Median Income
$141,719
89% higher than US avg
Home Value
$265,300
6% lower than US avg
Violent Crime
57/100K
85% lower than US avg
Bachelor's+
56.6%
68% higher than US avg
Obesity Rate
35.0%
9% higher than US avg
Unemployment
2.5%
31% lower than US avg
Poverty Rate
4.7%
62% lower than US avg
How Germantown Hills Compares to the U.S. Average (100% = U.S. avg)
People
Population3,425
Median Age37.9 yrs
Density1,957/mi²
Male / Female53% / 48%
Largest GroupWhite 96%
Veterans7.8%
Economy
A+
Median Income$141,719
Per Capita$54,008
Unemployment2.5%
Poverty4.7%
County GDP$1,783M
Commute21 min
Housing
A+
Home Value$265,300
Ownership90.7%
Zillow$315,488
Housing Units1,278
Rent Burden28.1%
Crime
F
Violent57/100K
Property1,048/100K
Health
Obesity35.0%
Uninsured5.3%
Smoking10.0%
Depression22.3%
Heart Disease4.3%
Climate
Avg Temp52°F (11°C)
AQI43 (Good)
Rain37.5 in/yr
Sunny Days275/yr
Elevation756 ft (230 m)
Education
A+
Bachelor's+56.6%
High School+96.5%
Graduate+18.4%
School Score6.65
Community
2024 VoteR 70% / D 28%
Commute21 min
Broadband97.4%
EV Stations13
Libraries9
Is Germantown Hills a Good Place to Live?
Based on current data, Germantown Hills receives an overall livability score of 4.0 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low unemployment, low crime rates, a highly educated population. Germantown Hills stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Germantown Hills is $141,719, which is significantly higher than the national average / 89% above $75,149. This places Germantown Hills among higher-income communities. The job market is very strong with unemployment at just 2.5%. Only 4.7% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 21 minutes.
Cost of Living & Housing
The median home value in Germantown Hills is $265,300, roughly aligned with the national median of $281,900. At just 1.9x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Germantown Hills is a very safe community with a violent crime rate of 57 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,048 per 100,000, 47% below the national average.
Education
Germantown Hills is a highly educated community / 56.6% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 96.5% have completed high school. Local schools score 6.6/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Germantown Hills experiences four distinct seasons with an average temperature of 52°F. Winters average 25°F in January while summers reach 75°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 37.5 inches, including 22.3 inches of snow. Air quality is rated Good with a median AQI of 43.
Germantown Hills has a population of 3,425 with a density of 1,957 people per square mile, spread across 0.6 square miles. The median age is 37.9 years, 3% younger than the national median of 38.9. The gender split is 47.5% female and 52.5% male. The city is predominantly White (96.2%). English is the primary language spoken at home by 100% of residents. 7.8% of the population are veterans, above the national rate of 6.0%. 8.4% of residents have a disability (below the 13.0% national average). 97.1% have health insurance coverage.
Population
37.9yrs
Median Age
3% below US avg
Race & Ethnicity
Germantown Hills vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Social Characteristics
Germantown Hills vs U.S. Average
The median household income in Germantown Hills is $141,719, which is 89% above the national average of $75,149. Per capita income is $54,008 (above the $39,052 national figure). The average weekly wage is $1,058, 26% lower than the U.S. average. The unemployment rate is 2.5% (below the 3.6% US average). 4.7% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 803 business establishments, including 56 restaurants. The cost of living index is 100, roughly in line with the national average. Workers commute an average of 21 minutes (shorter than the 28-minute US average). 20.2% of workers work from home (above the 15.2% national rate).
Income: Germantown Hills vs U.S.
Income
| Median HH Income | $141,719 |
| 89% above US avg |
| Per Capita Income | $54,008 |
| Avg Weekly Wage | $1,058 |
| IRS Avg AGI | $97,599 |
| Gini Index | 0.427 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.5% |
| 31% below US avg |
| Poverty Rate | 4.7% |
| 62% below US avg |
| Establishments (County) | 803 |
| County GDP | $1,783M |
Business (County)
| Restaurants | 56 |
| Healthcare | 42 |
| Retail | 100 |
| Manufacturing | 46 |
Tax & Cost of Living
| Property Tax (IRS) | $6,738 |
| 93% above US avg |
| Cost of Living | 100.00 (100=avg) |
| Effective Tax Rate | 2.54% |
Commute & Transportation
| Commute Time | 20.6 min |
| Drive Alone | 70.6% |
| Public Transit | 0.0% |
| Work from Home | 20.2% |
The median home value in Germantown Hills is $265,300, 6% below the national median of $281,900. Zillow estimates the typical home value at $315,488, higher than the Census estimate. Fair market rent ranges from $854 for a one-bedroom to $1,063 for a two-bedroom apartment. 90.7% of housing units are owner-occupied (above the 65.4% national rate). There are 1,278 total housing units in the city. The median year a home was built is 2000. The average annual property tax is $6,738 (higher than the $3,500 national average). 28.1% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.9x, well within the affordable range.
Home Values
| Census Median | $265,300 |
| 6% below US avg |
| Zillow ZHVI | $315,488 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $774 |
| 1 Bedroom | $854 |
| 2 Bedrooms | $1,063 |
| 3 Bedrooms | $1,370 |
| 4 Bedrooms | $1,561 |
Ownership & Property
| Homeownership | 90.7% |
| Owner-Occupied | 90.7% |
| Renter-Occupied | 9.3% |
| Housing Units | 1,278 |
| Median Year Built | 2000 |
Property Tax
| Avg Tax (IRS) | $6,738 |
| 93% above US avg |
| Effective Rate | 2.54% |
In Germantown Hills, 35.0% of adults are obese, above the national rate of 32.1%. 7.7% have diabetes (below the 10.5% national rate). Heart disease affects 4.3% of residents, below the national average. 27.8% have high blood pressure. 10.0% are current smokers (below the 14.0% national rate). 21.8% report binge drinking. 16.3% are physically inactive, below the national average. 22.3% report depression. 15.7% experience frequent mental distress. 5.3% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:2,249. The dentist ratio is 1:5,447. 74.8% of residents have access to exercise opportunities. The food environment index is 8.9 out of 10.
Health Metrics: Germantown Hills vs U.S. Average (%)
Chronic Conditions
| Obesity | 35.0% |
| 9% above US avg |
| Diabetes | 7.7% |
| Heart Disease | 4.3% |
| High Blood Pressure | 27.8% |
| Asthma | 9.8% |
| COPD | 4.5% |
| Cancer | 7.6% |
| Stroke | 2.2% |
Behaviors & Mental Health
| Smoking | 10.0% |
| 29% below US avg |
| Binge Drinking | 21.8% |
| Physical Inactivity | 16.3% |
| Depression | 22.3% |
| Mental Distress | 15.7% |
| Physical Distress | 9.9% |
| Short Sleep | 30.9% |
Healthcare Access
| Insurance Rate | 97.1% |
| Uninsured | 5.3% |
| 38% below US avg |
| Primary Care | 1:2,249 |
| Dentists | 1:5,447 |
| Mental Health | 1:2,252 |
| Checkup Rate | 76.7% |
| Dental Visits | 73.6% |
| Premature Death | 5,803/100K |
Food & Exercise
| Food Environment | 8.9/10 |
| Exercise Access | 74.8% |
| Healthcare Facilities | 42 |
Germantown Hills has a violent crime rate of 57 per 100,000 residents, 85% below the national average of 380. Property crime stands at 1,048 per 100,000, 47% below the U.S. average. The county recorded 6 fatal traffic crashes. Overall, Germantown Hills receives a safety grade of F.
Crime Rates: Germantown Hills vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 56.8/100K |
| 85% below US avg |
| |
Property Crime
| Total Property | 1,048.2/100K |
| 47% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 6 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Germantown Hills experiences four distinct seasons with an average annual temperature of 52°F (11°C). Winters average 25°F in January while summers reach 75°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 37.5 inches. The area receives 22.3 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 756 feet.
Temperature
25°F Jan (-4°C)
75°F Jul (24°C)
| Annual Average | 52.1°F |
| 4% below US avg |
| January Average | 25°F (-4°C) |
| July Average | 75°F (24°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 756 ft (230 m) |
| Area | 0.6 sq mi (1.6 km²) |
| Population Density | 1,957/sq mi |
| Coordinates | 40.7706°N, 89.4689°W |
| Timezone | America/Chicago |
| County | Woodford County County |
| Nearest Airport | General Downing - Peoria International (PIA)
14 miles away |
Precipitation & Snow
Annual Rainfall
37.5"
1% below US avg
Wettest Month (May)
4.09"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 39.9 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 96.1 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Very Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Very Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Moderate |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
4 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.2. Most recent: M2.6 on Mar 15, 2025.
| Jun 28, 2004 |
12 km NW of Dayton, Illinois |
M4.2 |
90 km |
| Sep 2, 1999 |
8 km W of Amboy, Illinois |
M3.5 |
106 km |
| Jul 15, 2024 |
2 km WNW of Somonauk, Illinois |
M3.1 |
116 km |
| Mar 15, 2025 |
6 km W of Dwight, Illinois |
M2.6 |
89 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
695 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 26 fatalities, 651 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Nov 17, 2013 |
EF4 |
19 km |
3 |
| Jul 13, 2004 |
EF4 |
12 km |
0 |
| May 13, 1995 |
EF4 |
83 km |
0 |
| May 5, 1977 |
EF4 |
61 km |
0 |
| Jun 29, 1976 |
EF4 |
24 km |
0 |
| Apr 4, 2023 |
EF3 |
87 km |
0 |
| Feb 28, 2017 |
EF3 |
18 km |
0 |
| Feb 28, 2017 |
EF3 |
75 km |
2 |
| Dec 31, 2010 |
EF3 |
94 km |
0 |
| Jun 5, 2010 |
EF3 |
72 km |
0 |
| Aug 19, 2009 |
EF3 |
91 km |
0 |
| Apr 20, 2004 |
EF3 |
56 km |
8 |
| May 10, 2003 |
EF3 |
38 km |
0 |
| Apr 19, 1996 |
EF3 |
51 km |
0 |
| May 13, 1995 |
EF3 |
55 km |
0 |
| May 9, 1995 |
EF3 |
65 km |
0 |
| Jun 30, 1977 |
EF3 |
98 km |
0 |
| Mar 4, 1976 |
EF3 |
49 km |
0 |
| Jul 23, 1975 |
EF3 |
64 km |
2 |
| Jul 23, 1975 |
EF3 |
77 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
25°F (-4°C) |
1.6 in |
Coldest |
| February |
27°F (-3°C) |
1.5 in |
Driest |
| March |
39°F (4°C) |
3.0 in |
|
| April |
51°F (10°C) |
3.8 in |
|
| May |
61°F (16°C) |
4.1 in |
Wettest |
| June |
71°F (21°C) |
4.1 in |
|
| July |
75°F (24°C) |
3.9 in |
Warmest |
| August |
72°F (22°C) |
3.4 in |
|
| September |
65°F (18°C) |
3.9 in |
|
| October |
53°F (12°C) |
2.8 in |
|
| November |
40°F (5°C) |
2.9 in |
|
| December |
28°F (-2°C) |
2.5 in |
|
Germantown Hills has a seasonal temperature swing of 50°F / from 25°F in January to 75°F in July. Total annual precipitation is 37.5 inches, with May being the wettest month (4.1") and February the driest (1.5").
Average costs for common services in Germantown Hills. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$250 ($150–$400) |
| Specialist Visit |
$350 ($200–$550) |
| Urgent Care Visit |
$200 ($100–$350) |
| Emergency Room Visit |
$2,200 ($800–$5,000) |
| Dental Cleaning |
$130 ($75–$200) |
| Dental Filling |
$250 ($150–$400) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25–$75) |
| Oil Change (Synthetic) |
$75 ($50–$120) |
| Brake Pad Replacement |
$300 ($150–$500) |
| Tire Rotation |
$40 ($20–$75) |
| New Tires (Set of 4) |
$600 ($400–$1,000) |
| Battery Replacement |
$200 ($100–$350) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$100 ($60–$150) |
| Electrician (Per Hour) |
$90 ($50–$140) |
| HVAC Repair |
$400 ($150–$800) |
| HVAC System Install |
$7,000 ($4,000–$12,000) |
| Roof Repair |
$1,000 ($400–$2,000) |
| Roof Replacement |
$9,000 ($5,500–$15,000) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,500 ($500–$3,500) |
| Divorce (Contested) |
$15,000 ($5,000–$30,000) |
| DUI Defense |
$5,000 ($2,000–$10,000) |
| Bankruptcy (Chapter 7) |
$1,500 ($800–$3,000) |
| Will Preparation |
$500 ($200–$1,000) |
| Trust Preparation |
$2,500 ($1,000–$5,000) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$45) |
| Women's Haircut |
$55 ($30–$100) |
| Hair Coloring (Full) |
$150 ($75–$250) |
| Manicure |
$25 ($15–$45) |
| Pedicure |
$40 ($25–$65) |
| Massage (1 Hour) |
$80 ($50–$130) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.10 ($3.00–$5.50) |
| Dozen Eggs (per dozen) |
$3.50 ($2.50–$5.00) |
| Loaf of Bread |
$3.80 ($2.50–$5.50) |
| Chicken Breast (per lb) |
$4.50 ($3.00–$6.50) |
| Ground Beef (per lb) |
$5.50 ($4.00–$7.50) |
| Rice (per lb) |
$1.00 ($0.60–$1.80) |
View all 20 services
Utilities
| Electricity (Monthly) |
$140 ($80–$250) |
| Natural Gas (Monthly) |
$70 ($30–$150) |
| Water/Sewer (Monthly) |
$70 ($40–$120) |
| Internet (Monthly) |
$70 ($40–$100) |
| Cell Phone Plan (Monthly) |
$65 ($30–$100) |
| Cable TV (Monthly) |
$85 ($50–$150) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$200 ($75–$500) |
| Car Insurance (Annual) |
$2,000 ($1,200–$3,500) |
| Bus Pass (Monthly) |
$70 ($30–$130) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.00–$25) |
| Car Registration (Annual) |
$100 ($30–$250) |
| Driver's License Renewal |
$30 ($15–$75) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,200 ($600–$2,500) |
| Daycare (Toddler, Monthly) |
$1,000 ($500–$2,000) |
| After-School Care (Monthly) |
$400 ($200–$700) |
| Tutoring (Per Hour) |
$50 ($25–$100) |
| SAT/ACT Prep Course |
$1,000 ($400–$2,500) |
| Private School (K-12, Annual) |
$12,500 ($5,000–$30,000) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$60 ($30–$100) |
| Dog Vaccination (Annual) |
$100 ($50–$200) |
| Dog Grooming |
$60 ($30–$100) |
| Pet Boarding (Per Night) |
$40 ($20–$75) |
| Dog Spay/Neuter |
$300 ($150–$500) |
| Cat Spay/Neuter |
$200 ($100–$400) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,157 |
| Toddler | $989 |
| Preschool | $954 |
| Family Childcare (monthly) |
| Infant | $638 |
| Toddler | $654 |
| Preschool | $671 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Germantown Hills
What is the population of Germantown Hills?
Germantown Hills has a population of 3,425 residents and is located in Illinois. The population density is 1,957 people per square mile, spread across 0.6 square miles. The median age of residents is 37.9 years. The population is 47.5% female and 52.5% male.
Is Germantown Hills expensive to live in?
Germantown Hills has a cost of living roughly in line with the national average, with an index of 100 (baseline: 100). The median household income is $141,719, 89% above the national average of $75,149. The median home value is $265,300 (6% below the U.S. median). The home price-to-income ratio is 1.9x, indicating housing is reasonably affordable relative to local income levels.
Is Germantown Hills safe?
Germantown Hills is considered a very safe city with a violent crime rate of 57 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,048 per 100,000 (below the national average). Overall, Germantown Hills receives a safety grade of F based on combined crime data.
What is the weather like in Germantown Hills?
Germantown Hills has a four-season climate with an average annual temperature of 52°F (11°C). Winter temperatures average 25°F in January, while summers reach an average of 75°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 37.5 inches, with 22.3 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Germantown Hills?
The job market in Germantown Hills is very strong, with unemployment at just 2.5% / well below the national rate of 3.6%. The average weekly wage is $1,058. There are 803 business establishments in the area, including 56 restaurants and food service locations. The average commute time is 21 minutes, and 20.2% of workers work from home.
How much does housing cost in Germantown Hills?
The median home value in Germantown Hills is $265,300. Zillow estimates the typical home value at $315,488. The homeownership rate is 90.7%. The average annual property tax is $6,738.
How are the schools in Germantown Hills?
Schools in Germantown Hills score 6.6 out of 10 on standardized testing, near the national average. 56.6% of adults in Germantown Hills hold a bachelor's degree or higher, above the national average of 33.7%. 96.5% have completed high school. 18.4% hold a graduate or professional degree.
How healthy is Germantown Hills?
The obesity rate in Germantown Hills is 35.0% (above the national rate of 32.1%). 10.0% of adults are smokers. 16.3% are physically inactive. 22.3% of residents report depression. 5.3% lack health insurance (below the national rate). 74.8% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,249.
What is transportation like in Germantown Hills?
The average commute in Germantown Hills is 21 minutes, shorter than the national average of 28 minutes. 70.6% of workers drive alone to work, and 20.2% work from home.
What are the demographics of Germantown Hills?
The racial and ethnic makeup of Germantown Hills is 96.2% White, 0.8% Hispanic or Latino. 100% of residents speak only English at home. 7.8% of the population are military veterans. 8.4% of residents have a disability. 97.1% have health insurance coverage.
All Countries
