Charlotte Harbor, FL

Full City Profile · Florida · Charlotte County County

3.5 /5.0
B+ Good
4,456 Population 1,921/sq mi density
$41,750 Median Income $32,598 per capita
$194,200 Home Value $263,950 Zillow
$1,139 Median Rent 39.6% income on rent
74°F Avg Temperature
B+
Overall
3.5 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.5 / 5.0
$41,750 median income, 2.4% unemployment
A
Affordability
4.1 / 5.0
$194,200 home value, $1,139/mo rent
B
Education
3.0 / 5.0
25.5% bachelor's degree or higher

Charlotte Harbor, FL

At a Glance

Median Income
$41,750
44% below
$32,598 per capita
Home Value
$194,200
31% below
Zillow: $263,950
Median Rent
$1,139/mo
2% below
39.6% of income on rent
Bachelor's Degree+
25.5%
24% below
90.1% high school+
Unemployment
2.4%
33% below
10.3% poverty rate
Obesity Rate
33.1%
3% above
15.7% smoking rate
Avg Temperature
74°F

How Charlotte Harbor Compares to the U.S. Average

Each bar shows Charlotte Harbor's value as a percentage of the national average (100% = U.S. avg)

Income
56%
Home Value
69%
Rent
98%
Poverty
83%
Bachelor's
76%
Unemployment
67%
Thin vertical line = U.S. national average (100%)

Is Charlotte Harbor a Good Place to Live?

B+
3.5 / 5.0 - Good
Based on economy, affordability, safety, and education metrics compared to national averages.

Economy & Jobs

Charlotte Harbor residents earn a median household income of $41,750 , which is 44% below the national average of $75,149. Per capita income is $32,598. The unemployment rate stands at 2.4% (33% below the U.S. rate of 3.6%). 10.3% of residents live below the poverty line. The area is home to 5,918 business establishments, including 317 restaurants.

Housing & Cost of Living

The median home value in Charlotte Harbor is $194,200 , 31% below the national median of $281,900. Zillow estimates the typical home at $263,950. Median rent is $1,139/month, with 39.6% of renters spending more than 30% of income on housing. The cost of living index is 103.4 (100 = national average). The median home was built in 1982.

Education

25.5% of adults in Charlotte Harbor hold a bachelor's degree or higher (24% below the national average). 90.1% have completed high school. Local schools score 5.8/10 in standardized testing.

Climate & Weather

Charlotte Harbor has an average annual temperature of 74°F (24°C). Winters average 63°F in January while summers reach 83°F in July. Annual precipitation totals 53.0 inches.

Data Overview

People

Population4,456
Median Age67.0 yrs
Density1,921/mi²
Male / Female47% / 54%
Foreign Born8.3%
Veterans15.4%

Economy

B+
Median Income$41,750
Per Capita$32,598
Unemployment2.4%
Poverty10.3%
County GDP$9,770M
Avg Weekly Wage$1,040

Housing

A
Home Value$194,200
Rent$1,139
Ownership42.2%
Zillow$263,950
Housing Units2,937
Rent Burden39.6%

Health

Obesity33.1%
Diabetes10.6%
Smoking15.7%
Heart Disease5.9%
Premature Death9,589/100K

Climate

Avg Temp74°F
Rain53.0 in/yr
Elevation3 ft

Education

B
Bachelor's+25.5%
High School+90.1%
Graduate+9.2%
School Score5.8/10

Community

2024 VoteR 67% / D 33%
Commute18 min
Broadband76.0%
Internet Speed103 Mbps
EV Stations10
Libraries4

Did You Know?

The median home in Charlotte Harbor was built in 1982.
The nearest airport is Southwest Florida International (36 miles).
The Gini coefficient (income inequality) is 0.451 (U.S. avg: 0.490).
Natural hazard risk is rated "Relatively High" by FEMA.
25.5% of the population has a disability.
Average internet download speed is 103 Mbps.
There are 317 restaurants in the area.
The county recorded 33 fatal vehicle crashes.