Median Income
$54,246
28% lower than US avg
Home Value
$136,300
52% lower than US avg
Bachelor's+
21.8%
35% lower than US avg
Median Rent
$666
43% lower than US avg
Obesity Rate
39.1%
22% higher than US avg
Unemployment
3.4%
6% lower than US avg
Poverty Rate
8.2%
34% lower than US avg
How North Terre Haute Compares to the U.S. Average (100% = U.S. avg)
People
Population4,396
Median Age52.1 yrs
Density1,228/mi²
Male / Female46% / 54%
Largest GroupWhite 92%
Veterans8.9%
Economy
B+
Median Income$54,246
Per Capita$34,258
Unemployment3.4%
Poverty8.2%
County GDP$6,571M
Commute24 min
Housing
A+
Home Value$136,300
Rent$666
Ownership74.3%
Zillow$152,699
Housing Units2,405
Rent Burden28.0%
Health
Obesity39.1%
Uninsured2.0%
Smoking16.1%
Depression26.5%
Heart Disease5.6%
Climate
Avg Temp54°F (12°C)
AQI47 (Good)
Rain40.8 in/yr
Elevation516 ft (157 m)
Education
C+
Bachelor's+21.8%
High School+96.2%
Graduate+7.7%
School Score5.86
Community
2024 VoteR 58% / D 40%
Commute24 min
Broadband88.8%
EV Stations16
Libraries2
Is North Terre Haute a Good Place to Live?
Based on current data, North Terre Haute receives an overall livability score of 3.8 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, a low poverty rate, high health insurance coverage. Areas to be aware of include below-average incomes, high obesity rates. North Terre Haute offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in North Terre Haute is $54,246, 28% below the national average of $75,149. Unemployment stands at 3.4%, indicating a healthy job market. 8.2% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 24 minutes.
Cost of Living & Housing
The median home value in North Terre Haute is $136,300, 52% below the national median / offering relatively affordable homeownership. Renters pay a median of $666 per month, below the national average / a plus for affordability. At just 2.5x median income, home prices are very affordable relative to local earnings.
Education
21.8% of residents hold a bachelor's degree, below the national average of 33.7%. 96.2% have completed high school. Area schools have an average test score of 5.9/10.
Climate & Weather
North Terre Haute experiences four distinct seasons with an average temperature of 54°F. Winters average 29°F in January while summers reach 75°F in July. Annual precipitation totals 40.8 inches, including 15.4 inches of snow. Air quality is rated Good with a median AQI of 47.
North Terre Haute has a population of 4,396 with a density of 1,228 people per square mile, spread across 3.6 square miles. The median age is 52.1 years, 34% older than the national median of 38.9. The gender split is 53.6% female and 46.4% male. The city is predominantly White (91.7%), with 2.2% Black. English is the primary language spoken at home by 98% of residents. 8.9% of the population are veterans, above the national rate of 6.0%. 18.4% of residents have a disability (above the 13.0% national average). 98.0% have health insurance coverage.
Population
4,396
Total Population
2023 Census
52.1yrs
Median Age
34% above US avg
Race & Ethnicity
North Terre Haute vs U.S. Average
Language Spoken at Home
English Only
98.0%
25% above US avg
Spanish
1.7%
87% below US avg
Social Characteristics
North Terre Haute vs U.S. Average
The median household income in North Terre Haute is $54,246, which is 28% below the national average of $75,149. Per capita income is $34,258 (below the $39,052 national figure). The average weekly wage is $1,022, 29% lower than the U.S. average. The unemployment rate is 3.4% (below the 3.6% US average). 8.2% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 2,526 business establishments, including 281 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 24 minutes. 2.3% of workers work from home (below the 15.2% national rate).
Income: North Terre Haute vs U.S.
Income
| Median HH Income | $54,246 |
| 28% below US avg |
| Per Capita Income | $34,258 |
| Avg Weekly Wage | $1,022 |
| IRS Avg AGI | $68,303 |
| Gini Index | 0.474 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 3.4% |
| 6% below US avg |
| Poverty Rate | 8.2% |
| 34% below US avg |
| Establishments (County) | 2,526 |
| County GDP | $6,571M |
Business (County)
| Restaurants | 281 |
| Healthcare | 393 |
| Retail | 394 |
| Manufacturing | 105 |
Tax & Cost of Living
| Property Tax (IRS) | $3,631 |
| 4% above US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 2.66% |
Commute & Transportation
| Commute Time | 23.9 min |
| Drive Alone | 86.4% |
| Public Transit | 0.0% |
| Work from Home | 2.3% |
The median home value in North Terre Haute is $136,300, 52% below the national median of $281,900. Zillow estimates the typical home value at $152,699, higher than the Census estimate. According to Redfin, the median sale price is $227,500 with homes selling in an average of 41 days. Homes sell for 98.3% of their list price. Monthly rent averages $666 (43% below the national average of $1,163). Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 74.3% of housing units are owner-occupied (above the 65.4% national rate). There are 2,405 total housing units in the city. The median year a home was built is 1968. The average annual property tax is $3,631. 28.0% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.5x, well within the affordable range.
Home Values
| Census Median | $136,300 |
| 52% below US avg |
| Zillow ZHVI | $152,699 |
| Redfin Median Sale | $227,500 |
| Median List Price | $244,900 |
Real Estate Market (Redfin)
| Median Sale Price | $227,500 |
| Median List Price | $244,900 |
| $/Sq Ft | $146 |
| Homes Sold | 3 |
| Days on Market | 41 days |
| Sale-to-List Ratio | 98.3% |
| Price Drops | 27.3% |
| Inventory | 11 |
Rental Costs
| Census Median Rent | $666 |
| 43% below US avg |
| Rent Burden | 28.0% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 74.3% |
| Owner-Occupied | 74.3% |
| Renter-Occupied | 25.7% |
| Housing Units | 2,405 |
| Median Year Built | 1968 |
Property Tax
| Avg Tax (IRS) | $3,631 |
| 4% above US avg |
| Effective Rate | 2.66% |
In North Terre Haute, 39.1% of adults are obese, above the national rate of 32.1%. 10.5% have diabetes. Heart disease affects 5.6% of residents. 32.7% have high blood pressure. 16.1% are current smokers. 18.4% report binge drinking. 21.4% are physically inactive. 26.5% report depression (above the 20.0% national average). 19.0% experience frequent mental distress. 2.0% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:1,204. The dentist ratio is 1:1,738. 79.2% of residents have access to exercise opportunities. The food environment index is 5.7 out of 10.
Health Metrics: North Terre Haute vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.1% |
| 22% above US avg |
| Diabetes | 10.5% |
| Heart Disease | 5.6% |
| High Blood Pressure | 32.7% |
| Asthma | 11.3% |
| COPD | 7.1% |
| Cancer | 7.4% |
| Stroke | 2.8% |
Behaviors & Mental Health
| Smoking | 16.1% |
| 15% above US avg |
| Binge Drinking | 18.4% |
| Physical Inactivity | 21.4% |
| Depression | 26.5% |
| Mental Distress | 19.0% |
| Physical Distress | 12.7% |
| Short Sleep | 37.9% |
Healthcare Access
| Insurance Rate | 98.0% |
| Uninsured | 2.0% |
| 77% below US avg |
| Primary Care | 1:1,204 |
| Dentists | 1:1,738 |
| Mental Health | 1:515 |
| Checkup Rate | 78.0% |
| Dental Visits | 61.8% |
| Premature Death | 10,892/100K |
Food & Exercise
| Food Environment | 5.7/10 |
| Exercise Access | 79.2% |
| Healthcare Facilities | 393 |
North Terre Haute experiences four distinct seasons with an average annual temperature of 54°F (12°C). Winters average 29°F in January while summers reach 75°F in July. Annual precipitation totals 40.8 inches. The area receives 15.4 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 47. 56% of days have good air quality. The city sits at an elevation of 516 feet.
Temperature
29°F Jan (-2°C)
75°F Jul (24°C)
| Annual Average | 53.5°F |
| 1% below US avg |
| January Average | 29°F (-2°C) |
| July Average | 75°F (24°C) |
Geography
| Elevation | 516 ft (157 m) |
| Area | 3.6 sq mi (9.3 km²) |
| Population Density | 1,228/sq mi |
| Coordinates | 39.5370°N, 87.3653°W |
| Timezone | America/Indiana/Indianapolis |
| County | Vigo County County |
| Nearest Airport | Terre Haute Regional (HUF)
7 miles away |
Precipitation & Snow
Annual Rainfall
40.8"
7% above US avg
Wettest Month (Apr)
4.71"
Air Quality
| AQI Median | 47.0 |
| Rating | Good |
| Good Days % | 55.7% |
| Unhealthy Days | 1 |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0455 ppm |
| SO₂ (Sulfur Dioxide) | 1.01 ppb |
| PM2.5 (Fine Particles) | 10.1 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 83.2 / 100 |
| Social Vulnerability | 52.4 / 100 |
| Community Resilience | 90.0 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Moderate |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively High |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
36 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M5.2. Most recent: M3.3 on May 13, 2025.
| Apr 18, 2008 |
7 km NNE of Bellmont, Illinois |
M5.2 |
129 km |
| Apr 18, 2008 |
9 km NNE of Bellmont, Illinois |
M4.7 |
128 km |
| Apr 21, 2008 |
7 km NNE of Bellmont, Illinois |
M4.0 |
129 km |
| Jun 17, 2021 |
Illinois-Indiana border region |
M3.8 |
33 km |
| Sep 12, 2004 |
4 km NW of Manilla, Indiana |
M3.8 |
146 km |
| Nov 11, 1991 |
3 km W of Flat Rock, Illinois |
M3.8 |
76 km |
| Sep 19, 2017 |
4 km N of Bellmont, Illinois |
M3.8 |
132 km |
| Apr 25, 2008 |
8 km NNE of Bellmont, Illinois |
M3.7 |
129 km |
| Dec 20, 1990 |
5 km S of Stilesville, Indiana |
M3.7 |
63 km |
| Apr 14, 2000 |
4 km NW of Heritage Lake, Indiana |
M3.6 |
58 km |
| Nov 20, 2012 |
7 km N of Bellmont, Illinois |
M3.6 |
129 km |
| May 30, 2015 |
4 km ENE of Geff, Illinois |
M3.4 |
147 km |
| Jun 5, 2008 |
8 km WNW of Mount Carmel, Illinois |
M3.4 |
127 km |
| May 1, 2008 |
8 km NNE of Bellmont, Illinois |
M3.3 |
128 km |
| May 13, 2025 |
7 km SSW of Lerna, Illinois |
M3.3 |
85 km |
| Dec 17, 1990 |
Illinois-Indiana border region |
M3.2 |
65 km |
| Jul 18, 2008 |
6 km NNE of Bellmont, Illinois |
M3.1 |
130 km |
| Dec 16, 1996 |
3 km NNE of Terre Haute, Indiana |
M3.1 |
5 km |
| May 10, 2012 |
0 km NW of Emison, Indiana |
M3.1 |
82 km |
| Sep 9, 2017 |
4 km N of Bellmont, Illinois |
M3.1 |
132 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
494 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 43 fatalities, 652 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 11, 1965 |
EF4 |
68 km |
28 |
| Apr 11, 1965 |
EF4 |
99 km |
0 |
| Mar 31, 2023 |
EF3 |
61 km |
2 |
| Mar 31, 2023 |
EF3 |
93 km |
6 |
| Nov 17, 2013 |
EF3 |
89 km |
0 |
| Nov 15, 2005 |
EF3 |
97 km |
0 |
| Sep 20, 2002 |
EF3 |
73 km |
0 |
| Apr 19, 1996 |
EF3 |
82 km |
1 |
| Apr 19, 1996 |
EF3 |
96 km |
0 |
| Nov 22, 1992 |
EF3 |
45 km |
0 |
| Nov 22, 1992 |
EF3 |
69 km |
0 |
| Nov 22, 1992 |
EF3 |
74 km |
0 |
| Mar 10, 1986 |
EF3 |
75 km |
0 |
| Jun 2, 1980 |
EF3 |
65 km |
1 |
| Jun 25, 1978 |
EF3 |
97 km |
0 |
| Aug 10, 1974 |
EF3 |
96 km |
0 |
| Aug 10, 1974 |
EF3 |
70 km |
0 |
| Apr 3, 1974 |
EF3 |
89 km |
1 |
| Apr 3, 1974 |
EF3 |
76 km |
0 |
| Apr 3, 1974 |
EF3 |
83 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
29°F (-2°C) |
2.6 in |
Coldest |
| February |
33°F (0°C) |
2.0 in |
Driest |
| March |
43°F (6°C) |
2.9 in |
|
| April |
54°F (12°C) |
4.7 in |
Wettest |
| May |
64°F (18°C) |
4.7 in |
|
| June |
73°F (23°C) |
4.6 in |
|
| July |
75°F (24°C) |
4.3 in |
Warmest |
| August |
74°F (23°C) |
3.0 in |
|
| September |
67°F (19°C) |
2.9 in |
|
| October |
55°F (13°C) |
3.4 in |
|
| November |
43°F (6°C) |
3.1 in |
|
| December |
34°F (1°C) |
2.5 in |
|
North Terre Haute has a seasonal temperature swing of 47°F / from 29°F in January to 75°F in July. Total annual precipitation is 40.8 inches, with April being the wettest month (4.7") and February the driest (2.0").
Average costs for common services in North Terre Haute. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140-$373) |
| Specialist Visit |
$327 ($187-$513) |
| Urgent Care Visit |
$187 ($93-$327) |
| Emergency Room Visit |
$2,053 ($746-$4,665) |
| Dental Cleaning |
$121 ($70-$187) |
| Dental Filling |
$233 ($140-$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23-$70) |
| Oil Change (Synthetic) |
$70 ($47-$112) |
| Brake Pad Replacement |
$280 ($140-$467) |
| Tire Rotation |
$37 ($19-$70) |
| New Tires (Set of 4) |
$560 ($373-$933) |
| Battery Replacement |
$187 ($93-$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56-$140) |
| Electrician (Per Hour) |
$84 ($47-$131) |
| HVAC Repair |
$373 ($140-$746) |
| HVAC System Install |
$6,531 ($3,732-$11,196) |
| Roof Repair |
$933 ($373-$1,866) |
| Roof Replacement |
$8,397 ($5,132-$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467-$3,266) |
| Divorce (Contested) |
$13,995 ($4,665-$27,990) |
| DUI Defense |
$4,665 ($1,866-$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746-$2,799) |
| Will Preparation |
$467 ($187-$933) |
| Trust Preparation |
$2,333 ($933-$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$42) |
| Women's Haircut |
$51 ($28-$93) |
| Hair Coloring (Full) |
$140 ($70-$233) |
| Manicure |
$23 ($14-$42) |
| Pedicure |
$37 ($23-$61) |
| Massage (1 Hour) |
$75 ($47-$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80-$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33-$4.67) |
| Loaf of Bread |
$3.55 ($2.33-$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80-$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73-$7.00) |
| Rice (per lb) |
$0.93 ($0.56-$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75-$233) |
| Natural Gas (Monthly) |
$65 ($28-$140) |
| Water/Sewer (Monthly) |
$65 ($37-$112) |
| Internet (Monthly) |
$65 ($37-$93) |
| Cell Phone Plan (Monthly) |
$61 ($28-$93) |
| Cable TV (Monthly) |
$79 ($47-$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70-$467) |
| Car Insurance (Annual) |
$1,866 ($1,120-$3,266) |
| Bus Pass (Monthly) |
$65 ($28-$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46-$23) |
| Car Registration (Annual) |
$93 ($28-$233) |
| Driver's License Renewal |
$28 ($14-$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560-$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467-$1,866) |
| After-School Care (Monthly) |
$373 ($187-$653) |
| Tutoring (Per Hour) |
$47 ($23-$93) |
| SAT/ACT Prep Course |
$933 ($373-$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665-$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28-$93) |
| Dog Vaccination (Annual) |
$93 ($47-$187) |
| Dog Grooming |
$56 ($28-$93) |
| Pet Boarding (Per Night) |
$37 ($19-$70) |
| Dog Spay/Neuter |
$280 ($140-$467) |
| Cat Spay/Neuter |
$187 ($93-$373) |
View all 9 services
Frequently Asked Questions About North Terre Haute
What is the population of North Terre Haute?
North Terre Haute has a population of 4,396 residents and is located in Indiana. The population density is 1,228 people per square mile, spread across 3.6 square miles. The median age of residents is 52.1 years, which is older than the national median of 38.9 years. The population is 53.6% female and 46.4% male.
Is North Terre Haute expensive to live in?
North Terre Haute is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $54,246, 28% below the national average of $75,149. The median home value is $136,300 (52% below the U.S. median). Renters pay a median of $666 per month, below the national average of $1,163. The home price-to-income ratio is 2.5x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in North Terre Haute?
North Terre Haute has a four-season climate with an average annual temperature of 54°F (12°C). Winter temperatures average 29°F in January, while summers reach an average of 75°F in July. Annual rainfall totals 40.8 inches, with 15.4 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 47.
How is the job market in North Terre Haute?
North Terre Haute has a healthy job market with an unemployment rate of 3.4%, near the national average of 3.6%. The average weekly wage is $1,022. There are 2,526 business establishments in the area, including 281 restaurants and food service locations. The average commute time is 24 minutes, and 2.3% of workers work from home.
How much does housing cost in North Terre Haute?
The median home value in North Terre Haute is $136,300. Zillow estimates the typical home value at $152,699. According to Redfin, the median sale price is $227,500, with homes typically selling within 41 days. For renters, the median monthly rent is $666. Fair market rent is $882 for a 1-bedroom and $1,096 for a 2-bedroom apartment. The homeownership rate is 74.3%. The average annual property tax is $3,631.
How are the schools in North Terre Haute?
Schools in North Terre Haute score 5.9 out of 10 on standardized testing, near the national average. 21.8% of adults in North Terre Haute hold a bachelor's degree or higher, below the national average of 33.7%. 96.2% have completed high school. 7.7% hold a graduate or professional degree.
How healthy is North Terre Haute?
The obesity rate in North Terre Haute is 39.1% (above the national rate of 32.1%). 16.1% of adults are smokers. 21.4% are physically inactive. 26.5% of residents report depression. 2.0% lack health insurance (below the national rate). 79.2% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,204.
What is transportation like in North Terre Haute?
The average commute in North Terre Haute is 24 minutes, shorter than the national average of 28 minutes. 86.4% of workers drive alone to work, and 2.3% work from home.
What are the demographics of North Terre Haute?
The racial and ethnic makeup of North Terre Haute is 91.7% White, 2.2% Black or African American, 0.9% Hispanic or Latino. 98% of residents speak only English at home. 8.9% of the population are military veterans. 18.4% of residents have a disability. 98.0% have health insurance coverage.