Median Income
$95,813
27% higher than US avg
Home Value
$265,600
6% lower than US avg
Violent Crime
538/100K
42% higher than US avg
Bachelor's+
13.7%
59% lower than US avg
Obesity Rate
35.2%
10% higher than US avg
Unemployment
1.4%
61% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Beaver Creek Compares to the U.S. Average (100% = U.S. avg)
People
Population365
Median Age45.3 yrs
Density80/mi²
Male / Female51% / 49%
Largest GroupWhite 92%
Veterans5.2%
Economy
A+
Median Income$95,813
Per Capita$46,944
Unemployment1.4%
Poverty0.0%
County GDP$925M
Commute18 min
Housing
A+
Home Value$265,600
Ownership76.3%
Zillow$224,252
Housing Units175
Rent Burden25.9%
Crime
F
Violent538/100K
Property3,605/100K
Health
Obesity35.2%
Uninsured10.0%
Smoking15.5%
Depression26.2%
Heart Disease5.3%
Climate
Avg Temp44°F (6°C)
AQI26 (Good)
Rain11.8 in/yr
Sunny Days274/yr
Elevation2,575 ft (785 m)
Education
C
Bachelor's+13.7%
High School+96.1%
Graduate+1.8%
School Score4.88
Community
2024 VoteR 57% / D 39%
Commute18 min
Broadband72.3%
EV Stations1
Libraries1
Is Beaver Creek a Good Place to Live?
Based on current data, Beaver Creek receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include above-average household incomes, low unemployment, abundant sunshine, a low poverty rate. Areas to be aware of include elevated crime rates. Beaver Creek offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Beaver Creek is $95,813, 27% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 1.4%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 18 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Beaver Creek is $265,600, roughly aligned with the national median of $281,900. At just 2.8x median income, home prices are very affordable relative to local earnings.
Safety & Crime
The violent crime rate of 538 per 100,000 is above the national average of 380 / something for prospective residents to consider. Property crime occurs at a rate of 3,605 per 100,000, 84% above the national average.
Education
13.7% of residents hold a bachelor's degree, below the national average of 33.7%. 96.1% have completed high school. Area schools have an average test score of 4.9/10.
Climate & Weather
Beaver Creek has a cool climate with an average annual temperature of 44°F. Winters average 18°F in January while summers reach 70°F in July. With 274 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 11.8 inches, including 41.0 inches of snow. Air quality is rated Good with a median AQI of 26.
Beaver Creek has a population of 365 with a density of 80 people per square mile, spread across 4.6 square miles. The median age is 45.3 years, 16% older than the national median of 38.9. The gender split is 49% female and 51% male. The city is predominantly White (91.5%), with 8.5% Hispanic. English is the primary language spoken at home by 100% of residents. 5.2% of the population are veterans. 9.4% of residents have a disability (below the 13.0% national average). 85.3% have health insurance coverage.
Population
45.3yrs
Median Age
16% above US avg
Race & Ethnicity
Beaver Creek vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Social Characteristics
Beaver Creek vs U.S. Average
The median household income in Beaver Creek is $95,813, which is 27% above the national average of $75,149. Per capita income is $46,944 (above the $39,052 national figure). The average weekly wage is $946, 34% lower than the U.S. average. The unemployment rate is 1.4% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 601 business establishments, including 56 restaurants. The cost of living index is 94.6, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 18 minutes (shorter than the 28-minute US average). 1.3% of workers work from home (below the 15.2% national rate).
Income: Beaver Creek vs U.S.
Income
| Median HH Income | $95,813 |
| 27% above US avg |
| Per Capita Income | $46,944 |
| Avg Weekly Wage | $946 |
| IRS Avg AGI | $59,947 |
| Gini Index | 0.409 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.4% |
| 61% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 601 |
| County GDP | $925M |
Business (County)
| Restaurants | 56 |
| Healthcare | 58 |
| Retail | 68 |
| Manufacturing | 12 |
Tax & Cost of Living
| Property Tax (IRS) | $3,257 |
| 7% below US avg |
| Cost of Living | 94.60 (100=avg) |
| Effective Tax Rate | 1.23% |
Commute & Transportation
| Commute Time | 18.3 min |
| Drive Alone | 96.9% |
| Public Transit | 0.0% |
| Work from Home | 1.3% |
The median home value in Beaver Creek is $265,600, 6% below the national median of $281,900. Zillow estimates the typical home value at $224,252, lower than the Census estimate. Fair market rent ranges from $1,076 for a one-bedroom to $1,336 for a two-bedroom apartment. 76.3% of housing units are owner-occupied (above the 65.4% national rate). There are 175 total housing units in the city. The median year a home was built is 1971. The average annual property tax is $3,257. 25.9% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.8x, well within the affordable range.
Home Values
| Census Median | $265,600 |
| 6% below US avg |
| Zillow ZHVI | $224,252 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $988 |
| 1 Bedroom | $1,076 |
| 2 Bedrooms | $1,336 |
| 3 Bedrooms | $1,789 |
| 4 Bedrooms | $2,113 |
Ownership & Property
| Homeownership | 76.3% |
| Owner-Occupied | 76.3% |
| Renter-Occupied | 23.7% |
| Housing Units | 175 |
| Median Year Built | 1971 |
Property Tax
| Avg Tax (IRS) | $3,257 |
| 7% below US avg |
| Effective Rate | 1.23% |
In Beaver Creek, 35.2% of adults are obese, above the national rate of 32.1%. 8.3% have diabetes (below the 10.5% national rate). Heart disease affects 5.3% of residents. 30.6% have high blood pressure. 15.5% are current smokers. 25.1% report binge drinking. 20.6% are physically inactive, below the national average. 26.2% report depression (above the 20.0% national average). 19.5% experience frequent mental distress. 10.0% of residents lack health insurance. The primary care physician ratio is 1:1,471. The dentist ratio is 1:1,148. 71.8% of residents have access to exercise opportunities. The food environment index is 6.5 out of 10.
Health Metrics: Beaver Creek vs U.S. Average (%)
Chronic Conditions
| Obesity | 35.2% |
| 10% above US avg |
| Diabetes | 8.3% |
| Heart Disease | 5.3% |
| High Blood Pressure | 30.6% |
| Asthma | 11.2% |
| COPD | 6.3% |
| Cancer | 7.5% |
| Stroke | 2.9% |
Behaviors & Mental Health
| Smoking | 15.5% |
| 11% above US avg |
| Binge Drinking | 25.1% |
| Physical Inactivity | 20.6% |
| Depression | 26.2% |
| Mental Distress | 19.5% |
| Physical Distress | 13.8% |
| Short Sleep | 33.9% |
Healthcare Access
| Insurance Rate | 85.3% |
| Uninsured | 10.0% |
| 16% above US avg |
| Primary Care | 1:1,471 |
| Dentists | 1:1,148 |
| Mental Health | 1:247 |
| Checkup Rate | 68.8% |
| Dental Visits | 63.4% |
| Premature Death | 12,044/100K |
Food & Exercise
| Food Environment | 6.5/10 |
| Exercise Access | 71.8% |
| Healthcare Facilities | 58 |
Beaver Creek has a violent crime rate of 538 per 100,000 residents, 42% above the national average of 380. Property crime stands at 3,605 per 100,000, 84% above the U.S. average. The county recorded 1 fatal traffic crashes. The area has experienced 91 federally declared disasters. Overall, Beaver Creek receives a safety grade of F.
Crime Rates: Beaver Creek vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 538.2/100K |
| 42% above US avg |
| |
Property Crime
| Total Property | 3,604.8/100K |
| 84% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 1 |
| Avg Accident Severity | 0.0 / 4.0 |
| FEMA Disasters | 91 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Beaver Creek has a cool climate with an average annual temperature of 44°F (6°C). Winters average 18°F in January while summers reach 70°F in July. The area gets 274 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 11.8 inches (drier than the 38-inch national average). The area receives 41.0 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 26 / among the cleanest air in the country. The city sits at an elevation of 2,575 feet.
Temperature
18°F Jan (-8°C)
70°F Jul (21°C)
| Annual Average | 43.6°F |
| 19% below US avg |
| January Average | 18°F (-8°C) |
| July Average | 70°F (21°C) |
| Sunny Days | 274 days/yr |
Geography
| Elevation | 2,575 ft (785 m) |
| Area | 4.6 sq mi (11.9 km²) |
| Population Density | 80/sq mi |
| Coordinates | 48.5437°N, 109.8069°W |
| Timezone | America/Denver |
| County | Hill County County |
| Nearest Airport | Great Falls International (GTF)
103 miles away |
Precipitation & Snow
Annual Rainfall
11.8"
69% below US avg
Wettest Month (Jun)
2.13"
Air Quality
| AQI Median | 26.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| PM2.5 (Fine Particles) | 7.9 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 50.5 / 100 |
| Social Vulnerability | 67.1 / 100 |
| Community Resilience | 38.1 / 100 |
Hazard Breakdown
| Tornado |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Very Low |
| Strong Wind |
Very Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively High |
| Lightning |
Relatively Moderate |
| Ice Storm |
Very Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively High |
| Landslide |
Very Low |
| Avalanche |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
3 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.9. Most recent: M2.5 on Feb 25, 2013.
| Aug 16, 1994 |
27 km W of Chester, Montana |
M3.9 |
113 km |
| Dec 5, 1991 |
15 km WSW of Hays, Montana |
M3.0 |
94 km |
| Feb 25, 2013 |
28 km WSW of Chester, Montana |
M2.5 |
112 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
22 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF3. Total: 2 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jul 5, 1988 |
EF3 |
92 km |
0 |
| Jul 5, 1988 |
EF3 |
75 km |
0 |
| Jul 5, 1988 |
EF3 |
65 km |
0 |
| Jul 8, 2002 |
EF1 |
43 km |
0 |
| Jun 16, 1995 |
EF1 |
61 km |
0 |
| May 25, 1980 |
EF1 |
45 km |
0 |
| May 25, 1980 |
EF1 |
88 km |
0 |
| May 24, 1977 |
EF1 |
71 km |
0 |
| Jul 1, 1962 |
EF1 |
5 km |
0 |
| Aug 26, 2022 |
EF0 |
68 km |
0 |
| Jun 13, 2014 |
EF0 |
44 km |
0 |
| Jun 5, 2012 |
EF0 |
56 km |
0 |
| Jun 20, 2005 |
EF0 |
93 km |
0 |
| Jun 17, 2005 |
EF0 |
97 km |
0 |
| Jun 18, 1999 |
EF0 |
43 km |
0 |
| Jun 2, 1999 |
EF0 |
100 km |
0 |
| Jun 27, 1996 |
EF0 |
84 km |
0 |
| Jun 26, 1994 |
EF0 |
36 km |
0 |
| Jun 26, 1994 |
EF0 |
37 km |
0 |
| Aug 16, 1993 |
EF0 |
17 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: BLAINE C (138,192 ac, 1991).
| Year |
Name |
Acres |
Distance |
| 1991 |
BLAINE C |
138,192 |
48 km |
| 2012 |
WELDER |
32,985 |
96 km |
| 2017 |
EAST FORK |
21,165 |
39 km |
| 1984 |
CENTENNIAL |
11,775 |
35 km |
| 2006 |
MAGGIE |
8,187 |
74 km |
| 2022 |
EAGLE CREEK |
6,359 |
46 km |
| 1988 |
LOSTCANYON |
4,532 |
38 km |
| 2008 |
CHOUTEAU CO COMPLEX |
4,365 |
80 km |
| 2003 |
LAKE17 |
4,054 |
87 km |
| 2006 |
HOWARD |
3,884 |
92 km |
| 2014 |
MIDDLE BLACK |
3,854 |
55 km |
| 2012 |
OUTHOUSE |
3,179 |
21 km |
| 1990 |
ADAMS |
3,072 |
100 km |
| 1990 |
QUISNO |
3,018 |
91 km |
| 2014 |
2 RAINTRAP PASTURE PRESCRIBED FIRE |
2,311 |
87 km |
| 2011 |
WILD HORSE |
1,882 |
79 km |
| 2021 |
EAGLE BUTTE |
1,817 |
79 km |
| 2013 |
PEOPLES CREEK |
1,623 |
84 km |
| 1988 |
P N |
1,533 |
94 km |
| 2012 |
BIG STRETCH |
1,524 |
16 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
18°F (-8°C) |
0.5 in |
Coldest |
| February |
21°F (-6°C) |
0.4 in |
Driest |
| March |
31°F (-0°C) |
0.6 in |
|
| April |
43°F (6°C) |
0.9 in |
|
| May |
54°F (12°C) |
1.9 in |
|
| June |
63°F (17°C) |
2.1 in |
Wettest |
| July |
70°F (21°C) |
1.6 in |
Warmest |
| August |
68°F (20°C) |
1.3 in |
|
| September |
56°F (14°C) |
1.1 in |
|
| October |
45°F (7°C) |
0.6 in |
|
| November |
29°F (-2°C) |
0.5 in |
|
| December |
19°F (-7°C) |
0.6 in |
|
Beaver Creek has a seasonal temperature swing of 52°F / from 18°F in January to 70°F in July. Total annual precipitation is 12.1 inches, with June being the wettest month (2.1") and February the driest (0.4").
Average costs for common services in Beaver Creek. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$237 ($142–$378) |
| Specialist Visit |
$331 ($189–$520) |
| Urgent Care Visit |
$189 ($95–$331) |
| Emergency Room Visit |
$2,081 ($757–$4,730) |
| Dental Cleaning |
$123 ($71–$189) |
| Dental Filling |
$237 ($142–$378) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$43 ($24–$71) |
| Oil Change (Synthetic) |
$71 ($47–$114) |
| Brake Pad Replacement |
$284 ($142–$473) |
| Tire Rotation |
$38 ($19–$71) |
| New Tires (Set of 4) |
$568 ($378–$946) |
| Battery Replacement |
$189 ($95–$331) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$95 ($57–$142) |
| Electrician (Per Hour) |
$85 ($47–$132) |
| HVAC Repair |
$378 ($142–$757) |
| HVAC System Install |
$6,622 ($3,784–$11,352) |
| Roof Repair |
$946 ($378–$1,892) |
| Roof Replacement |
$8,514 ($5,203–$14,190) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,419 ($473–$3,311) |
| Divorce (Contested) |
$14,190 ($4,730–$28,380) |
| DUI Defense |
$4,730 ($1,892–$9,460) |
| Bankruptcy (Chapter 7) |
$1,419 ($757–$2,838) |
| Will Preparation |
$473 ($189–$946) |
| Trust Preparation |
$2,365 ($946–$4,730) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($14–$43) |
| Women's Haircut |
$52 ($28–$95) |
| Hair Coloring (Full) |
$142 ($71–$237) |
| Manicure |
$24 ($14–$43) |
| Pedicure |
$38 ($24–$61) |
| Massage (1 Hour) |
$76 ($47–$123) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.88 ($2.84–$5.20) |
| Dozen Eggs (per dozen) |
$3.31 ($2.37–$4.73) |
| Loaf of Bread |
$3.59 ($2.37–$5.20) |
| Chicken Breast (per lb) |
$4.26 ($2.84–$6.15) |
| Ground Beef (per lb) |
$5.20 ($3.78–$7.10) |
| Rice (per lb) |
$0.95 ($0.57–$1.70) |
View all 20 services
Utilities
| Electricity (Monthly) |
$132 ($76–$237) |
| Natural Gas (Monthly) |
$66 ($28–$142) |
| Water/Sewer (Monthly) |
$66 ($38–$114) |
| Internet (Monthly) |
$66 ($38–$95) |
| Cell Phone Plan (Monthly) |
$61 ($28–$95) |
| Cable TV (Monthly) |
$80 ($47–$142) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$189 ($71–$473) |
| Car Insurance (Annual) |
$1,892 ($1,135–$3,311) |
| Bus Pass (Monthly) |
$66 ($28–$123) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.57–$24) |
| Car Registration (Annual) |
$95 ($28–$237) |
| Driver's License Renewal |
$28 ($14–$71) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,135 ($568–$2,365) |
| Daycare (Toddler, Monthly) |
$946 ($473–$1,892) |
| After-School Care (Monthly) |
$378 ($189–$662) |
| Tutoring (Per Hour) |
$47 ($24–$95) |
| SAT/ACT Prep Course |
$946 ($378–$2,365) |
| Private School (K-12, Annual) |
$11,825 ($4,730–$28,380) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$57 ($28–$95) |
| Dog Vaccination (Annual) |
$95 ($47–$189) |
| Dog Grooming |
$57 ($28–$95) |
| Pet Boarding (Per Night) |
$38 ($19–$71) |
| Dog Spay/Neuter |
$284 ($142–$473) |
| Cat Spay/Neuter |
$189 ($95–$378) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $912 |
| Toddler | $948 |
| Preschool | $815 |
| Family Childcare (monthly) |
| Infant | $737 |
| Toddler | $752 |
| Preschool | $752 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Beaver Creek
What is the population of Beaver Creek?
Beaver Creek has a population of 365 residents and is located in Montana. The population density is 80 people per square mile, spread across 4.6 square miles. The median age of residents is 45.3 years, which is older than the national median of 38.9 years. The population is 49% female and 51% male.
Is Beaver Creek expensive to live in?
Beaver Creek is more affordable than the national average, with a cost of living index of 94.6 / below the baseline of 100. The median household income is $95,813, 27% above the national average of $75,149. The median home value is $265,600 (6% below the U.S. median). The home price-to-income ratio is 2.8x, indicating housing is reasonably affordable relative to local income levels.
Is Beaver Creek safe?
The violent crime rate in Beaver Creek is 538 per 100,000 residents, above the national average of 380. Prospective residents should research specific neighborhoods, as crime rates can vary significantly within the city. Property crime occurs at a rate of 3,605 per 100,000 (above the national average). Overall, Beaver Creek receives a safety grade of F based on combined crime data.
What is the weather like in Beaver Creek?
Beaver Creek has a cool climate with an average annual temperature of 44°F (6°C). Winter temperatures average 18°F in January, while summers reach an average of 70°F in July. The area receives 274 sunny days per year, well above the national average of 205. Annual rainfall totals 11.8 inches, with 41.0 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 26.
How is the job market in Beaver Creek?
The job market in Beaver Creek is very strong, with unemployment at just 1.4% / well below the national rate of 3.6%. The average weekly wage is $946. There are 601 business establishments in the area, including 56 restaurants and food service locations. The average commute time is 18 minutes, and 1.3% of workers work from home.
How much does housing cost in Beaver Creek?
The median home value in Beaver Creek is $265,600. Zillow estimates the typical home value at $224,252. The homeownership rate is 76.3%. The average annual property tax is $3,257.
How are the schools in Beaver Creek?
Schools in Beaver Creek have an average test score of 4.9 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 13.7% of adults in Beaver Creek hold a bachelor's degree or higher, below the national average of 33.7%. 96.1% have completed high school. 1.8% hold a graduate or professional degree.
How healthy is Beaver Creek?
The obesity rate in Beaver Creek is 35.2% (above the national rate of 32.1%). 15.5% of adults are smokers. 20.6% are physically inactive. 26.2% of residents report depression. 10.0% lack health insurance (above the national rate). 71.8% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,471.
What is transportation like in Beaver Creek?
The average commute in Beaver Creek is 18 minutes, shorter than the national average of 28 minutes. 96.9% of workers drive alone to work, and 1.3% work from home.
What are the demographics of Beaver Creek?
The racial and ethnic makeup of Beaver Creek is 91.5% White, 8.5% Hispanic or Latino. 100% of residents speak only English at home. 5.2% of the population are military veterans. 9.4% of residents have a disability. 85.3% have health insurance coverage.
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