Iowa
Charter Oak is a small town in Iowa with a population of 489. Residents earn $58,068 per year, which is 23% below the national average.
Based on current data, Charter Oak receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, high health insurance coverage. Areas to be aware of include below-average incomes, high obesity rates. Charter Oak offers a solid quality of life with a good balance of affordability, safety, and opportunity.
The median household income in Charter Oak is $58,068, 23% below the national average of $75,149. The job market is very strong with unemployment at just 0.7%. 11.1% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 23 minutes.
The median home value in Charter Oak is $81,600, 71% below the national median — offering relatively affordable homeownership. Renters pay a median of $710 per month, below the national average — a plus for affordability. At just 1.4x median income, home prices are very affordable relative to local earnings.
9.8% of residents hold a bachelor's degree, below the national average of 33.7%. 93.1% have completed high school. Area schools have an average test score of 5.7/10.
Charter Oak experiences four distinct seasons with an average temperature of 47°F. Winters average 18°F in January while summers reach 73°F in July. Annual precipitation totals 32.2 inches, including 31.1 inches of snow. Air quality is rated Good with a median AQI of 43.
| English Only | 99.5% |
| 27% above US avg | |
| Spanish | 0.5% |
| 96% below US avg |
| Median HH Income | $58,068 |
| 23% below US avg | |
| Per Capita Income | $29,903 |
| Avg Weekly Wage | $1,021 |
| IRS Avg AGI | $68,004 |
| Unemployment | 0.7% |
| 81% below US avg | |
| Poverty Rate | 11.1% |
| 10% below US avg | |
| Establishments (County) | 514 |
| County GDP | $1,117M |
| Restaurants | 36 |
| Healthcare | 40 |
| Retail | 47 |
| Manufacturing | 20 |
| Property Tax (IRS) | $3,829 |
| 9% above US avg | |
| Effective Tax Rate | 4.69% |
| Commute Time | 23.3 min |
| Drive Alone | 95.3% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
| Census Median | $81,600 |
| 71% below US avg | |
| Zillow ZHVI | $183,883 |
| Census Median Rent | $710 |
| 39% below US avg | |
| Rent Burden | 22.7% |
| Studio | $738 |
| 1 Bedroom | $788 |
| 2 Bedrooms | $989 |
| 3 Bedrooms | $1,282 |
| 4 Bedrooms | $1,420 |
| Owner-Occupied | 65.9% |
| Avg Tax (IRS) | $3,829 |
| 9% above US avg | |
| Effective Rate | 4.69% |
| Obesity | 41.1% |
| 28% above US avg | |
| Diabetes | 10.2% |
| Heart Disease | 5.8% |
| High Blood Pressure | 31.8% |
| Asthma | 10.2% |
| COPD | 6.6% |
| Stroke | 3.0% |
| Binge Drinking | 23.2% |
| Physical Inactivity | 26.5% |
| Depression | 21.8% |
| Mental Distress | 18.6% |
| Physical Distress | 12.9% |
| Insurance Rate | 93.2% |
| Checkup Rate | 75.2% |
| Premature Death | 6,563/100K |
| Food Environment | 7.2/10 |
| Exercise Access | 62.9% |
| Healthcare Facilities | 40 |
| Fatal Crashes (County/yr) | 2 |
| FEMA Disasters | 91 |
| Annual Average | 47.2°F |
| 13% below US avg | |
| January Average | 18°F (-8°C) |
| July Average | 73°F (23°C) |
| Annual Rainfall | 32.2 inches |
| 15% below US avg | |
| Snowfall | 31.1 inches/yr |
| AQI Median | 43.0 |
| Rating | Good |
| Elevation | 1,295 ft (395 m) |
| Area | 0.5 sq mi (1.3 km²) |
| Population Density | 959/sq mi |
| Coordinates | 42.0678°N, 95.5895°W |
| County FIPS | 19047 |
Winner: Republican by 43.5 points
| Bachelor's Degree+ | 9.8% |
| 71% below US avg | |
| High School+ | 93.1% |
| School Test Score | 5.73 |
| RUCC Code 7 | Nonmetro — Urban 2.5K–20K |
| Population Density | 959/sq mi |
| Total Area | 0.5 sq mi |
| Broadband Access | 76.7% |
| Public Libraries | 6 |
| Healthcare Facilities | 40 |
| Restaurants | 36 |
| Retail Stores | 47 |
| Fatal Crashes (County/yr) | 2 |
| FEMA Disaster Declarations | 91 |
| Avg Commute | 23.3 min |
| Drive Alone | 95.3% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |