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Charlo, MT

Full City Profile · Montana · Lake County County

2.8 /5.0
C+ Fair
344 Population 173/sq mi density
$39,107 Median Income $25,310 per capita
$162,500 Home Value $516,868 Zillow
$833 Median Rent 28.1% income on rent
48°F Avg Temperature 273 sunny days/yr
571 Violent Crime/100K 2,494 property/100K
C+
Overall
2.8 / 5.0
Fair overall score based on economy, affordability, safety and education
B+
Economy
3.5 / 5.0
$39,107 median income, 2.1% unemployment
A
Affordability
4.3 / 5.0
$162,500 home value, $833/mo rent
F
Safety
1.0 / 5.0
571 violent crimes/100K (50% above avg)
C
Education
2.3 / 5.0
16.7% bachelor's degree or higher

Charlo, MT

At a Glance

Median Income
$39,107
48% below
$25,310 per capita
Home Value
$162,500
42% below
Zillow: $516,868
Median Rent
$833/mo
28% below
28.1% of income on rent
Violent Crime
571/100K
50% above
2,494/100K property
Bachelor's Degree+
16.7%
50% below
93.3% high school+
Unemployment
2.1%
42% below
10.8% poverty rate
Obesity Rate
34.3%
7% above
17.6% smoking rate
Avg Temperature
48°F
273 sunny days/yr

How Charlo Compares to the U.S. Average

Each bar shows Charlo's value as a percentage of the national average (100% = U.S. avg)

Income
52%
Home Value
58%
Rent
72%
Poverty
87%
Bachelor's
50%
Unemployment
58%
Crime
150%
Thin vertical line = U.S. national average (100%)

Is Charlo a Good Place to Live?

C+
2.8 / 5.0 — Fair
Based on economy, affordability, safety, and education metrics compared to national averages.

Economy & Jobs

Charlo residents earn a median household income of $39,107 , which is 48% below the national average of $75,149. Per capita income is $25,310. The unemployment rate stands at 2.1% (42% below the U.S. rate of 3.6%). 10.8% of residents live below the poverty line. The area is home to 1,300 business establishments, including 92 restaurants.

Housing & Cost of Living

The median home value in Charlo is $162,500 , 42% below the national median of $281,900. Zillow estimates the typical home at $516,868. Median rent is $833/month, with 28.1% of renters spending more than 30% of income on housing. The cost of living index is 94.6 (100 = national average). The median home was built in 1979.

Safety & Crime

Charlo reports 571 violent crimes per 100,000 residents , which is 50% above the national average of 380/100K. Property crime is 2,494/100K.

Education

16.7% of adults in Charlo hold a bachelor's degree or higher (50% below the national average). 93.3% have completed high school. Local schools score 5.1/10 in standardized testing.

Climate & Weather

Charlo has an average annual temperature of 48°F (9°C). Winters average 30°F in January while summers reach 69°F in July. The area gets 273 sunny days per year. Annual precipitation totals 16.7 inches. Air quality is rated Good with a median AQI of 26.

Data Overview

People

Population344
Median Age45.5 yrs
Density173/mi²
Male / Female50% / 50%
Foreign Born13.6%
Veterans13.3%

Economy

B+
Median Income$39,107
Per Capita$25,310
Unemployment2.1%
Poverty10.8%
County GDP$1,355M
Avg Weekly Wage$967

Housing

A
Home Value$162,500
Rent$833
Ownership62.4%
Zillow$516,868
Housing Units185
Rent Burden28.1%

Crime

F
Violent571/100K
Property2,494/100K

Health

Obesity34.3%
Diabetes9.7%
Smoking17.6%
Heart Disease6.4%
Premature Death11,703/100K

Climate

Avg Temp48°F
Sunny Days273/yr
Rain16.7 in/yr
AQI26 (Good)
Elevation2,943 ft

Education

C
Bachelor's+16.7%
High School+93.3%
Graduate+3.9%
School Score5.1/10

Community

2024 VoteR 58% / D 39%
Commute31 min
Broadband72.5%
Internet Speed80 Mbps
EV Stations2
Libraries3

Did You Know?

The median home in Charlo was built in 1979.
The nearest airport is Missoula Montana (37 miles).
The Gini coefficient (income inequality) is 0.484 (U.S. avg: 0.490).
Natural hazard risk is rated "Relatively Low" by FEMA.
12.4% of the population has a disability.
13.6% of residents are foreign-born.
The county recorded 10 fatal vehicle crashes.