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Charlo, MT
Full City Profile · Montana · Lake County County
2.8
/5.0
C+
Fair
344
Population
173/sq mi density
$39,107
Median Income
$25,310 per capita
$162,500
Home Value
$516,868 Zillow
$833
Median Rent
28.1% income on rent
48°F
Avg Temperature
273 sunny days/yr
571
Violent Crime/100K
2,494 property/100K
C+
Overall
2.8 / 5.0
Fair overall score based on economy, affordability, safety and education
B+
Economy
3.5 / 5.0
$39,107 median income, 2.1% unemployment
A
Affordability
4.3 / 5.0
$162,500 home value, $833/mo rent
F
Safety
1.0 / 5.0
571 violent crimes/100K (50% above avg)
C
Education
2.3 / 5.0
16.7% bachelor's degree or higher
Charlo experiences four distinct seasons with an average annual temperature of 48°F (9°C). Winters average 30°F in January while summers reach 69°F in July. The area gets 273 sunny days per year. Annual precipitation totals 16.7 inches. Air quality is rated Good with a median AQI of 26.
Temperature
30°F Jan (-1°C)
69°F Jul (21°C)
| Annual Average | 47.7°F |
| 12% below US avg | |
| January Average | 30°F (-1°C) |
| July Average | 69°F (21°C) |
| Sunny Days | 273 days/yr |
Geography
| Elevation | 2,943 ft (897 m) |
| Area | 2.0 sq mi (5.2 km²) |
| Population Density | 173/sq mi |
| Coordinates | 47.4428°N, 114.1722°W |
| Timezone | America/Denver |
| County | Lake County County |
| Nearest Airport | Missoula Montana (MSO) 37 miles away |
Precipitation & Snow
Air Quality
| AQI Median | 26.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 67.7 / 100 |
| Social Vulnerability | 58.8 / 100 |
| Community Resilience | 51.0 / 100 |
Hazard Breakdown
| Tornado | Very Low |
| Earthquake | Relatively Moderate |
| Wildfire | Relatively Moderate |
| Flood | Relatively Low |
| Hail | Very Low |
| Strong Wind | Very Low |
| Heat Wave | Very Low |
| Winter Weather | Relatively High |
| Lightning | Relatively Low |
| Ice Storm | Relatively Moderate |
| Drought | Very Low |
| Cold Wave | Relatively Moderate |
| Landslide | Relatively Moderate |
| Avalanche | Relatively High |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Monthly Weather
| Month | Avg Temperature | Precipitation | Summary |
|---|---|---|---|
| January | 30°F (-1°C) | 1.2 in | |
| February | 31°F (-1°C) | 0.9 in | Driest |
| March | 38°F (4°C) | 1.1 in | |
| April | 46°F (8°C) | 1.2 in | |
| May | 54°F (12°C) | 2.3 in | Wettest |
| June | 61°F (16°C) | 2.2 in | |
| July | 69°F (21°C) | 1.3 in | Warmest |
| August | 67°F (20°C) | 1.3 in | |
| September | 57°F (14°C) | 1.3 in | |
| October | 46°F (8°C) | 1.0 in | |
| November | 34°F (1°C) | 1.1 in | |
| December | 27°F (-3°C) | 1.2 in | Coldest |
Charlo has a seasonal temperature swing of 42°F / from 27°F in December to 69°F in July. Total annual precipitation is 16.0 inches, with May being the wettest month (2.3") and February the driest (0.9").