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Charter Oak, IA
Full City Profile · Iowa · Crawford County County
2.9
/5.0
C+
Fair
489
Population
959/sq mi density
$58,068
Median Income
$29,903 per capita
$81,600
Home Value
$183,883 Zillow
$710
Median Rent
22.7% income on rent
47°F
Avg Temperature
260 sunny days/yr
411
Violent Crime/100K
1,984 property/100K
C+
Overall
2.9 / 5.0
Fair overall score based on economy, affordability, safety and education
B+
Economy
3.9 / 5.0
$58,068 median income, 0.7% unemployment
A+
Affordability
5.0 / 5.0
$81,600 home value, $710/mo rent
F
Safety
1.0 / 5.0
411 violent crimes/100K (8% above avg)
D
Education
1.8 / 5.0
9.8% bachelor's degree or higher
Housing Overview
Median Home Value
$81,600
71% below
US avg: $281,900
Median Rent
$710/mo
39% below
US avg: $1,163/mo
Homeownership Rate
65.9%
1% above US avg (65.4%)
Total Housing Units
238
Median year built: 1938
Home Value by Source
Census Median
$81,600
Zillow (ZHVI)
$183,883
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
65.9%
Owner-Occupied
34.1%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$738/mo
1 Bedroom
$788/mo
2 Bedroom
$989/mo
3 Bedroom
$1,282/mo
4 Bedroom
$1,420/mo
Census median rent:
$710/mo
Affordability & Housing Stock
Rent Burden
22.7%
of renters spending 30%+ of income on housing
27% below US avg (31.0%)
Median Year Built
1938
Average age of housing stock: 88 years
Homeownership Rate
65.9%
Complete Housing Data
Home Values
| Census Median Value | $81,600 |
| Zillow Home Value (ZHVI) | $183,883 |
Rent
| Census Median Rent | $710 |
| FMR Studio | $738 |
| FMR 1-Bedroom | $788 |
| FMR 2-Bedroom | $989 |
| FMR 3-Bedroom | $1,282 |
| FMR 4-Bedroom | $1,420 |
Market
Ownership & Stock
| Owner-Occupied | 65.9% |
| Renter-Occupied | 34.1% |
| Homeownership Rate | 65.9% |
| Total Housing Units | 238 |
| Median Year Built | 1938 |
| Rent Burden | 22.7% |