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Clifford, IN

Indiana · Metropolitan Area

Clifford is a small town in Indiana with a population of 175. Residents earn $63,542 per year, which is 15% below the national average.

3.4 /5.0
B Good
175 Population 1,944/sq mi density
$63,542 Median Income $32,589 per capita
$102,500 Home Value
$795 Median Rent 13.0% income on rent
54°F Avg Temperature 293 sunny days/yr
B
Overall
3.4 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.5 / 5.0
$63,542 median income, 1.9% unemployment
A+
Affordability
5.0 / 5.0
$102,500 home value, $795/mo rent
D
Education
1.7 / 5.0
9.2% bachelor's degree or higher
Median Income $63,542
15% lower than US avg
Home Value $102,500
64% lower than US avg
Bachelor's+ 9.2%
73% lower than US avg
Median Rent $795
32% lower than US avg
Obesity Rate 41.6%
30% higher than US avg
Unemployment 1.9%
47% lower than US avg
Poverty Rate 20.4%
65% higher than US avg

How Clifford Compares to the U.S. Average (100% = U.S. avg)

People

Population175
Median Age47.4 yrs
Density1,944/mi²
Male / Female59% / 41%
Largest GroupWhite 99%
Veterans5.2%

Economy

B+
Median Income$63,542
Per Capita$32,589
Unemployment1.9%
Poverty20.4%
County GDP$9,284M
Commute24 min

Housing

A+
Home Value$102,500
Rent$795
OwnershipN/A
Housing Units117
Rent Burden13.0%

Health

Obesity41.6%
Uninsured9.6%
Smoking18.7%
Depression28.2%
Heart Disease6.0%

Climate

Avg Temp54°F (12°C)
AQI41 (Good)
Rain47.3 in/yr
Sunny Days293/yr
Elevation661 ft (201 m)

Education

D
Bachelor's+9.2%
High School+92.3%
Graduate+1.5%
School Score6.01

Community

2024 VoteR 63% / D 35%
Commute24 min
Broadband83.0%
Libraries3

Is Clifford a Good Place to Live?

Based on current data, Clifford receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing, abundant sunshine, high health insurance coverage. Areas to be aware of include an elevated poverty rate, high obesity rates. Clifford offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Clifford is $63,542, 15% below the national average of $75,149. The job market is very strong with unemployment at just 1.9%. The poverty rate of 20.4% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 24 minutes.

Cost of Living & Housing

The median home value in Clifford is $102,500, 64% below the national median — offering relatively affordable homeownership. Renters pay a median of $795 per month, below the national average — a plus for affordability. At just 1.6x median income, home prices are very affordable relative to local earnings.

Education

9.2% of residents hold a bachelor's degree, below the national average of 33.7%. 92.3% have completed high school. Area schools have an average test score of 6/10.

Climate & Weather

Clifford experiences four distinct seasons with an average temperature of 54°F. Winters average 30°F in January while summers reach 76°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 47.3 inches, including 16.3 inches of snow. Air quality is rated Good with a median AQI of 41.

Clifford has a population of 175 with a density of 1,944 people per square mile. The median age is 47.4 years, 22% older than the national median of 38.9. The city is predominantly White (99.4%).

Population

175
Total Population
1,944
People / sq mi
47.4yrs
Median Age
22% above US avg
0.1mi²
Land Area

Gender Distribution

Male 58.9%
Female 41.1%

Race & Ethnicity

Clifford vs U.S. Average

Language Spoken at Home

English Only100.0%
27% above US avg
Spanish0.0%
100% below US avg

Social Characteristics

Clifford vs U.S. Average

The median household income in Clifford is $63,542, which is 15% below the national average of $75,149. The unemployment rate is 1.9% (below the 3.6% US average). 20.4% of residents live below the poverty line. Workers commute an average of 24 minutes.

Income: Clifford vs U.S.

Commute Mode

Income

Median HH Income$63,542
15% below US avg
Per Capita Income$32,589
Avg Weekly Wage$1,411
IRS Avg AGI$81,767

Employment & Poverty

Unemployment1.9%
47% below US avg
Poverty Rate20.4%
65% above US avg
Establishments (County)2,119
County GDP$9,284M

Business (County)

Restaurants168
Healthcare242
Retail293
Manufacturing136

Tax & Cost of Living

Property Tax (IRS)$4,448
27% above US avg
Effective Tax Rate4.34%

Commute & Transportation

Commute Time24.4 min
Drive Alone70.5%
Public Transit0.0%
Work from Home7.7%

Walkability

The median home value in Clifford is $102,500, 64% below the national average. Monthly rent averages $795 (32% below US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$102,500
64% below US avg

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$795
32% below US avg
Rent Burden13.0%

HUD Fair Market Rent

Studio$816
1 Bedroom$882
2 Bedrooms$1,096
3 Bedrooms$1,391
4 Bedrooms$1,590

Ownership & Property

Owner-Occupied39.8%
Housing Units117
Median Year Built1958

Property Tax

Avg Tax (IRS)$4,448
27% above US avg
Effective Rate4.34%
In Clifford, 41.6% of adults are obese (above the 32.1% national rate). 9.6% of residents lack health insurance. 18.7% are current smokers. 28.2% report depression. 25.8% are physically inactive.

Health Metrics: Clifford vs U.S. Average (%)

Chronic Conditions

Obesity41.6%
30% above US avg
Diabetes11.4%
Heart Disease6.0%
High Blood Pressure35.1%
Asthma11.8%
COPD8.2%
Cancer7.3%
Stroke3.2%

Behaviors & Mental Health

Smoking18.7%
34% above US avg
Binge Drinking17.6%
Physical Inactivity25.8%
Depression28.2%
Mental Distress20.7%
Physical Distress14.4%
Short Sleep38.3%

Healthcare Access

Insurance Rate98.0%
Uninsured9.6%
12% above US avg
Checkup Rate78.4%
Dental Visits61.6%
Premature Death9,281/100K

Food & Exercise

Food Environment7.4/10
Exercise Access70.6%
Healthcare Facilities242
Clifford has an average annual temperature of 54°F (12°C). Winters average 30°F in January while summers reach 76°F in July. Annual precipitation is 47.3 inches. The area enjoys 293 sunny days per year. Air quality is rated Good with a median AQI of 41.

Temperature

30°F Jan (-1°C) 76°F Jul (24°C)
Annual Average54.1°F
0% below US avg
January Average30°F (-1°C)
July Average76°F (24°C)
Sunny Days293 days/yr

Precipitation & Snow

Annual Rainfall47.3 inches
25% above US avg
Snowfall16.3 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation661 ft (201 m)
Area0.1 sq mi (0.2 km²)
Population Density1,944/sq mi
Coordinates39.2826°N, 85.8691°W
TimezoneAmerica/Indiana/Indianapolis
County FIPS18005
It is classified as Metro — under 250K. 9.2% of residents hold a bachelor's degree or higher (73% below US avg). In the 2024 election, the county voted Republican by a 27.3-point margin. 83.0% of households have broadband internet.

2024 Presidential Election (County)

R 62.7%
D 35.3%

Winner: Republican by 27.3 points

Education

Bachelor's Degree+9.2%
73% below US avg
High School+92.3%
Graduate Degree+1.5%
School Test Score6.01
D Education Grade (1.7/5.0)

Urban-Rural Classification

RUCC Code 3Metro — under 250K
Population Density1,944/sq mi
Total Area0.1 sq mi

Infrastructure & Services

Broadband Access83.0%
Public Libraries3
Healthcare Facilities242
Restaurants168
Retail Stores293

Safety & Disasters

Fatal Crashes (County/yr)8

Commute & Transportation

Avg Commute24.4 min
Drive Alone70.5%
Public Transit0.0%
Work from Home7.7%

Nearby Cities

Hope, IN 1,988 pop · 5.6 mi Columbus, IN 51,104 pop · 5.8 mi Edinburgh, IN 4,191 pop · 6.9 mi Prince's Lakes, IN 1,257 pop · 13.6 mi Cordry Sweetwater Lakes, IN 1,200 pop · 13.7 mi Milford, IN 1,955 pop · 14.1 mi St. Paul, IN 1,019 pop · 16.3 mi Westport, IN 1,666 pop · 17.4 mi Trafalgar, IN 1,433 pop · 17.5 mi Franklin, IN 25,999 pop · 17.6 mi Shelbyville, IN 19,866 pop · 18.8 mi Country Squire Lakes, IN 3,211 pop · 19.6 mi Greensburg, IN 11,585 pop · 20.2 mi Nashville, IN 1,420 pop · 20.3 mi
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