View Gardens safe?
Bay View Gardens is safer than the national average, with a violent crime rate of 379 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 2,568 per 100,000 (above the national average). Overall, Bay View Gardens receives a safety grade of F based on combined crime data.
What is the weather like in Bay View Gardens?
Bay View Gardens has a four-season climate with an average annual temperature of 53°F (12°C). Winter temperatures average 26°F in January, while summers reach an average of 76°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 37.6 inches, with 26.2 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Bay View Gardens?
The job market in Bay View Gardens is very strong, with unemployment at just 1.2% / well below the national rate of 3.6%. The average weekly wage is $1,438. There are 3,972 business establishments in the area, including 468 restaurants and food service locations. The average commute time is 21 minutes, and 3.2% of workers work from home.
How much does housing cost in Bay View Gardens?
The median home value in Bay View Gardens is $116,700. Zillow estimates the typical home value at $119,696. For renters, the median monthly rent is $748. Fair market rent is $854 for a 1-bedroom and $1,063 for a 2-bedroom apartment. The homeownership rate is 68.2%. The average annual property tax is $8,031.
How are the schools in Bay View Gardens?
Schools in Bay View Gardens score 5.2 out of 10 on standardized testing, near the national average. 10.1% of adults in Bay View Gardens hold a bachelor's degree or higher, below the national average of 33.7%. 72.4% have completed high school. 1.2% hold a graduate or professional degree.
How healthy is Bay View Gardens?
The obesity rate in Bay View Gardens is 39.6% (above the national rate of 32.1%). 16.7% of adults are smokers. 23.6% are physically inactive. 24.7% of residents report depression. 8.6% lack health insurance. 80.1% of residents have access to exercise opportunities. The primary care physician ratio is 1:748.
What is transportation like in Bay View Gardens?
The average commute in Bay View Gardens is 21 minutes, shorter than the national average of 28 minutes. 92% of workers drive alone to work, and 3.2% work from home.
What are the demographics of Bay View Gardens?
The racial and ethnic makeup of Bay View Gardens is 99.7% White. 99.4% of residents speak only English at home. 4.6% of the population are military veterans. 17.3% of residents have a disability. 91.5% have health insurance coverage.
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