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Charlotte Harbor, FL

Full City Profile · Florida · Charlotte County County

2.9 /5.0
C+ Fair
4,456 Population 1,921/sq mi density
$41,750 Median Income $32,598 per capita
$194,200 Home Value $263,950 Zillow
$1,139 Median Rent 39.6% income on rent
76°F Avg Temperature 330 sunny days/yr
46 Violent Crime/100K 1,658 property/100K
C+
Overall
2.9 / 5.0
Fair overall score based on economy, affordability, safety and education
B+
Economy
3.6 / 5.0
$41,750 median income, 0.7% unemployment
A
Affordability
4.1 / 5.0
$194,200 home value, $1,139/mo rent
F
Safety
1.0 / 5.0
46 violent crimes/100K
B
Education
3.0 / 5.0
25.5% bachelor's degree or higher

Charlotte Harbor, FL

At a Glance

Median Income
$41,750
44% below
$32,598 per capita
Home Value
$194,200
31% below
Zillow: $263,950
Median Rent
$1,139/mo
2% below
39.6% of income on rent
Violent Crime
46/100K
88% below
1,658/100K property
Bachelor's Degree+
25.5%
24% below
90.1% high school+
Unemployment
0.7%
81% below
10.3% poverty rate
Obesity Rate
33.1%
3% above
15.7% smoking rate
Avg Temperature
76°F
330 sunny days/yr

How Charlotte Harbor Compares to the U.S. Average

Each bar shows Charlotte Harbor's value as a percentage of the national average (100% = U.S. avg)

Income
56%
Home Value
69%
Rent
98%
Poverty
83%
Bachelor's
76%
Unemployment
19%
Crime
12%
Thin vertical line = U.S. national average (100%)

Is Charlotte Harbor a Good Place to Live?

C+
2.9 / 5.0 — Fair
Based on economy, affordability, safety, and education metrics compared to national averages.

Economy & Jobs

Charlotte Harbor residents earn a median household income of $41,750 , which is 44% below the national average of $75,149. Per capita income is $32,598. The unemployment rate stands at 0.7% (81% below the U.S. rate of 3.6%). 10.3% of residents live below the poverty line. The area is home to 5,918 business establishments, including 317 restaurants.

Housing & Cost of Living

The median home value in Charlotte Harbor is $194,200 , 31% below the national median of $281,900. Zillow estimates the typical home at $263,950. Median rent is $1,139/month, with 39.6% of renters spending more than 30% of income on housing. The cost of living index is 103.4 (100 = national average). The median home was built in 1982.

Safety & Crime

Charlotte Harbor reports 46 violent crimes per 100,000 residents , which is 88% below the national average of 380/100K. Property crime is 1,658/100K.

Education

25.5% of adults in Charlotte Harbor hold a bachelor's degree or higher (24% below the national average). 90.1% have completed high school. Local schools score 5.8/10 in standardized testing.

Climate & Weather

Charlotte Harbor has an average annual temperature of 76°F (24°C). Winters average 65°F in January while summers reach 84°F in July. The area gets 330 sunny days per year. Annual precipitation totals 54.0 inches. Air quality is rated Good with a median AQI of 41.

Data Overview

People

Population4,456
Median Age67.0 yrs
Density1,921/mi²
Male / Female47% / 54%
Foreign Born13.6%
Veterans15.4%

Economy

B+
Median Income$41,750
Per Capita$32,598
Unemployment0.7%
Poverty10.3%
County GDP$9,770M
Avg Weekly Wage$1,040

Housing

A
Home Value$194,200
Rent$1,139
Ownership42.2%
Zillow$263,950
Housing Units2,937
Rent Burden39.6%

Crime

F
Violent46/100K
Property1,658/100K

Health

Obesity33.1%
Diabetes10.6%
Smoking15.7%
Heart Disease5.9%
Premature Death9,589/100K

Climate

Avg Temp76°F
Sunny Days330/yr
Rain54.0 in/yr
AQI41 (Good)
Elevation3 ft

Education

B
Bachelor's+25.5%
High School+90.1%
Graduate+9.2%
School Score5.8/10

Community

2024 VoteR 67% / D 33%
Commute18 min
Broadband76.0%
Internet Speed103 Mbps
EV Stations10
Libraries4

Did You Know?

The median home in Charlotte Harbor was built in 1982.
The nearest airport is Southwest Florida International (36 miles).
The Gini coefficient (income inequality) is 0.451 (U.S. avg: 0.490).
Natural hazard risk is rated "Relatively High" by FEMA.
26.4% of the population has a disability.
13.6% of residents are foreign-born.
Average internet download speed is 103 Mbps.
There are 317 restaurants in the area.
The county recorded 33 fatal vehicle crashes.