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Charlotte Harbor, FL

Full City Profile · Florida · Charlotte County County

2.9 /5.0
C+ Fair
4,456 Population 1,921/sq mi density
$41,750 Median Income $32,598 per capita
$194,200 Home Value $263,950 Zillow
$1,139 Median Rent 39.6% income on rent
76°F Avg Temperature 330 sunny days/yr
46 Violent Crime/100K 1,658 property/100K
C+
Overall
2.9 / 5.0
Fair overall score based on economy, affordability, safety and education
B+
Economy
3.6 / 5.0
$41,750 median income, 0.7% unemployment
A
Affordability
4.1 / 5.0
$194,200 home value, $1,139/mo rent
F
Safety
1.0 / 5.0
46 violent crimes/100K
B
Education
3.0 / 5.0
25.5% bachelor's degree or higher

Housing Overview

Median Home Value
$194,200
31% below
US avg: $281,900
Median Rent
$1,139/mo
2% below
US avg: $1,163/mo
Homeownership Rate
42.2%
35% below US avg (65.4%)
Total Housing Units
2,937
Median year built: 1982

Home Value by Source

Census Median
$194,200
Zillow (ZHVI)
$263,950
Median Sale Price
$212,000
Median List Price
$209,450
Census ACS, Zillow ZHVI, Redfin median sale price

Ownership vs. Renting

42.2%
Owner-Occupied
57.8%
Renter-Occupied
42%
58%
US avg: 65.4% owner-occupied

Fair Market Rents (HUD FY2026)

Studio
$1,212/mo
1 Bedroom
$1,296/mo
2 Bedroom
$1,526/mo
3 Bedroom
$1,971/mo
4 Bedroom
$2,261/mo
Census median rent: $1,139/mo

Market Indicators (Redfin)

Median Days on Market
146 days
Sale-to-List Ratio
0.9%
Buyers market
Homes Sold
7
Price Drops
36.4%
of listings with price reduction
Price Per Sq Ft
$131
Active Inventory
77
homes for sale

Affordability & Housing Stock

Rent Burden
39.6%
of renters spending 30%+ of income on housing
28% above US avg (31.0%)
Median Year Built
1982
Average age of housing stock: 44 years
Homeownership Rate
42.2%

Complete Housing Data

Home Values

Census Median Value$194,200
Zillow Home Value (ZHVI)$263,950
Median Sale Price$212,000
Median List Price$209,450
Price Per Sq Ft$131

Rent

Census Median Rent$1,139
FMR Studio$1,212
FMR 1-Bedroom$1,296
FMR 2-Bedroom$1,526
FMR 3-Bedroom$1,971
FMR 4-Bedroom$2,261

Market

Days on Market146
Sale-to-List Ratio0.9%
Price Drops36.4%
Homes Sold7
Active Inventory77
Price Per Sq Ft$131

Ownership & Stock

Owner-Occupied42.2%
Renter-Occupied57.8%
Homeownership Rate42.2%
Total Housing Units2,937
Median Year Built1982
Rent Burden39.6%