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Charlotte Harbor, FL
Full City Profile · Florida · Charlotte County County
2.9
/5.0
C+
Fair
4,456
Population
1,921/sq mi density
$41,750
Median Income
$32,598 per capita
$194,200
Home Value
$263,950 Zillow
$1,139
Median Rent
39.6% income on rent
76°F
Avg Temperature
330 sunny days/yr
46
Violent Crime/100K
1,658 property/100K
C+
Overall
2.9 / 5.0
Fair overall score based on economy, affordability, safety and education
B+
Economy
3.6 / 5.0
$41,750 median income, 0.7% unemployment
A
Affordability
4.1 / 5.0
$194,200 home value, $1,139/mo rent
F
Safety
1.0 / 5.0
46 violent crimes/100K
B
Education
3.0 / 5.0
25.5% bachelor's degree or higher
Charlotte Harbor has a warm climate with an average annual temperature of 76°F (24°C). Winters average 65°F in January while summers reach 84°F in July. The area gets 330 sunny days per year. Annual precipitation totals 54.0 inches. The area receives 0.0 inches of snow annually. Air quality is rated Good with a median AQI of 41.
Temperature
65°F Jan (18°C)
84°F Jul (29°C)
| Annual Average | 75.8°F |
| 40% above US avg | |
| January Average | 65°F (18°C) |
| July Average | 84°F (29°C) |
| Sunny Days | 330 days/yr |
Geography
| Elevation | 3 ft (1 m) |
| Area | 5.0 sq mi (13.0 km²) |
| Population Density | 1,921/sq mi |
| Coordinates | 26.9615°N, 82.0593°W |
| Timezone | America/New_York |
| County | Charlotte County County |
| Nearest Airport | Southwest Florida International (RSW) 36 miles away |
Precipitation & Snow
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively High |
| Risk Score | 95.2 / 100 |
| Social Vulnerability | 77.0 / 100 |
| Community Resilience | 12.2 / 100 |
Hazard Breakdown
| Tornado | Relatively Low |
| Hurricane | Very High |
| Earthquake | Very Low |
| Wildfire | Relatively Moderate |
| Flood | Relatively Moderate |
| Hail | Very Low |
| Strong Wind | Relatively Moderate |
| Heat Wave | Relatively Low |
| Winter Weather | No Rating |
| Lightning | Very High |
| Drought | Relatively Low |
| Cold Wave | Relatively Low |
| Landslide | Very Low |
| Coastal Flood | Relatively High |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Monthly Weather
| Month | Avg Temperature | Precipitation | Summary |
|---|---|---|---|
| January | 65°F (18°C) | 2.1 in | |
| February | 63°F (17°C) | 2.5 in | Coldest |
| March | 68°F (20°C) | 2.8 in | |
| April | 72°F (22°C) | 1.5 in | Driest |
| May | 77°F (25°C) | 3.5 in | |
| June | 81°F (27°C) | 8.2 in | |
| July | 84°F (29°C) | 7.5 in | Warmest |
| August | 83°F (28°C) | 8.2 in | Wettest |
| September | 82°F (28°C) | 7.0 in | |
| October | 77°F (25°C) | 2.8 in | |
| November | 70°F (21°C) | 1.9 in | |
| December | 65°F (19°C) | 1.8 in |
Charlotte Harbor has a seasonal temperature swing of 21°F / from 63°F in February to 84°F in July. Total annual precipitation is 49.7 inches, with August being the wettest month (8.2") and April the driest (1.5").