Median Income
$59,712
21% lower than US avg
Home Value
$110,600
61% lower than US avg
Violent Crime
193/100K
49% lower than US avg
Bachelor's+
20.8%
38% lower than US avg
Median Rent
$544
53% lower than US avg
Obesity Rate
38.4%
20% higher than US avg
Unemployment
2.2%
39% lower than US avg
Poverty Rate
7.6%
39% lower than US avg
How Cedarville Compares to the U.S. Average (100% = U.S. avg)
People
Population705
Median Age48.1 yrs
Density1,533/mi²
Male / Female55% / 45%
Largest GroupWhite 98%
Veterans7.3%
Economy
A
Median Income$59,712
Per Capita$35,990
Unemployment2.2%
Poverty7.6%
County GDP$2,485M
Commute25 min
Housing
A+
Home Value$110,600
Rent$544
Ownership92.8%
Zillow$120,745
Housing Units302
Rent Burden18.5%
Crime
F
Violent193/100K
Property2,563/100K
Health
Obesity38.4%
Uninsured7.6%
Smoking14.2%
Depression24.2%
Heart Disease5.3%
Climate
Avg Temp48°F (9°C)
AQI43 (Good)
Rain38.4 in/yr
Sunny Days260/yr
Elevation846 ft (258 m)
Education
C+
Bachelor's+20.8%
High School+89.6%
Graduate+3.6%
School Score4.97
Community
2024 VoteR 59% / D 39%
Commute25 min
Broadband87.5%
EV Stations10
Libraries3
Is Cedarville a Good Place to Live?
Based on current data, Cedarville receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include below-average incomes. Cedarville offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Cedarville is $59,712, 21% below the national average of $75,149. The job market is very strong with unemployment at just 2.2%. Only 7.6% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 25 minutes.
Cost of Living & Housing
The median home value in Cedarville is $110,600, 61% below the national median / offering relatively affordable homeownership. Renters pay a median of $544 per month, below the national average / a plus for affordability. At just 1.9x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Cedarville is below the national average at 193 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,563 per 100,000, 31% above the national average.
Education
20.8% of residents hold a bachelor's degree, below the national average of 33.7%. 89.6% have completed high school. Area schools have an average test score of 5/10.
Climate & Weather
Cedarville experiences four distinct seasons with an average temperature of 48°F. Winters average 20°F in January while summers reach 72°F in July. With 260 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 38.4 inches, including 34.5 inches of snow. Air quality is rated Good with a median AQI of 43.
Cedarville has a population of 705 with a density of 1,533 people per square mile, spread across 0.2 square miles. The median age is 48.1 years, 24% older than the national median of 38.9. The gender split is 44.8% female and 55.2% male. The city is predominantly White (97.9%). English is the primary language spoken at home by 97.3% of residents. 7.3% of the population are veterans, above the national rate of 6.0%. 12.2% of residents have a disability. 93.7% have health insurance coverage.
Population
48.1yrs
Median Age
24% above US avg
Race & Ethnicity
Cedarville vs U.S. Average
Language Spoken at Home
English Only
97.3%
24% above US avg
Spanish
2.7%
80% below US avg
Social Characteristics
Cedarville vs U.S. Average
The median household income in Cedarville is $59,712, which is 21% below the national average of $75,149. Per capita income is $35,990. The average weekly wage is $1,076, 25% lower than the U.S. average. The unemployment rate is 2.2% (below the 3.6% US average). 7.6% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 1,019 business establishments, including 91 restaurants. The cost of living index is 100, roughly in line with the national average. Workers commute an average of 25 minutes. 11.0% of workers work from home (below the 15.2% national rate).
Income: Cedarville vs U.S.
Income
| Median HH Income | $59,712 |
| 21% below US avg |
| Per Capita Income | $35,990 |
| Avg Weekly Wage | $1,076 |
| IRS Avg AGI | $63,398 |
| Gini Index | 0.436 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.2% |
| 39% below US avg |
| Poverty Rate | 7.6% |
| 39% below US avg |
| Establishments (County) | 1,019 |
| County GDP | $2,485M |
Business (County)
| Restaurants | 91 |
| Healthcare | 99 |
| Retail | 137 |
| Manufacturing | 58 |
Tax & Cost of Living
| Property Tax (IRS) | $5,642 |
| 61% above US avg |
| Cost of Living | 100.00 (100=avg) |
| Effective Tax Rate | 5.10% |
Commute & Transportation
| Commute Time | 25.4 min |
| Drive Alone | 75.6% |
| Public Transit | 0.0% |
| Work from Home | 11.0% |
The median home value in Cedarville is $110,600, 61% below the national median of $281,900. Zillow estimates the typical home value at $120,745. Homes sell for 93.4% of their list price, suggesting buyers have room to negotiate. Monthly rent averages $544 (53% below the national average of $1,163). Fair market rent ranges from $854 for a one-bedroom to $1,063 for a two-bedroom apartment. 92.8% of housing units are owner-occupied (above the 65.4% national rate). There are 302 total housing units in the city. The median year a home was built is 1959. The average annual property tax is $5,642 (higher than the $3,500 national average). 18.5% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.9x, well within the affordable range.
Home Values
| Census Median | $110,600 |
| 61% below US avg |
| Zillow ZHVI | $120,745 |
| Median List Price | $120,000 |
Real Estate Market (Redfin)
| Median List Price | $120,000 |
| $/Sq Ft | $111 |
| Homes Sold | 1 |
| Sale-to-List Ratio | 93.4% |
| Price Drops | 50.0% |
| Inventory | 2 |
Rental Costs
| Census Median Rent | $544 |
| 53% below US avg |
| Rent Burden | 18.5% |
HUD Fair Market Rent
| Studio | $774 |
| 1 Bedroom | $854 |
| 2 Bedrooms | $1,063 |
| 3 Bedrooms | $1,370 |
| 4 Bedrooms | $1,561 |
Ownership & Property
| Homeownership | 92.8% |
| Owner-Occupied | 92.8% |
| Renter-Occupied | 7.2% |
| Housing Units | 302 |
| Median Year Built | 1959 |
Property Tax
| Avg Tax (IRS) | $5,642 |
| 61% above US avg |
| Effective Rate | 5.10% |
In Cedarville, 38.4% of adults are obese, above the national rate of 32.1%. 9.1% have diabetes. Heart disease affects 5.3% of residents. 30.2% have high blood pressure. 14.2% are current smokers. 21.5% report binge drinking. 21.5% are physically inactive. 24.2% report depression (above the 20.0% national average). 18.5% experience frequent mental distress. 7.6% of residents lack health insurance. The primary care physician ratio is 1:2,096. The dentist ratio is 1:1,983. 70.5% of residents have access to exercise opportunities. The food environment index is 8.4 out of 10.
Health Metrics: Cedarville vs U.S. Average (%)
Chronic Conditions
| Obesity | 38.4% |
| 20% above US avg |
| Diabetes | 9.1% |
| Heart Disease | 5.3% |
| High Blood Pressure | 30.2% |
| Asthma | 10.5% |
| COPD | 6.1% |
| Cancer | 7.4% |
| Stroke | 2.8% |
Behaviors & Mental Health
| Smoking | 14.2% |
| 1% above US avg |
| Binge Drinking | 21.5% |
| Physical Inactivity | 21.5% |
| Depression | 24.2% |
| Mental Distress | 18.5% |
| Physical Distress | 12.2% |
| Short Sleep | 34.8% |
Healthcare Access
| Insurance Rate | 93.7% |
| Uninsured | 7.6% |
| 12% below US avg |
| Primary Care | 1:2,096 |
| Dentists | 1:1,983 |
| Mental Health | 1:435 |
| Checkup Rate | 75.5% |
| Dental Visits | 64.9% |
| Premature Death | 9,373/100K |
Food & Exercise
| Food Environment | 8.4/10 |
| Exercise Access | 70.5% |
| Healthcare Facilities | 99 |
Cedarville has a violent crime rate of 193 per 100,000 residents, 49% below the national average of 380. Property crime stands at 2,563 per 100,000, 31% above the U.S. average. The county recorded 4 fatal traffic crashes. Overall, Cedarville receives a safety grade of F.
Crime Rates: Cedarville vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 192.8/100K |
| 49% below US avg |
| |
Property Crime
| Total Property | 2,563.2/100K |
| 31% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 4 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Cedarville experiences four distinct seasons with an average annual temperature of 48°F (9°C). Winters average 20°F in January while summers reach 72°F in July. The area gets 260 sunny days per year, above the national average. Annual precipitation totals 38.4 inches. The area receives 34.5 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 846 feet.
Temperature
20°F Jan (-7°C)
72°F Jul (22°C)
| Annual Average | 47.7°F |
| 12% below US avg |
| January Average | 20°F (-7°C) |
| July Average | 72°F (22°C) |
| Sunny Days | 260 days/yr |
Geography
| Elevation | 846 ft (258 m) |
| Area | 0.2 sq mi (0.4 km²) |
| Population Density | 1,533/sq mi |
| Coordinates | 42.3757°N, 89.6363°W |
| Timezone | America/Chicago |
| County | Stephenson County County |
| Nearest Airport | Chicago/Rockford International (RFD)
30 miles away |
Precipitation & Snow
Annual Rainfall
38.4"
1% above US avg
Wettest Month (Jun)
4.13"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 73.9 / 100 |
| Social Vulnerability | 56.7 / 100 |
| Community Resilience | 68.6 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
6 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.2. Most recent: M3.1 on Jul 15, 2024.
| Jun 28, 2004 |
12 km NW of Dayton, Illinois |
M4.2 |
119 km |
| Feb 10, 2010 |
2 km NW of Lily Lake, Illinois |
M3.8 |
104 km |
| Sep 2, 1999 |
8 km W of Amboy, Illinois |
M3.5 |
75 km |
| Jul 15, 2024 |
2 km WNW of Somonauk, Illinois |
M3.1 |
111 km |
| Mar 25, 2015 |
3 km WNW of Lake in the Hills, Illinois |
M2.9 |
107 km |
| Jun 10, 2013 |
4 km NNE of Virgil, Illinois |
M2.6 |
102 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
563 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 46 fatalities, 953 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 7, 1984 |
EF5 |
72 km |
9 |
| Apr 9, 2015 |
EF4 |
65 km |
2 |
| Jul 3, 1983 |
EF4 |
77 km |
0 |
| Mar 29, 1981 |
EF4 |
82 km |
0 |
| Apr 21, 1967 |
EF4 |
61 km |
24 |
| Jun 16, 2014 |
EF3 |
70 km |
0 |
| Jan 7, 2008 |
EF3 |
66 km |
0 |
| Aug 18, 2005 |
EF3 |
63 km |
1 |
| Jun 19, 1993 |
EF3 |
89 km |
0 |
| Jun 17, 1992 |
EF3 |
57 km |
0 |
| May 8, 1988 |
EF3 |
54 km |
0 |
| Aug 5, 1979 |
EF3 |
40 km |
0 |
| Jun 20, 1974 |
EF3 |
68 km |
1 |
| Sep 9, 1970 |
EF3 |
86 km |
0 |
| Aug 2, 1967 |
EF3 |
85 km |
2 |
| Apr 16, 1967 |
EF3 |
29 km |
0 |
| Jan 24, 1967 |
EF3 |
49 km |
0 |
| Jan 24, 1967 |
EF3 |
33 km |
0 |
| Jul 15, 2024 |
EF2 |
38 km |
0 |
| Jun 22, 2024 |
EF2 |
45 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
2 wildfires (100+ acres) within 100 km.
Largest: RX-HWY Y - SOUTH (553 ac, 2024).
| Year |
Name |
Acres |
Distance |
| 2024 |
RX-HWY Y - SOUTH |
553 |
98 km |
| 2009 |
COLD SPRINGS |
552 |
33 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
20°F (-7°C) |
1.2 in |
Coldest |
| February |
22°F (-6°C) |
1.1 in |
Driest |
| March |
34°F (1°C) |
2.3 in |
|
| April |
47°F (8°C) |
3.2 in |
|
| May |
58°F (15°C) |
3.7 in |
|
| June |
68°F (20°C) |
4.1 in |
Wettest |
| July |
72°F (22°C) |
3.7 in |
Warmest |
| August |
69°F (21°C) |
4.1 in |
|
| September |
62°F (16°C) |
3.9 in |
|
| October |
50°F (10°C) |
2.6 in |
|
| November |
36°F (2°C) |
2.4 in |
|
| December |
23°F (-5°C) |
1.8 in |
|
Cedarville has a seasonal temperature swing of 53°F / from 20°F in January to 72°F in July. Total annual precipitation is 34.1 inches, with June being the wettest month (4.1") and February the driest (1.1").
Average costs for common services in Cedarville. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$250 ($150-$400) |
| Specialist Visit |
$350 ($200-$550) |
| Urgent Care Visit |
$200 ($100-$350) |
| Emergency Room Visit |
$2,200 ($800-$5,000) |
| Dental Cleaning |
$130 ($75-$200) |
| Dental Filling |
$250 ($150-$400) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25-$75) |
| Oil Change (Synthetic) |
$75 ($50-$120) |
| Brake Pad Replacement |
$300 ($150-$500) |
| Tire Rotation |
$40 ($20-$75) |
| New Tires (Set of 4) |
$600 ($400-$1,000) |
| Battery Replacement |
$200 ($100-$350) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$100 ($60-$150) |
| Electrician (Per Hour) |
$90 ($50-$140) |
| HVAC Repair |
$400 ($150-$800) |
| HVAC System Install |
$7,000 ($4,000-$12,000) |
| Roof Repair |
$1,000 ($400-$2,000) |
| Roof Replacement |
$9,000 ($5,500-$15,000) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,500 ($500-$3,500) |
| Divorce (Contested) |
$15,000 ($5,000-$30,000) |
| DUI Defense |
$5,000 ($2,000-$10,000) |
| Bankruptcy (Chapter 7) |
$1,500 ($800-$3,000) |
| Will Preparation |
$500 ($200-$1,000) |
| Trust Preparation |
$2,500 ($1,000-$5,000) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15-$45) |
| Women's Haircut |
$55 ($30-$100) |
| Hair Coloring (Full) |
$150 ($75-$250) |
| Manicure |
$25 ($15-$45) |
| Pedicure |
$40 ($25-$65) |
| Massage (1 Hour) |
$80 ($50-$130) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.10 ($3.00-$5.50) |
| Dozen Eggs (per dozen) |
$3.50 ($2.50-$5.00) |
| Loaf of Bread |
$3.80 ($2.50-$5.50) |
| Chicken Breast (per lb) |
$4.50 ($3.00-$6.50) |
| Ground Beef (per lb) |
$5.50 ($4.00-$7.50) |
| Rice (per lb) |
$1.00 ($0.60-$1.80) |
View all 20 services
Utilities
| Electricity (Monthly) |
$140 ($80-$250) |
| Natural Gas (Monthly) |
$70 ($30-$150) |
| Water/Sewer (Monthly) |
$70 ($40-$120) |
| Internet (Monthly) |
$70 ($40-$100) |
| Cell Phone Plan (Monthly) |
$65 ($30-$100) |
| Cable TV (Monthly) |
$85 ($50-$150) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$200 ($75-$500) |
| Car Insurance (Annual) |
$2,000 ($1,200-$3,500) |
| Bus Pass (Monthly) |
$70 ($30-$130) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.00-$25) |
| Car Registration (Annual) |
$100 ($30-$250) |
| Driver's License Renewal |
$30 ($15-$75) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,200 ($600-$2,500) |
| Daycare (Toddler, Monthly) |
$1,000 ($500-$2,000) |
| After-School Care (Monthly) |
$400 ($200-$700) |
| Tutoring (Per Hour) |
$50 ($25-$100) |
| SAT/ACT Prep Course |
$1,000 ($400-$2,500) |
| Private School (K-12, Annual) |
$12,500 ($5,000-$30,000) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$60 ($30-$100) |
| Dog Vaccination (Annual) |
$100 ($50-$200) |
| Dog Grooming |
$60 ($30-$100) |
| Pet Boarding (Per Night) |
$40 ($20-$75) |
| Dog Spay/Neuter |
$300 ($150-$500) |
| Cat Spay/Neuter |
$200 ($100-$400) |
View all 9 services
Frequently Asked Questions About Cedarville
What is the population of Cedarville?
Cedarville has a population of 705 residents and is located in Illinois. The population density is 1,533 people per square mile, spread across 0.2 square miles. The median age of residents is 48.1 years, which is older than the national median of 38.9 years. The population is 44.8% female and 55.2% male.
Is Cedarville expensive to live in?
Cedarville has a cost of living roughly in line with the national average, with an index of 100 (baseline: 100). The median household income is $59,712, 21% below the national average of $75,149. The median home value is $110,600 (61% below the U.S. median). Renters pay a median of $544 per month, below the national average of $1,163. The home price-to-income ratio is 1.9x, indicating housing is reasonably affordable relative to local income levels.
Is Cedarville safe?
Cedarville is safer than the national average, with a violent crime rate of 193 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 2,563 per 100,000 (above the national average). Overall, Cedarville receives a safety grade of F based on combined crime data.
What is the weather like in Cedarville?
Cedarville has a four-season climate with an average annual temperature of 48°F (9°C). Winter temperatures average 20°F in January, while summers reach an average of 72°F in July. The area receives 260 sunny days per year, well above the national average of 205. Annual rainfall totals 38.4 inches, with 34.5 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Cedarville?
The job market in Cedarville is very strong, with unemployment at just 2.2% / well below the national rate of 3.6%. The average weekly wage is $1,076. There are 1,019 business establishments in the area, including 91 restaurants and food service locations. The average commute time is 25 minutes, and 11.0% of workers work from home.
How much does housing cost in Cedarville?
The median home value in Cedarville is $110,600. Zillow estimates the typical home value at $120,745. For renters, the median monthly rent is $544. Fair market rent is $854 for a 1-bedroom and $1,063 for a 2-bedroom apartment. The homeownership rate is 92.8%. The average annual property tax is $5,642.
How are the schools in Cedarville?
Schools in Cedarville score 5 out of 10 on standardized testing, near the national average. 20.8% of adults in Cedarville hold a bachelor's degree or higher, below the national average of 33.7%. 89.6% have completed high school. 3.6% hold a graduate or professional degree.
How healthy is Cedarville?
The obesity rate in Cedarville is 38.4% (above the national rate of 32.1%). 14.2% of adults are smokers. 21.5% are physically inactive. 24.2% of residents report depression. 7.6% lack health insurance. 70.5% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,096.
What is transportation like in Cedarville?
The average commute in Cedarville is 25 minutes. 75.6% of workers drive alone to work, and 11.0% work from home.
What are the demographics of Cedarville?
The racial and ethnic makeup of Cedarville is 97.9% White, 0.7% Hispanic or Latino. 97.3% of residents speak only English at home. 7.3% of the population are military veterans. 12.2% of residents have a disability. 93.7% have health insurance coverage.
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