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Charlo, MT
Full City Profile · Montana · Lake County County
2.8
/5.0
C+
Fair
344
Population
173/sq mi density
$39,107
Median Income
$25,310 per capita
$162,500
Home Value
$516,868 Zillow
$833
Median Rent
28.1% income on rent
48°F
Avg Temperature
273 sunny days/yr
571
Violent Crime/100K
2,494 property/100K
C+
Overall
2.8 / 5.0
Fair overall score based on economy, affordability, safety and education
B+
Economy
3.5 / 5.0
$39,107 median income, 2.1% unemployment
A
Affordability
4.3 / 5.0
$162,500 home value, $833/mo rent
F
Safety
1.0 / 5.0
571 violent crimes/100K (50% above avg)
C
Education
2.3 / 5.0
16.7% bachelor's degree or higher
Housing Overview
Median Home Value
$162,500
42% below
US avg: $281,900
Median Rent
$833/mo
28% below
US avg: $1,163/mo
Homeownership Rate
62.4%
5% below US avg (65.4%)
Total Housing Units
185
Median year built: 1979
Home Value by Source
Census Median
$162,500
Zillow (ZHVI)
$516,868
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
62.4%
Owner-Occupied
37.6%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$988/mo
1 Bedroom
$1,076/mo
2 Bedroom
$1,336/mo
3 Bedroom
$1,789/mo
4 Bedroom
$2,113/mo
Census median rent:
$833/mo
Affordability & Housing Stock
Rent Burden
28.1%
of renters spending 30%+ of income on housing
9% below US avg (31.0%)
Median Year Built
1979
Average age of housing stock: 47 years
Homeownership Rate
62.4%
Complete Housing Data
Home Values
| Census Median Value | $162,500 |
| Zillow Home Value (ZHVI) | $516,868 |
Rent
| Census Median Rent | $833 |
| FMR Studio | $988 |
| FMR 1-Bedroom | $1,076 |
| FMR 2-Bedroom | $1,336 |
| FMR 3-Bedroom | $1,789 |
| FMR 4-Bedroom | $2,113 |
Market
Ownership & Stock
| Owner-Occupied | 62.4% |
| Renter-Occupied | 37.6% |
| Homeownership Rate | 62.4% |
| Total Housing Units | 185 |
| Median Year Built | 1979 |
| Rent Burden | 28.1% |