Clear Lake, MN

Minnesota · Metropolitan Area

Clear Lake is a small town in Minnesota with a population of 621. Residents earn $105,000 per year, which is 40% above the national average.

4.1 /5.0
A Great
621 Population 597/sq mi density
$105,000 Median Income $39,343 per capita
$255,800 Home Value $394,956 Zillow
$864 Median Rent
43°F Avg Temperature
A
Overall
4.1 / 5.0
Great overall score based on economy, affordability, safety and education
A+
Economy
4.5 / 5.0
$105,000 median income, 5.6% unemployment
A+
Affordability
5.0 / 5.0
$255,800 home value, $864/mo rent
C+
Education
2.8 / 5.0
23.1% bachelor's degree or higher
Median Income $105,000
40% higher than US avg
Home Value $255,800
9% lower than US avg
Bachelor's+ 23.1%
31% lower than US avg
Median Rent $864
26% lower than US avg
Obesity Rate 37.7%
17% higher than US avg
Unemployment 5.6%
56% higher than US avg
Poverty Rate 0.0%
100% lower than US avg

How Clear Lake Compares to the U.S. Average (100% = U.S. avg)

People

Population621
Median Age32.2 yrs
Density597/mi²
Male / Female51% / 49%
Largest GroupWhite 99%

Economy

A+
Median Income$105,000
Per Capita$39,343
Unemployment5.6%
Poverty0.0%
County GDP$2,398M
Commute29 min

Housing

A+
Home Value$255,800
Rent$864
OwnershipN/A
Zillow$394,956

Crime

ViolentN/A
PropertyN/A

Health

Obesity37.7%
UninsuredN/A
Depression25.0%
Heart Disease4.7%

Climate

Avg Temp43°F
AQI36 (Good)
Rain30.8 in/yr
Elevation993 ft

Education

C+
Bachelor's+23.1%
High School+94.2%
School Score6.08

Community

2024 VoteR 67% / D 31%
Commute29 min
Libraries1

Is Clear Lake a Good Place to Live?

Based on current data, Clear Lake receives an overall livability score of 4.1 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, a low poverty rate, high health insurance coverage. Areas to be aware of include above-average unemployment. Clear Lake stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Clear Lake is $105,000, which is significantly higher than the national average — 40% above $75,149. This places Clear Lake among higher-income communities. The unemployment rate of 5.6% is somewhat elevated compared to the national rate of 3.6%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 29 minutes.

Cost of Living & Housing

The median home value in Clear Lake is $255,800, roughly aligned with the national median of $281,900. Renters pay a median of $864 per month, below the national average — a plus for affordability. At just 2.4x median income, home prices are very affordable relative to local earnings.

Education

23.1% of residents hold a bachelor's degree, below the national average of 33.7%. 94.2% have completed high school. Local schools score 6.1/10 in standardized testing, reflecting strong academic performance.

Climate & Weather

Clear Lake has a cool climate with an average annual temperature of 43°F. Winters average 11°F in January while summers reach 70°F in July. Annual precipitation totals 30.8 inches. Air quality is rated Good with a median AQI of 36.

Clear Lake has a population of 621 with a density of 597 people per square mile. The median age is 32.2 years, 17% younger than the national median of 38.9. The city is predominantly White (99.2%).

Population

621
Total Population
597
People / sq mi
32.2yrs
Median Age
17% below US avg
1.0mi²
Land Area

Gender Distribution

Male 51%
Female 49%

Race & Ethnicity

Clear Lake vs U.S. Average

Language Spoken at Home

English Only99.7%
27% above US avg
Spanish0.3%
98% below US avg

Social Characteristics

Clear Lake vs U.S. Average

The median household income in Clear Lake is $105,000, which is 40% above the national average of $75,149. The unemployment rate is 5.6% (above the 3.6% US average). 0.0% of residents live below the poverty line. Workers commute an average of 29 minutes.

Income: Clear Lake vs U.S.

Commute Mode

Income

Median HH Income$105,000
40% above US avg
Per Capita Income$39,343
Avg Weekly Wage$1,076
IRS Avg AGI$69,499

Employment & Poverty

Unemployment5.6%
56% above US avg
Poverty Rate0.0%
100% below US avg
Establishments (County)1,063
County GDP$2,398M

Business (County)

Restaurants56
Healthcare119
Retail117
Manufacturing68

Tax & Cost of Living

Property Tax (IRS)$4,076
16% above US avg
Effective Tax Rate1.59%

Commute & Transportation

Commute Time29.3 min
Work from Home22.9%

Walkability

The median home value in Clear Lake is $255,800, 9% below the national average. Monthly rent averages $864 (26% below US avg). Zillow estimates the typical home value at $394,956.

Home Value Sources

Ownership Split

Home Values

Census Median$255,800
9% below US avg
Zillow ZHVI$394,956
Median List Price$343,900

Real Estate Market (Redfin)

Median List Price$343,900
$/Sq Ft$173
Homes Sold4
Sale-to-List Ratio102.0%
Price Drops0.0%
Inventory25

Rental Costs

Census Median Rent$864
26% below US avg

HUD Fair Market Rent

Studio$809
1 Bedroom$899
2 Bedrooms$1,125
3 Bedrooms$1,483
4 Bedrooms$1,698

Ownership & Property

Owner-Occupied89.3%

Property Tax

Avg Tax (IRS)$4,076
16% above US avg
Effective Rate1.59%
In Clear Lake, 37.7% of adults are obese (above the 32.1% national rate). 25.0% report depression. 21.7% are physically inactive.

Health Metrics: Clear Lake vs U.S. Average (%)

Chronic Conditions

Obesity37.7%
17% above US avg
Diabetes7.9%
Heart Disease4.7%
High Blood Pressure26.8%
Asthma9.9%
COPD4.6%
Stroke2.5%

Behaviors & Mental Health

Binge Drinking22.9%
Physical Inactivity21.7%
Depression25.0%
Mental Distress16.3%
Physical Distress10.4%

Healthcare Access

Insurance Rate96.6%
Checkup Rate71.1%
Premature Death6,370/100K

Food & Exercise

Food Environment8.5/10
Exercise Access65.1%
Healthcare Facilities119

Crime Rates: Clear Lake vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)3

Safety Score

Clear Lake has an average annual temperature of 43°F (6°C). Winters average 11°F in January while summers reach 70°F in July. Annual precipitation is 30.8 inches. Air quality is rated Good with a median AQI of 36.

Temperature

11°F Jan (-12°C) 70°F Jul (21°C)
Annual Average42.5°F
21% below US avg
January Average11°F (-12°C)
July Average70°F (21°C)

Precipitation & Snow

Annual Rainfall30.8 inches
19% below US avg

Air Quality

AQI Median36.0
RatingGood

Geography

Elevation993 ft (303 m)
Area1.0 sq mi (2.7 km²)
Population Density597/sq mi
Coordinates45.4486°N, 94.0014°W
County FIPS27009
It is classified as Metro — under 250K. 23.1% of residents hold a bachelor's degree or higher (31% below US avg). In the 2024 election, the county voted Republican by a 35.9-point margin.

2024 Presidential Election (County)

R 67%
D 31.1%

Winner: Republican by 35.9 points

Education

Bachelor's Degree+23.1%
31% below US avg
High School+94.2%
School Test Score6.08
C+ Education Grade (2.8/5.0)

Urban-Rural Classification

RUCC Code 3Metro — under 250K
Population Density597/sq mi
Total Area1.0 sq mi

Infrastructure & Services

Public Libraries1
Healthcare Facilities119
Restaurants56
Retail Stores117

Safety & Disasters

Fatal Crashes (County/yr)3

Commute & Transportation

Avg Commute29.3 min
Work from Home22.9%

Nearby Cities

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