Central Lake, MI

Michigan

Central Lake is a small town in Michigan with a population of 976. Residents earn $58,900 per year, which is 22% below the national average.

3.3 /5.0
B Good
976 Population 996/sq mi density
$58,900 Median Income $23,458 per capita
$152,800 Home Value $327,850 Zillow
$994 Median Rent 23.8% income on rent
46°F Avg Temperature
106 Violent Crime/100K 636 property/100K
B
Overall
3.3 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.2 / 5.0
$58,900 median income, 1.6% unemployment
A+
Affordability
5.0 / 5.0
$152,800 home value, $994/mo rent
F
Safety
1.0 / 5.0
106 violent crimes/100K (72% below avg)
C+
Education
2.9 / 5.0
23.7% bachelor's degree or higher
Median Income $58,900
22% lower than US avg
Home Value $152,800
46% lower than US avg
Violent Crime 106/100K
72% lower than US avg
Bachelor's+ 23.7%
30% lower than US avg
Median Rent $994
15% lower than US avg
Obesity Rate 36.9%
15% higher than US avg
Unemployment 1.6%
56% lower than US avg
Poverty Rate 4.9%
60% lower than US avg

How Central Lake Compares to the U.S. Average (100% = U.S. avg)

People

Population976
Median Age31.2 yrs
Density996/mi²
Male / Female58% / 42%
Largest GroupWhite 97%

Economy

A
Median Income$58,900
Per Capita$23,458
Unemployment1.6%
Poverty4.9%
County GDP$855M
Commute23 min

Housing

A+
Home Value$152,800
Rent$994
OwnershipN/A
Zillow$327,850
Rent Burden23.8%

Crime

F
Violent106/100K
Property636/100K
Murder0.0/100K
Assault0/100K
Burglary0/100K

Health

Obesity36.9%
UninsuredN/A
Depression28.2%
Heart Disease5.4%

Climate

Avg Temp46°F
AQI38 (Good)
Rain32.8 in/yr
Elevation643 ft

Education

C+
Bachelor's+23.7%
High School+95.1%
School Score5.23

Community

2024 VoteR 61% / D 38%
Commute23 min
EV Stations1
Libraries5

Is Central Lake a Good Place to Live?

Based on current data, Central Lake receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, a low poverty rate. Areas to be aware of include below-average incomes. Central Lake offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Central Lake is $58,900, 22% below the national average of $75,149. The job market is very strong with unemployment at just 1.6%. Only 4.9% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 23 minutes.

Cost of Living & Housing

The median home value in Central Lake is $152,800, 46% below the national median — offering relatively affordable homeownership. Renters pay a median of $994 per month, below the national average — a plus for affordability. At just 2.6x median income, home prices are very affordable relative to local earnings.

Safety & Crime

Central Lake is a very safe community with a violent crime rate of 106 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 636 per 100,000, 68% below the national average.

Education

23.7% of residents hold a bachelor's degree, below the national average of 33.7%. 95.1% have completed high school. Area schools have an average test score of 5.2/10.

Climate & Weather

Central Lake experiences four distinct seasons with an average temperature of 46°F. Winters average 23°F in January while summers reach 69°F in July. Annual precipitation totals 32.8 inches, including 122.2 inches of snow. Air quality is rated Good with a median AQI of 38.

Central Lake has a population of 976 with a density of 996 people per square mile. The median age is 31.2 years, 20% younger than the national median of 38.9. The city is predominantly White (97%), with 2.7% Hispanic.

Population

976
Total Population
996
People / sq mi
31.2yrs
Median Age
20% below US avg
1.0mi²
Land Area

Gender Distribution

Male 58.2%
Female 41.8%

Race & Ethnicity

Central Lake vs U.S. Average

Language Spoken at Home

English Only100.0%
27% above US avg
Spanish0.0%
100% below US avg

Social Characteristics

Central Lake vs U.S. Average

The median household income in Central Lake is $58,900, which is 22% below the national average of $75,149. The unemployment rate is 1.6% (below the 3.6% US average). 4.9% of residents live below the poverty line. Workers commute an average of 23 minutes.

Income: Central Lake vs U.S.

Commute Mode

Income

Median HH Income$58,900
22% below US avg
Per Capita Income$23,458
Avg Weekly Wage$826
IRS Avg AGI$79,571

Employment & Poverty

Unemployment1.6%
56% below US avg
Poverty Rate4.9%
60% below US avg
Establishments (County)599
County GDP$855M

Business (County)

Restaurants60
Healthcare51
Retail98
Manufacturing41

Tax & Cost of Living

Property Tax (IRS)$8,941
155% above US avg
Effective Tax Rate5.85%

Commute & Transportation

Commute Time23.1 min
Work from Home5.6%

Walkability

The median home value in Central Lake is $152,800, 46% below the national average. Monthly rent averages $994 (15% below US avg). Zillow estimates the typical home value at $327,850.

Home Value Sources

Ownership Split

Home Values

Census Median$152,800
46% below US avg
Zillow ZHVI$327,850

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$994
15% below US avg
Rent Burden23.8%

HUD Fair Market Rent

Studio$807
1 Bedroom$891
2 Bedrooms$1,113
3 Bedrooms$1,419
4 Bedrooms$1,588

Ownership & Property

Owner-Occupied77.9%

Property Tax

Avg Tax (IRS)$8,941
155% above US avg
Effective Rate5.85%
In Central Lake, 36.9% of adults are obese (above the 32.1% national rate). 28.2% report depression. 20.9% are physically inactive.

Health Metrics: Central Lake vs U.S. Average (%)

Chronic Conditions

Obesity36.9%
15% above US avg
Diabetes8.9%
Heart Disease5.4%
High Blood Pressure30.6%
Asthma11.5%
COPD6.7%
Stroke2.8%

Behaviors & Mental Health

Binge Drinking18.9%
Physical Inactivity20.9%
Depression28.2%
Mental Distress18.5%
Physical Distress12.6%

Healthcare Access

Insurance Rate91.9%
Checkup Rate77.6%
Premature Death7,259/100K

Food & Exercise

Food Environment8.4/10
Exercise Access74.1%
Healthcare Facilities51
Central Lake has a violent crime rate of 106 per 100,000 residents, 72% below the national average of 380. Property crime stands at 636 per 100,000 (68% below US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Central Lake vs U.S. Average (per 100,000)

Violent Crime

Total Violent106.0/100K
72% below US avg
Murder0.0/100K
100% below US avg
Rape106.0/100K
Robbery0.0/100K
Assault0.0/100K

Property Crime

Total Property636.3/100K
68% below US avg
Burglary0.0/100K
Theft636.3/100K
Vehicle Theft0.0/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)4

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Central Lake has an average annual temperature of 46°F (8°C). Winters average 23°F in January while summers reach 69°F in July. Annual precipitation is 32.8 inches. Air quality is rated Good with a median AQI of 38.

Temperature

23°F Jan (-5°C) 69°F Jul (21°C)
Annual Average46.3°F
14% below US avg
January Average23°F (-5°C)
July Average69°F (21°C)

Precipitation & Snow

Annual Rainfall32.8 inches
14% below US avg
Snowfall122.2 inches/yr

Air Quality

AQI Median38.0
RatingGood

Geography

Elevation643 ft (196 m)
Area1.0 sq mi (2.5 km²)
Population Density996/sq mi
Coordinates45.0698°N, 85.2632°W
County FIPS26009
It is classified as Nonmetro — Rural, adjacent. 23.7% of residents hold a bachelor's degree or higher (30% below US avg). In the 2024 election, the county voted Republican by a 23.8-point margin.

2024 Presidential Election (County)

R 61.3%
D 37.5%

Winner: Republican by 23.8 points

Education

Bachelor's Degree+23.7%
30% below US avg
High School+95.1%
School Test Score5.23
C+ Education Grade (2.9/5.0)

Urban-Rural Classification

RUCC Code 8Nonmetro — Rural, adjacent
Population Density996/sq mi
Total Area1.0 sq mi

Infrastructure & Services

EV Charging Stations1
Alt Fuel Stations1
Public Libraries5
Healthcare Facilities51
Restaurants60
Retail Stores98

Safety & Disasters

Fatal Crashes (County/yr)4
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute23.1 min
Work from Home5.6%

Nearby Cities

Compare Central Lake with another city: