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Cato, NY
Full City Profile · New York · Cayuga County County
3.1
/5.0
B
Good
400
Population
404/sq mi density
$65,982
Median Income
$29,885 per capita
$154,600
Home Value
$220,193 Zillow
$840
Median Rent
25.4% income on rent
49°F
Avg Temperature
246 sunny days/yr
128
Violent Crime/100K
3,887 property/100K
B
Overall
3.1 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.3 / 5.0
$65,982 median income, 1.6% unemployment
A+
Affordability
5.0 / 5.0
$154,600 home value, $840/mo rent
F
Safety
1.0 / 5.0
128 violent crimes/100K
C
Education
2.0 / 5.0
12.7% bachelor's degree or higher
Housing Overview
Median Home Value
$154,600
45% below
US avg: $281,900
Median Rent
$840/mo
28% below
US avg: $1,163/mo
Homeownership Rate
64.2%
2% below US avg (65.4%)
Total Housing Units
190
Median year built: 1951
Home Value by Source
Census Median
$154,600
Zillow (ZHVI)
$220,193
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
64.2%
Owner-Occupied
35.8%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$1,215/mo
1 Bedroom
$1,315/mo
2 Bedroom
$1,579/mo
3 Bedroom
$1,976/mo
4 Bedroom
$2,193/mo
Census median rent:
$840/mo
Affordability & Housing Stock
Rent Burden
25.4%
of renters spending 30%+ of income on housing
18% below US avg (31.0%)
Median Year Built
1951
Average age of housing stock: 75 years
Homeownership Rate
64.2%
Complete Housing Data
Home Values
| Census Median Value | $154,600 |
| Zillow Home Value (ZHVI) | $220,193 |
Rent
| Census Median Rent | $840 |
| FMR Studio | $1,215 |
| FMR 1-Bedroom | $1,315 |
| FMR 2-Bedroom | $1,579 |
| FMR 3-Bedroom | $1,976 |
| FMR 4-Bedroom | $2,193 |
Market
Ownership & Stock
| Owner-Occupied | 64.2% |
| Renter-Occupied | 35.8% |
| Homeownership Rate | 64.2% |
| Total Housing Units | 190 |
| Median Year Built | 1951 |
| Rent Burden | 25.4% |