Home Value
$82,500
71% lower than US avg
Violent Crime
436/100K
15% higher than US avg
Bachelor's+
0.0%
100% lower than US avg
Obesity Rate
39.0%
21% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Milford Compares to the U.S. Average (100% = U.S. avg)
People
Population81
Median Age56.3 yrs
Density16,292/mi²
Male / Female59% / 41%
Largest GroupWhite 100%
Veterans0.0%
Economy
Per Capita$28,642
Unemployment0.0%
Poverty0.0%
County GDP$1,895M
Housing
Home Value$82,500
Ownership100.0%
Zillow$287,880
Housing Units39
Rent Burden20.8%
Crime
F
Violent436/100K
Property187/100K
Health
Obesity39.0%
Uninsured0.0%
Smoking18.5%
Depression26.9%
Heart Disease5.7%
Climate
Avg Temp54°F (12°C)
Rain47.0 in/yr
Elevation843 ft (257 m)
Education
A+
Bachelor's+0.0%
High School+91.4%
Graduate+0.0%
School Score6.34
Community
2024 VoteR 78% / D 20%
Broadband85.4%
EV Stations12
Libraries3
Is Milford a Good Place to Live?
Based on current data, Milford receives an overall livability score of 2.8 out of 5.0, earning a grade of C+. Key strengths include low unemployment, affordable housing, a low poverty rate, high health insurance coverage. Areas to be aware of include high obesity rates. Milford has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%.
Cost of Living & Housing
The median home value in Milford is $82,500, 71% below the national median / offering relatively affordable homeownership.
Safety & Crime
The violent crime rate of 436 per 100,000 is above the national average of 380 / something for prospective residents to consider. Property crime occurs at a rate of 187 per 100,000, 90% below the national average.
Education
0.0% of residents hold a bachelor's degree, below the national average of 33.7%. 91.4% have completed high school. Local schools score 6.3/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Milford experiences four distinct seasons with an average temperature of 54°F. Winters average 29°F in January while summers reach 75°F in July. Annual precipitation totals 47.0 inches, including 13.3 inches of snow.
Milford has a population of 81 with a density of 16,292 people per square mile, spread across 0.1 square miles. The median age is 56.3 years, 45% older than the national median of 38.9. The gender split is 40.7% female and 59.3% male. The city is predominantly White (100%). English is the primary language spoken at home by 100% of residents. 0.0% of the population are veterans, below the national rate of 6.0%. 11.1% of residents have a disability. 100.0% have health insurance coverage.
Population
81
Total Population
2023 Census
56.3yrs
Median Age
45% above US avg
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Per capita income is $28,642 (below the $39,052 national figure). The average weekly wage is $1,117, 22% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 707 business establishments, including 57 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. 0.0% of workers work from home (below the 15.2% national rate).
Income
| |
| Per Capita Income | $28,642 |
| Avg Weekly Wage | $1,117 |
| IRS Avg AGI | $63,563 |
| Gini Index | 0.417 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 707 |
| County GDP | $1,895M |
Business (County)
| Restaurants | 57 |
| Healthcare | 69 |
| Retail | 113 |
| Manufacturing | 47 |
Tax & Cost of Living
| Property Tax (IRS) | $2,903 |
| 17% below US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 3.52% |
Commute & Transportation
| Drive Alone | 0.0% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Milford is $82,500, 71% below the national median of $281,900. Zillow estimates the typical home value at $287,880, higher than the Census estimate. According to Redfin, the median sale price is $182,371 with homes selling in an average of 39 days. Homes sell for 100.8% of their list price, indicating a competitive market where bidding wars are common. Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 100.0% of housing units are owner-occupied (above the 65.4% national rate). There are 39 total housing units in the city. The median year a home was built is 1955. The average annual property tax is $2,903 (lower than the $3,500 national average). 20.8% of renters spend 30% or more of their income on housing.
Home Values
| Census Median | $82,500 |
| 71% below US avg |
| Zillow ZHVI | $287,880 |
| Redfin Median Sale | $182,371 |
| Median List Price | $267,400 |
Real Estate Market (Redfin)
| Median Sale Price | $182,371 |
| Median List Price | $267,400 |
| $/Sq Ft | $151 |
| Homes Sold | 3 |
| Days on Market | 39 days |
| Sale-to-List Ratio | 100.8% |
| Price Drops | 0.0% |
| Inventory | 8 |
Rental Costs
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 100.0% |
| Owner-Occupied | 100.0% |
| Renter-Occupied | 0.0% |
| Housing Units | 39 |
| Median Year Built | 1955 |
Property Tax
| Avg Tax (IRS) | $2,903 |
| 17% below US avg |
| Effective Rate | 3.52% |
In Milford, 39.0% of adults are obese, above the national rate of 32.1%. 11.1% have diabetes. Heart disease affects 5.7% of residents. 34.8% have high blood pressure. 18.5% are current smokers (above the 14.0% national rate). 18.2% report binge drinking. 28.5% are physically inactive. 26.9% report depression (above the 20.0% national average). 19.8% experience frequent mental distress. 0.0% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:1,645. The dentist ratio is 1:2,642. 55.1% of residents have access to exercise opportunities. The food environment index is 8.2 out of 10.
Health Metrics: Milford vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.0% |
| 21% above US avg |
| Diabetes | 11.1% |
| Heart Disease | 5.7% |
| High Blood Pressure | 34.8% |
| Asthma | 11.6% |
| COPD | 7.6% |
| Cancer | 7.0% |
| Stroke | 3.0% |
Behaviors & Mental Health
| Smoking | 18.5% |
| 32% above US avg |
| Binge Drinking | 18.2% |
| Physical Inactivity | 28.5% |
| Depression | 26.9% |
| Mental Distress | 19.8% |
| Physical Distress | 14.4% |
| Short Sleep | 36.4% |
Healthcare Access
| Insurance Rate | 100.0% |
| Uninsured | 0.0% |
| 100% below US avg |
| Primary Care | 1:1,645 |
| Dentists | 1:2,642 |
| Mental Health | 1:2,200 |
| Checkup Rate | 75.6% |
| Dental Visits | 60.7% |
| Premature Death | 10,091/100K |
Food & Exercise
| Food Environment | 8.2/10 |
| Exercise Access | 55.1% |
| Healthcare Facilities | 69 |
Milford has a violent crime rate of 436 per 100,000 residents, 15% above the national average of 380. Property crime stands at 187 per 100,000, 90% below the U.S. average. The county recorded 6 fatal traffic crashes. Overall, Milford receives a safety grade of F.
Crime Rates: Milford vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 436.4/100K |
| 15% above US avg |
| |
Property Crime
| Total Property | 187.0/100K |
| 90% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 6 |
| Traffic Accidents | 8 |
| Avg Accident Severity | 3.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Milford experiences four distinct seasons with an average annual temperature of 54°F (12°C). Winters average 29°F in January while summers reach 75°F in July. Annual precipitation totals 47.0 inches (wetter than the 38-inch national average). The area receives 13.3 inches of snow annually. The city sits at an elevation of 843 feet.
Temperature
29°F Jan (-2°C)
75°F Jul (24°C)
| Annual Average | 53.6°F |
| 1% below US avg |
| January Average | 29°F (-2°C) |
| July Average | 75°F (24°C) |
Geography
| Elevation | 843 ft (257 m) |
| Area | 0.1 sq mi (0.3 km²) |
| Population Density | 16,292/sq mi |
| Coordinates | 39.3504°N, 85.6197°W |
| Timezone | America/Indiana/Indianapolis |
| County | Decatur County County |
| Nearest Airport | Indianapolis International (IND)
44 miles away |
Precipitation & Snow
Annual Rainfall
47.0"
24% above US avg
Wettest Month (Jun)
5.41"
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 23.1 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 78.7 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Very Low |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
9 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M3.8 on Sep 12, 2004.
| Jan 27, 1990 |
6 km N of Alton, Indiana |
M3.8 |
148 km |
| Sep 12, 2004 |
4 km NW of Manilla, Indiana |
M3.8 |
29 km |
| Dec 20, 1990 |
5 km S of Stilesville, Indiana |
M3.7 |
91 km |
| Apr 14, 2000 |
4 km NW of Heritage Lake, Indiana |
M3.6 |
107 km |
| Dec 17, 1990 |
Illinois-Indiana border region |
M3.2 |
146 km |
| Apr 17, 1990 |
8 km NW of Fort Recovery, Ohio |
M3.0 |
140 km |
| Mar 9, 1990 |
8 km ENE of New Amsterdam, Indiana |
M2.7 |
143 km |
| Mar 21, 1990 |
1 km W of Spring Mill, Kentucky |
M2.7 |
134 km |
| Jan 29, 1990 |
11 km S of Paoli, Indiana |
M2.6 |
124 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
561 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 42 fatalities, 1,563 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 3, 1974 |
EF5 |
77 km |
3 |
| Jun 11, 1998 |
EF4 |
56 km |
0 |
| Nov 22, 1992 |
EF4 |
96 km |
1 |
| Jun 2, 1990 |
EF4 |
62 km |
0 |
| Jun 2, 1990 |
EF4 |
80 km |
0 |
| Jul 9, 1980 |
EF4 |
32 km |
2 |
| Apr 3, 1974 |
EF4 |
71 km |
0 |
| Apr 3, 1974 |
EF4 |
83 km |
1 |
| Apr 3, 1974 |
EF4 |
45 km |
0 |
| Apr 3, 1974 |
EF4 |
26 km |
4 |
| Apr 3, 1974 |
EF4 |
90 km |
11 |
| Apr 3, 1974 |
EF4 |
100 km |
2 |
| May 14, 1972 |
EF4 |
61 km |
0 |
| Apr 25, 1961 |
EF4 |
30 km |
0 |
| Mar 31, 2023 |
EF3 |
47 km |
0 |
| Mar 31, 2023 |
EF3 |
96 km |
2 |
| Mar 2, 2012 |
EF3 |
37 km |
3 |
| May 25, 2011 |
EF3 |
84 km |
0 |
| Jun 3, 2008 |
EF3 |
13 km |
1 |
| Oct 18, 2007 |
EF3 |
98 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: JPG 09 1 (6,113 ac, 1998).
| Year |
Name |
Acres |
Distance |
| 1998 |
JPG 09 1 |
6,113 |
55 km |
| 2005 |
RX BURNPLAN AREA 2-06 |
5,054 |
56 km |
| 2007 |
UNITS 8-9 2008 |
4,316 |
57 km |
| 2006 |
UNIT 19 06 WUI |
3,412 |
58 km |
| 2003 |
WUI 3 03 |
3,372 |
45 km |
| 2010 |
WUI UNIT 28K |
3,230 |
43 km |
| 1999 |
UNNAMED |
3,122 |
45 km |
| 2002 |
UNIT 8 |
2,753 |
57 km |
| 2005 |
UNIT 3 05 |
2,511 |
45 km |
| 2001 |
01 UNIT 16 |
2,361 |
57 km |
| 2011 |
WUI UNITS 0 AND 1 2011 |
2,215 |
57 km |
| 2004 |
UNIT 19 |
2,004 |
58 km |
| 2003 |
UNIT 8 03 |
1,971 |
54 km |
| 2008 |
FY 09 UNIT 42 RX FALL 2008 |
1,942 |
50 km |
| 2000 |
JPG 14 |
1,908 |
57 km |
| 2003 |
UNIT 16 03 |
1,809 |
58 km |
| 2021 |
UNNAMED |
1,547 |
61 km |
| 2002 |
UNIT 9 |
1,485 |
57 km |
| 1995 |
UNNAMED |
1,462 |
51 km |
| 2010 |
TRACER |
1,408 |
43 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
29°F (-2°C) |
3.4 in |
Coldest |
| February |
32°F (0°C) |
2.8 in |
Driest |
| March |
42°F (6°C) |
3.8 in |
|
| April |
54°F (12°C) |
4.9 in |
|
| May |
64°F (18°C) |
5.1 in |
|
| June |
72°F (22°C) |
5.4 in |
Wettest |
| July |
75°F (24°C) |
4.0 in |
Warmest |
| August |
74°F (23°C) |
4.0 in |
|
| September |
68°F (20°C) |
3.2 in |
|
| October |
56°F (13°C) |
3.4 in |
|
| November |
43°F (6°C) |
3.6 in |
|
| December |
34°F (1°C) |
3.5 in |
|
Milford has a seasonal temperature swing of 47°F / from 29°F in January to 75°F in July. Total annual precipitation is 47.0 inches, with June being the wettest month (5.4") and February the driest (2.8").
Average costs for common services in Milford. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140-$373) |
| Specialist Visit |
$327 ($187-$513) |
| Urgent Care Visit |
$187 ($93-$327) |
| Emergency Room Visit |
$2,053 ($746-$4,665) |
| Dental Cleaning |
$121 ($70-$187) |
| Dental Filling |
$233 ($140-$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23-$70) |
| Oil Change (Synthetic) |
$70 ($47-$112) |
| Brake Pad Replacement |
$280 ($140-$467) |
| Tire Rotation |
$37 ($19-$70) |
| New Tires (Set of 4) |
$560 ($373-$933) |
| Battery Replacement |
$187 ($93-$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56-$140) |
| Electrician (Per Hour) |
$84 ($47-$131) |
| HVAC Repair |
$373 ($140-$746) |
| HVAC System Install |
$6,531 ($3,732-$11,196) |
| Roof Repair |
$933 ($373-$1,866) |
| Roof Replacement |
$8,397 ($5,132-$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467-$3,266) |
| Divorce (Contested) |
$13,995 ($4,665-$27,990) |
| DUI Defense |
$4,665 ($1,866-$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746-$2,799) |
| Will Preparation |
$467 ($187-$933) |
| Trust Preparation |
$2,333 ($933-$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$42) |
| Women's Haircut |
$51 ($28-$93) |
| Hair Coloring (Full) |
$140 ($70-$233) |
| Manicure |
$23 ($14-$42) |
| Pedicure |
$37 ($23-$61) |
| Massage (1 Hour) |
$75 ($47-$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80-$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33-$4.67) |
| Loaf of Bread |
$3.55 ($2.33-$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80-$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73-$7.00) |
| Rice (per lb) |
$0.93 ($0.56-$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75-$233) |
| Natural Gas (Monthly) |
$65 ($28-$140) |
| Water/Sewer (Monthly) |
$65 ($37-$112) |
| Internet (Monthly) |
$65 ($37-$93) |
| Cell Phone Plan (Monthly) |
$61 ($28-$93) |
| Cable TV (Monthly) |
$79 ($47-$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70-$467) |
| Car Insurance (Annual) |
$1,866 ($1,120-$3,266) |
| Bus Pass (Monthly) |
$65 ($28-$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46-$23) |
| Car Registration (Annual) |
$93 ($28-$233) |
| Driver's License Renewal |
$28 ($14-$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560-$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467-$1,866) |
| After-School Care (Monthly) |
$373 ($187-$653) |
| Tutoring (Per Hour) |
$47 ($23-$93) |
| SAT/ACT Prep Course |
$933 ($373-$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665-$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28-$93) |
| Dog Vaccination (Annual) |
$93 ($47-$187) |
| Dog Grooming |
$56 ($28-$93) |
| Pet Boarding (Per Night) |
$37 ($19-$70) |
| Dog Spay/Neuter |
$280 ($140-$467) |
| Cat Spay/Neuter |
$187 ($93-$373) |
View all 9 services
Frequently Asked Questions About Milford
What is the population of Milford?
Milford has a population of 81 residents and is located in Indiana. The population density is 16,292 people per square mile, spread across 0.1 square miles. The median age of residents is 56.3 years, which is older than the national median of 38.9 years. The population is 40.7% female and 59.3% male.
Is Milford expensive to live in?
Milford is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median home value is $82,500 (71% below the U.S. median).
Is Milford safe?
The violent crime rate in Milford is 436 per 100,000 residents, above the national average of 380. Prospective residents should research specific neighborhoods, as crime rates can vary significantly within the city. Property crime occurs at a rate of 187 per 100,000 (below the national average). Overall, Milford receives a safety grade of F based on combined crime data.
What is the weather like in Milford?
Milford has a four-season climate with an average annual temperature of 54°F (12°C). Winter temperatures average 29°F in January, while summers reach an average of 75°F in July. Annual rainfall totals 47.0 inches, with 13.3 inches of snow.
How is the job market in Milford?
The job market in Milford is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $1,117. There are 707 business establishments in the area, including 57 restaurants and food service locations.
How much does housing cost in Milford?
The median home value in Milford is $82,500. Zillow estimates the typical home value at $287,880. According to Redfin, the median sale price is $182,371, with homes typically selling within 39 days. The homeownership rate is 100.0%. The average annual property tax is $2,903.
How are the schools in Milford?
Schools in Milford score 6.3 out of 10 on standardized testing, near the national average. 0.0% of adults in Milford hold a bachelor's degree or higher, below the national average of 33.7%. 91.4% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Milford?
The obesity rate in Milford is 39.0% (above the national rate of 32.1%). 18.5% of adults are smokers. 28.5% are physically inactive. 26.9% of residents report depression. 0.0% lack health insurance (below the national rate). 55.1% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,645.
What are the demographics of Milford?
The racial and ethnic makeup of Milford is 100% White. 100% of residents speak only English at home. 0.0% of the population are military veterans. 11.1% of residents have a disability. 100.0% have health insurance coverage.