Carter, MT

Montana

Carter is a small town in Montana with a population of 118. Residents earn $32,188 per year, which is 57% below the national average.

3.2 /5.0
B Good
118 Population 41/sq mi density
$32,188 Median Income $13,572 per capita
$107,500 Home Value
N/A Median Rent
45°F Avg Temperature
B
Overall
3.2 / 5.0
Good overall score based on economy, affordability, safety and education
B
Economy
3.4 / 5.0
$32,188 median income, 0.0% unemployment
A+
Affordability
4.8 / 5.0
$107,500 home value
F
Education
1.4 / 5.0
4.8% bachelor's degree or higher
Median Income $32,188
57% lower than US avg
Home Value $107,500
62% lower than US avg
Bachelor's+ 4.8%
86% lower than US avg
Unemployment 0.0%
100% lower than US avg
Poverty Rate 10.0%
19% lower than US avg

How Carter Compares to the U.S. Average (100% = U.S. avg)

People

Population118
Median Age25.2 yrs
Density41/mi²
Male / Female57% / 43%
Largest GroupWhite 84%
Veterans70.0%

Economy

B
Median Income$32,188
Per Capita$13,572
Unemployment0.0%
Poverty10.0%
County GDP$292M

Housing

A+
Home Value$107,500
RentN/A
OwnershipN/A

Crime

ViolentN/A
PropertyN/A

Health

ObesityN/A
UninsuredN/A

Climate

Avg Temp45°F
AQI26 (Good)
Rain13.2 in/yr
Elevation3,036 ft

Education

F
Bachelor's+4.8%
High School+79.0%
School Score6.08

Community

2024 VoteR 64% / D 32%
CommuteN/A
Broadband23.0%
Libraries4

Is Carter a Good Place to Live?

Based on current data, Carter receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing. Areas to be aware of include below-average incomes. Carter offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Carter is $32,188, 57% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. 10.0% of residents live in poverty, near the national average of 12.4%.

Cost of Living & Housing

The median home value in Carter is $107,500, 62% below the national median — offering relatively affordable homeownership. A price-to-income ratio of 3.3x indicates a reasonably affordable housing market.

Education

4.8% of residents hold a bachelor's degree, below the national average of 33.7%. 79.0% have completed high school. Local schools score 6.1/10 in standardized testing, reflecting strong academic performance.

Climate & Weather

Carter has a cool climate with an average annual temperature of 45°F. Winters average 22°F in January while summers reach 70°F in July. Annual precipitation totals 13.2 inches, including 38.2 inches of snow. Air quality is rated Good with a median AQI of 26.

Carter has a population of 118 with a density of 41 people per square mile. The median age is 25.2 years, 35% younger than the national median of 38.9. The city is predominantly White (83.9%), with 7.6% Hispanic.

Population

118
Total Population
41
People / sq mi
25.2yrs
Median Age
35% below US avg
2.9mi²
Land Area

Gender Distribution

Male 56.8%
Female 43.2%

Race & Ethnicity

Carter vs U.S. Average

Language Spoken at Home

English Only100.0%
27% above US avg
Spanish0.0%
100% below US avg

Social Characteristics

Carter vs U.S. Average

The median household income in Carter is $32,188, which is 57% below the national average of $75,149. The unemployment rate is 0.0% (below the 3.6% US average). 10.0% of residents live below the poverty line.

Income: Carter vs U.S.

Commute Mode

Income

Median HH Income$32,188
57% below US avg
Per Capita Income$13,572
Avg Weekly Wage$852
IRS Avg AGI$59,301

Employment & Poverty

Unemployment0.0%
100% below US avg
Poverty Rate10.0%
19% below US avg
Establishments (County)229
County GDP$292M

Business (County)

Restaurants19
Healthcare12
Retail26
Manufacturing8

Tax & Cost of Living

Property Tax (IRS)$2,671
24% below US avg
Effective Tax Rate2.48%

Commute & Transportation

Work from Home0.0%

Walkability

The median home value in Carter is $107,500, 62% below the national average.

Home Value Sources

Ownership Split

Home Values

Census Median$107,500
62% below US avg

Real Estate Market (Redfin)

Rental Costs

HUD Fair Market Rent

Studio$932
1 Bedroom$1,002
2 Bedrooms$1,244
3 Bedrooms$1,492
4 Bedrooms$2,011

Ownership & Property

Owner-Occupied78.3%

Property Tax

Avg Tax (IRS)$2,671
24% below US avg
Effective Rate2.48%

Health Metrics: Carter vs U.S. Average (%)

Chronic Conditions

Behaviors & Mental Health

Healthcare Access

Insurance Rate83.0%
Premature Death10,967/100K

Food & Exercise

Food Environment6.5/10
Exercise Access44.8%
Healthcare Facilities12

Crime Rates: Carter vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Safety Score

Carter has an average annual temperature of 45°F (7°C). Winters average 22°F in January while summers reach 70°F in July. Annual precipitation is 13.2 inches. Air quality is rated Good with a median AQI of 26.

Temperature

22°F Jan (-5°C) 70°F Jul (21°C)
Annual Average45.4°F
16% below US avg
January Average22°F (-5°C)
July Average70°F (21°C)

Precipitation & Snow

Annual Rainfall13.2 inches
65% below US avg
Snowfall38.2 inches/yr

Air Quality

AQI Median26.0
RatingGood

Geography

Elevation3,036 ft (925 m)
Area2.9 sq mi (7.5 km²)
Population Density41/sq mi
Coordinates47.7778°N, 110.9328°W
County FIPS30015
It is classified as Nonmetro — Rural, adjacent. 4.8% of residents hold a bachelor's degree or higher (86% below US avg). In the 2024 election, the county voted Republican by a 32.2-point margin. 23.0% of households have broadband internet.

2024 Presidential Election (County)

R 64.3%
D 32%

Winner: Republican by 32.2 points

Education

Bachelor's Degree+4.8%
86% below US avg
High School+79.0%
School Test Score6.08
F Education Grade (1.4/5.0)

Urban-Rural Classification

RUCC Code 8Nonmetro — Rural, adjacent
Population Density41/sq mi
Total Area2.9 sq mi

Infrastructure & Services

Broadband Access23.0%
Public Libraries4
Healthcare Facilities12
Restaurants19
Retail Stores26

Safety & Disasters

Commute & Transportation

Work from Home0.0%

Nearby Cities

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