Charlotte Harbor, FL
Full City Profile · Florida · Charlotte County County
3.5
/5.0
B+
Good
4,456
Population
1,921/sq mi density
$41,750
Median Income
$32,598 per capita
$194,200
Home Value
$263,950 Zillow
$1,139
Median Rent
39.6% income on rent
74°F
Avg Temperature
B+
Overall
3.5 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.5 / 5.0
$41,750 median income, 2.4% unemployment
A
Affordability
4.1 / 5.0
$194,200 home value, $1,139/mo rent
B
Education
3.0 / 5.0
25.5% bachelor's degree or higher
Charlotte Harbor has a warm climate with an average annual temperature of 74°F (23°C). Winters average 63°F in January while summers reach 83°F in July. Annual precipitation totals 53.0 inches. The area receives 0.0 inches of snow annually.
Temperature
63°F Jan (17°C)
83°F Jul (29°C)
| Annual Average | 74.3°F |
| 38% above US avg | |
| January Average | 63°F (17°C) |
| July Average | 83°F (29°C) |
Geography
| Elevation | 3 ft (1 m) |
| Area | 5.0 sq mi (13.0 km²) |
| Population Density | 1,921/sq mi |
| Coordinates | 26.9615°N, 82.0593°W |
| Timezone | America/New_York |
| County | Charlotte County County |
| Nearest Airport | Southwest Florida International (RSW) 36 miles away |
Precipitation & Snow
Air Quality
Natural Hazard Risk
| Overall Risk | Relatively High |
| Risk Score | 95.2 / 100 |
| Social Vulnerability | 77.0 / 100 |
| Community Resilience | 12.2 / 100 |
Hazard Breakdown
| Tornado | Relatively Low |
| Hurricane | Very High |
| Earthquake | Very Low |
| Wildfire | Relatively Moderate |
| Flood | Relatively Moderate |
| Hail | Very Low |
| Strong Wind | Relatively Moderate |
| Heat Wave | Relatively Low |
| Winter Weather | No Rating |
| Lightning | Very High |
| Drought | Relatively Low |
| Cold Wave | Relatively Low |
| Landslide | Very Low |
| Coastal Flood | Relatively High |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Monthly Weather
| Month | Avg Temperature | Precipitation | Summary |
|---|---|---|---|
| January | 63°F (17°C) | 2.3 in | Coldest |
| February | 66°F (19°C) | 2.5 in | |
| March | 69°F (20°C) | 2.3 in | |
| April | 73°F (23°C) | 2.2 in | |
| May | 78°F (26°C) | 3.3 in | |
| June | 82°F (28°C) | 9.2 in | Wettest |
| July | 83°F (29°C) | 8.1 in | |
| August | 84°F (29°C) | 9.1 in | Warmest |
| September | 82°F (28°C) | 6.9 in | |
| October | 77°F (25°C) | 3.0 in | |
| November | 70°F (21°C) | 2.1 in | |
| December | 66°F (19°C) | 2.0 in | Driest |
Charlotte Harbor has a seasonal temperature swing of 21°F / from 63°F in January to 84°F in August. Total annual precipitation is 53.0 inches, with June being the wettest month (9.2") and December the driest (2.0").