Charter Oak, IA

Full City Profile · Iowa · Crawford County County

3.6 /5.0
B+ Good
489 Population 959/sq mi density
$58,068 Median Income $29,903 per capita
$81,600 Home Value $199,839 Zillow
$710 Median Rent 22.7% income on rent
47°F Avg Temperature
B+
Overall
3.6 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.9 / 5.0
$58,068 median income, 1.5% unemployment
A+
Affordability
5.0 / 5.0
$81,600 home value, $710/mo rent
D
Education
1.8 / 5.0
9.8% bachelor's degree or higher

Charter Oak, IA

At a Glance

Median Income
$58,068
23% below
$29,903 per capita
Home Value
$81,600
71% below
Zillow: $199,839
Median Rent
$710/mo
39% below
22.7% of income on rent
Bachelor's Degree+
9.8%
71% below
93.1% high school+
Unemployment
1.5%
58% below
11.1% poverty rate
Obesity Rate
41.1%
28% above
17.3% smoking rate
Avg Temperature
47°F

How Charter Oak Compares to the U.S. Average

Each bar shows Charter Oak's value as a percentage of the national average (100% = U.S. avg)

Income
77%
Home Value
29%
Rent
61%
Poverty
90%
Bachelor's
29%
Unemployment
42%
Thin vertical line = U.S. national average (100%)

Is Charter Oak a Good Place to Live?

B+
3.6 / 5.0 - Good
Based on economy, affordability, safety, and education metrics compared to national averages.

Economy & Jobs

Charter Oak residents earn a median household income of $58,068 , which is 23% below the national average of $75,149. Per capita income is $29,903. The unemployment rate stands at 1.5% (58% below the U.S. rate of 3.6%). 11.1% of residents live below the poverty line. The area is home to 514 business establishments, including 36 restaurants.

Housing & Cost of Living

The median home value in Charter Oak is $81,600 , 71% below the national median of $281,900. Zillow estimates the typical home at $199,839. Median rent is $710/month, with 22.7% of renters spending more than 30% of income on housing. The cost of living index is 87.8 (100 = national average). The median home was built in 1938.

Education

9.8% of adults in Charter Oak hold a bachelor's degree or higher (71% below the national average). 93.1% have completed high school. Local schools score 5.3/10 in standardized testing.

Climate & Weather

Charter Oak has an average annual temperature of 47°F (8°C). Winters average 18°F in January while summers reach 73°F in July. Annual precipitation totals 32.2 inches.

Data Overview

People

Population489
Median Age59.5 yrs
Density959/mi²
Male / Female48% / 52%
Foreign Born0.8%
Veterans12.3%

Economy

B+
Median Income$58,068
Per Capita$29,903
Unemployment1.5%
Poverty11.1%
County GDP$1,117M
Avg Weekly Wage$1,021

Housing

A+
Home Value$81,600
Rent$710
Ownership65.9%
Zillow$199,839
Housing Units238
Rent Burden22.7%

Health

Obesity41.1%
Diabetes10.2%
Smoking17.3%
Heart Disease5.8%
Premature Death6,563/100K

Climate

Avg Temp47°F
Rain32.2 in/yr
Elevation1,295 ft

Education

D
Bachelor's+9.8%
High School+93.1%
Graduate+2.5%
School Score5.3/10

Community

2024 VoteR 71% / D 28%
Commute23 min
Broadband76.7%
Internet Speed67 Mbps
EV Stations1
Libraries6

Did You Know?

The median home in Charter Oak was built in 1938.
The nearest airport is Sioux Gateway/Brig General Bud Day Field (47 miles).
The Gini coefficient (income inequality) is 0.439 (U.S. avg: 0.490).
Natural hazard risk is rated "Relatively Low" by FEMA.
25.4% of the population has a disability.
The county recorded 2 fatal vehicle crashes.
91 declared natural disasters on record.