Cashtown, PA — City Data & Statistics

Home Value $280,700

0% lower than US avg

Bachelor's+ 7.3%

78% lower than US avg

Unemployment 0.0%

100% lower than US avg

Poverty Rate 23.8%

92% higher than US avg

How Cashtown Compares to the U.S. Average (100% = U.S. avg)

People

Population223

Median Age50.2 yrs

Density149/mi²

Male / Female56% / 44%

Largest GroupWhite 70%

Veterans0.0%

Economy

Median IncomeN/A

Per Capita$38,271

Unemployment0.0%

Poverty23.8%

County GDP$4,729M

Commute35 min

Housing

Home Value$280,700

RentN/A

OwnershipN/A

Housing Units93

Rent Burden27.4%

Climate

Avg Temp51°F (11°C)

AQI40 (Good)

Rain46.4 in/yr

Sunny Days293/yr

Elevation697 ft (212 m)

Education

Bachelor's+7.3%

High School+87.2%

Graduate+2.3%

School Score5.95

Community

2024 VoteR 66% / D 33%

Commute35 min

Broadband43.0%

Libraries6

Is Cashtown a Good Place to Live?

Based on current data, Cashtown receives an overall livability score of 1.6 out of 5.0, earning a grade of D. Key strengths include low unemployment, abundant sunshine. Areas to be aware of include an elevated poverty rate. Cashtown faces significant challenges across several quality-of-life categories.

Economy & Jobs

The job market is very strong with unemployment at just 0.0%. The poverty rate of 23.8% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 35 minutes.

Cost of Living & Housing

The median home value in Cashtown is $280,700, roughly aligned with the national median of $281,900.

Education

7.3% of residents hold a bachelor's degree, below the national average of 33.7%. 87.2% have completed high school. Area schools have an average test score of 5.9/10.

Climate & Weather

Cashtown experiences four distinct seasons with an average temperature of 51°F. Winters average 29°F in January while summers reach 74°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 46.4 inches. Air quality is rated Good with a median AQI of 40.

Cashtown has a population of 223 with a density of 149 people per square mile, spread across 1.5 square miles. The median age is 50.2 years, 29% older than the national median of 38.9. The gender split is 44.4% female and 55.6% male. The city is predominantly White (69.5%), with 8.1% Hispanic, 8.5% Black. English is the primary language spoken at home by 99.3% of residents. 0.0% of the population are veterans, below the national rate of 6.0%. 31.1% of residents have a disability (above the 13.0% national average). 83.4% have health insurance coverage.

Population

223

Total Population

149

People / sq mi

50.2yrs

Median Age

29% above US avg

1.5mi²

Land Area

Gender Distribution

Male 55.6%

Female 44.4%

Race & Ethnicity

Cashtown vs U.S. Average

Language Spoken at Home

English Only	99.3%
	26% above US avg
Spanish	0.7%
	95% below US avg

Social Characteristics

Cashtown vs U.S. Average

The median household income in Cashtown is N/A. Per capita income is $38,271. The average weekly wage is $1,049, 27% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 23.8% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 2,237 business establishments, including 225 restaurants. The cost of living index is 97.6, roughly in line with the national average. Workers commute an average of 35 minutes (longer than the 28-minute US average). 1.6% of workers work from home (below the 15.2% national rate).

Income: Cashtown vs U.S.

Commute Mode

Income


Per Capita Income	$38,271
Avg Weekly Wage	$1,049
IRS Avg AGI	$75,220

Employment & Poverty

Unemployment	0.0%
	100% below US avg
Poverty Rate	23.8%
	92% above US avg
Establishments (County)	2,237
County GDP	$4,729M

Business (County)

Restaurants	225
Healthcare	165
Retail	307
Manufacturing	106

Tax & Cost of Living

Property Tax (IRS)	$5,531
	58% above US avg
Cost of Living	97.60 (100=avg)
Effective Tax Rate	1.97%

Commute & Transportation

Commute Time	34.9 min
Drive Alone	75.0%
Public Transit	0.0%
Work from Home	1.6%

Walkability

The median home value in Cashtown is $280,700, 0% below the national median of $281,900. Homes sell for 98.2% of their list price. Fair market rent ranges from $996 for a one-bedroom to $1,225 for a two-bedroom apartment. There are 93 total housing units in the city. The median year a home was built is 1971. The average annual property tax is $5,531 (higher than the $3,500 national average). 27.4% of renters spend 30% or more of their income on housing.

Home Value Sources

Ownership Split

Home Values

Census Median	$280,700
	0% below US avg

Real Estate Market (Redfin)

$/Sq Ft	$214
Homes Sold	1
Sale-to-List Ratio	98.2%
Price Drops	0.0%

Rental Costs


Rent Burden	27.4%

HUD Fair Market Rent

Studio	$900
1 Bedroom	$996
2 Bedrooms	$1,225
3 Bedrooms	$1,570
4 Bedrooms	$1,744

Ownership & Property

Owner-Occupied	62.8%
Housing Units	93
Median Year Built	1971

Property Tax

Avg Tax (IRS)	$5,531
	58% above US avg
Effective Rate	1.97%

Cashtown experiences four distinct seasons with an average annual temperature of 51°F (11°C). Winters average 29°F in January while summers reach 74°F in July. The area gets 293 sunny days per year, well above the U.S. average of 205 — making it one of the sunnier locations in the country. Annual precipitation totals 46.4 inches (wetter than the 38-inch national average). Air quality is rated Good with a median AQI of 40. The city sits at an elevation of 697 feet.

Temperature

29°F Jan (-2°C) 74°F Jul (23°C)

Annual Average	51.3°F
	5% below US avg
January Average	29°F (-2°C)
July Average	74°F (23°C)
Sunny Days	293 days/yr

Precipitation & Snow

Annual Rainfall	46.4 inches
	22% above US avg

Air Quality

AQI Median	40.0
Rating	Good

Geography

Elevation	697 ft (212 m)
Area	1.5 sq mi (3.9 km²)
Population Density	149/sq mi
Coordinates	39.8844°N, 77.3507°W
Timezone	America/New_York
County	Adams County County
County FIPS	42001

Monthly Weather

Month	Avg Temperature	Precipitation	Summary
January	29°F (-2°C)	3.0 in	Coldest
February	30°F (-1°C)	2.9 in	Driest
March	39°F (4°C)	3.5 in
April	49°F (10°C)	3.7 in
May	59°F (15°C)	4.3 in	Wettest
June	67°F (19°C)	4.3 in
July	74°F (23°C)	3.6 in	Warmest
August	70°F (21°C)	3.5 in
September	63°F (17°C)	4.1 in
October	52°F (11°C)	3.6 in
November	43°F (6°C)	3.8 in
December	33°F (1°C)	3.2 in

Cashtown has a seasonal temperature swing of 45°F — from 29°F in January to 74°F in July. Total annual precipitation is 43.5 inches, with May being the wettest month (4.3") and February the driest (2.9").

Cashtown is located in Adams County. It is classified as Metro — under 250K, part of a metropolitan area. 7.3% of adults hold a bachelor's degree or higher, 78% below the national average of 33.7%. 87.2% have completed high school. 2.3% hold a graduate or professional degree (below the 13.1% national rate). Area schools have an average test score of 5.9 out of 10. In the 2024 presidential election, the county voted Republican with 66.4% of the vote, a 33.6-point margin. 43.0% of households have broadband internet access (below the 90.0% national rate). There are 6 public libraries serving the community. 165 healthcare facilities operate in the area. 75% of workers drive alone to work.

2024 Presidential Election (County)

R 66.4%

D 32.7%

Winner: Republican by 33.6 points

Education

Bachelor's Degree+	7.3%
	78% below US avg
High School+	87.2%
Graduate Degree+	2.3%
School Test Score	5.95

D Education Grade (1.6/5.0)

Urban-Rural Classification

RUCC Code 3	Metro — under 250K
Population Density	149/sq mi
Total Area	1.5 sq mi
County	Adams County County

Infrastructure & Services

Broadband Access	43.0%
Public Libraries	6
Healthcare Facilities	165
Restaurants	225
Retail Stores	307

Safety & Disasters

Fatal Crashes (County/yr)	9

Commute & Transportation

Avg Commute	34.9 min
Drive Alone	75.0%
Public Transit	0.0%
Work from Home	1.6%

Frequently Asked Questions About Cashtown

What is the population of Cashtown?

Cashtown has a population of 223 residents and is located in Pennsylvania. The population density is 149 people per square mile, spread across 1.5 square miles. The median age of residents is 50.2 years, which is older than the national median of 38.9 years. The population is 44.4% female and 55.6% male.

Is Cashtown expensive to live in?

Cashtown has a cost of living roughly in line with the national average, with an index of 97.6 (baseline: 100). The median home value is $280,700 (0% below the U.S. median).

What is the weather like in Cashtown?

Cashtown has a four-season climate with an average annual temperature of 51°F (11°C). Winter temperatures average 29°F in January, while summers reach an average of 74°F in July. The area receives 293 sunny days per year, well above the national average of 205. Annual rainfall totals 46.4 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 40.

How is the job market in Cashtown?

The job market in Cashtown is very strong, with unemployment at just 0.0% — well below the national rate of 3.6%. The average weekly wage is $1,049. There are 2,237 business establishments in the area, including 225 restaurants and food service locations. The average commute time is 35 minutes, and 1.6% of workers work from home.

How much does housing cost in Cashtown?

The median home value in Cashtown is $280,700. The average annual property tax is $5,531.

How are the schools in Cashtown?

Schools in Cashtown score 5.9 out of 10 on standardized testing, near the national average. 7.3% of adults in Cashtown hold a bachelor's degree or higher, below the national average of 33.7%. 87.2% have completed high school. 2.3% hold a graduate or professional degree.

What is transportation like in Cashtown?

The average commute in Cashtown is 35 minutes, longer than the national average of 28 minutes. 75% of workers drive alone to work, and 1.6% work from home.

What are the demographics of Cashtown?

The racial and ethnic makeup of Cashtown is 69.5% White, 8.5% Black or African American, 8.1% Hispanic or Latino. 99.3% of residents speak only English at home. 0.0% of the population are military veterans. 31.1% of residents have a disability. 83.4% have health insurance coverage.

Nearby Cities

Biglerville, PA 1,194 pop · 6.3 mi Gettysburg, PA 7,929 pop · 7.2 mi Carroll Valley, PA 3,962 pop · 9.5 mi Lake Heritage, PA 2,737 pop · 10.3 mi Mont Alto, PA 1,531 pop · 11.3 mi Fayetteville, PA 2,431 pop · 11.5 mi Bonneauville, PA 1,975 pop · 12.5 mi Emmitsburg, MD 2,855 pop · 12.5 mi Blue Ridge Summit, PA 1,016 pop · 12.6 mi Guilford, PA 3,673 pop · 13.4 mi Scotland, PA 1,535 pop · 13.7 mi Pen Mar, PA 1,338 pop · 14.0 mi Wayne Heights, PA 3,496 pop · 14.0 mi Highfield-Cascade, MD 1,079 pop · 14.1 mi

Compare Cashtown with another city: