Clay City, IN

Indiana · Metropolitan Area

Clay City is a small town in Indiana with a population of 1,186. Residents earn $68,036 per year, which is 9% below the national average.

3.8 /5.0
B+ Good
1,186 Population 2,196/sq mi density
$68,036 Median Income $24,396 per capita
$86,700 Home Value $169,945 Zillow
$706 Median Rent
54°F Avg Temperature
B+
Overall
3.8 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.2 / 5.0
$68,036 median income, 1.6% unemployment
A+
Affordability
5.0 / 5.0
$86,700 home value, $706/mo rent
C
Education
2.1 / 5.0
13.9% bachelor's degree or higher
Median Income $68,036
9% lower than US avg
Home Value $86,700
69% lower than US avg
Bachelor's+ 13.9%
59% lower than US avg
Median Rent $706
39% lower than US avg
Obesity Rate 41.9%
31% higher than US avg
Unemployment 1.6%
56% lower than US avg
Poverty Rate 9.0%
27% lower than US avg

How Clay City Compares to the U.S. Average (100% = U.S. avg)

People

Population1,186
Median Age34.4 yrs
Density2,196/mi²
Male / Female56% / 44%
Largest GroupWhite 96%

Economy

A
Median Income$68,036
Per Capita$24,396
Unemployment1.6%
Poverty9.0%
County GDP$1,042M
Commute33 min

Housing

A+
Home Value$86,700
Rent$706
OwnershipN/A
Zillow$169,945

Crime

ViolentN/A
PropertyN/A

Health

Obesity41.9%
UninsuredN/A
Depression27.5%
Heart Disease5.7%

Climate

Avg Temp54°F
AQI41 (Good)
Rain47.2 in/yr
Elevation592 ft

Education

C
Bachelor's+13.9%
High School+83.8%
School Score6.12

Community

2024 VoteR 78% / D 21%
Commute33 min
Libraries1

Is Clay City a Good Place to Live?

Based on current data, Clay City receives an overall livability score of 3.8 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing. Areas to be aware of include high obesity rates. Clay City offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Clay City is $68,036, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 1.6%. 9.0% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 33 minutes.

Cost of Living & Housing

The median home value in Clay City is $86,700, 69% below the national median — offering relatively affordable homeownership. Renters pay a median of $706 per month, below the national average — a plus for affordability. At just 1.3x median income, home prices are very affordable relative to local earnings.

Education

13.9% of residents hold a bachelor's degree, below the national average of 33.7%. 83.8% have completed high school. Local schools score 6.1/10 in standardized testing, reflecting strong academic performance.

Climate & Weather

Clay City experiences four distinct seasons with an average temperature of 54°F. Winters average 29°F in January while summers reach 76°F in July. Annual precipitation totals 47.2 inches. Air quality is rated Good with a median AQI of 41.

Clay City has a population of 1,186 with a density of 2,196 people per square mile. The median age is 34.4 years, 12% younger than the national median of 38.9. The city is predominantly White (95.9%), with 1.4% Hispanic.

Population

1,186
Total Population
2,196
People / sq mi
34.4yrs
Median Age
12% below US avg
0.5mi²
Land Area

Gender Distribution

Male 56.1%
Female 43.9%

Race & Ethnicity

Clay City vs U.S. Average

Language Spoken at Home

English Only99.8%
27% above US avg
Spanish0.2%
99% below US avg

Social Characteristics

Clay City vs U.S. Average

The median household income in Clay City is $68,036, which is 9% below the national average of $75,149. The unemployment rate is 1.6% (below the 3.6% US average). 9.0% of residents live below the poverty line. Workers commute an average of 33 minutes.

Income: Clay City vs U.S.

Commute Mode

Income

Median HH Income$68,036
9% below US avg
Per Capita Income$24,396
Avg Weekly Wage$881
IRS Avg AGI$62,294

Employment & Poverty

Unemployment1.6%
56% below US avg
Poverty Rate9.0%
27% below US avg
Establishments (County)529
County GDP$1,042M

Business (County)

Restaurants49
Healthcare57
Retail83
Manufacturing26

Tax & Cost of Living

Property Tax (IRS)$1,477
58% below US avg
Effective Tax Rate1.70%

Commute & Transportation

Commute Time32.9 min
Work from Home2.5%

Walkability

The median home value in Clay City is $86,700, 69% below the national average. Monthly rent averages $706 (39% below US avg). Zillow estimates the typical home value at $169,945.

Home Value Sources

Ownership Split

Home Values

Census Median$86,700
69% below US avg
Zillow ZHVI$169,945

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$706
39% below US avg

HUD Fair Market Rent

Studio$859
1 Bedroom$864
2 Bedrooms$1,094
3 Bedrooms$1,312
4 Bedrooms$1,535

Ownership & Property

Owner-Occupied63.4%

Property Tax

Avg Tax (IRS)$1,477
58% below US avg
Effective Rate1.70%
In Clay City, 41.9% of adults are obese (above the 32.1% national rate). 27.5% report depression. 25.2% are physically inactive.

Health Metrics: Clay City vs U.S. Average (%)

Chronic Conditions

Obesity41.9%
31% above US avg
Diabetes10.9%
Heart Disease5.7%
High Blood Pressure35.0%
Asthma11.5%
COPD7.5%
Stroke2.9%

Behaviors & Mental Health

Binge Drinking18.9%
Physical Inactivity25.2%
Depression27.5%
Mental Distress19.3%
Physical Distress13.7%

Healthcare Access

Insurance Rate85.7%
Checkup Rate77.7%
Premature Death9,097/100K

Food & Exercise

Food Environment7.8/10
Exercise Access53.0%
Healthcare Facilities57

Crime Rates: Clay City vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)3

Safety Score

Clay City has an average annual temperature of 54°F (12°C). Winters average 29°F in January while summers reach 76°F in July. Annual precipitation is 47.2 inches. Air quality is rated Good with a median AQI of 41.

Temperature

29°F Jan (-1°C) 76°F Jul (24°C)
Annual Average54.4°F
1% above US avg
January Average29°F (-1°C)
July Average76°F (24°C)

Precipitation & Snow

Annual Rainfall47.2 inches
24% above US avg

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation592 ft (180 m)
Area0.5 sq mi (1.4 km²)
Population Density2,196/sq mi
Coordinates39.2770°N, 87.1127°W
County FIPS18021
It is classified as Metro — under 250K. 13.9% of residents hold a bachelor's degree or higher (59% below US avg). In the 2024 election, the county voted Republican by a 56.9-point margin.

2024 Presidential Election (County)

R 77.6%
D 20.7%

Winner: Republican by 56.9 points

Education

Bachelor's Degree+13.9%
59% below US avg
High School+83.8%
School Test Score6.12
C Education Grade (2.1/5.0)

Urban-Rural Classification

RUCC Code 3Metro — under 250K
Population Density2,196/sq mi
Total Area0.5 sq mi

Infrastructure & Services

Alt Fuel Stations2
Public Libraries1
Healthcare Facilities57
Restaurants49
Retail Stores83

Safety & Disasters

Fatal Crashes (County/yr)3

Commute & Transportation

Avg Commute32.9 min
Work from Home2.5%

Nearby Cities

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