Cloverdale, IN

Indiana

Cloverdale is a small town in Indiana with a population of 2,219. Residents earn $47,016 per year, which is 37% below the national average.

3.6 /5.0
B+ Good
2,219 Population 636/sq mi density
$47,016 Median Income $25,531 per capita
$117,300 Home Value $251,119 Zillow
$699 Median Rent
51°F Avg Temperature
B+
Overall
3.6 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.6 / 5.0
$47,016 median income, 3.3% unemployment
A+
Affordability
5.0 / 5.0
$117,300 home value, $699/mo rent
C
Education
2.3 / 5.0
16.5% bachelor's degree or higher
Median Income $47,016
37% lower than US avg
Home Value $117,300
58% lower than US avg
Bachelor's+ 16.5%
51% lower than US avg
Median Rent $699
40% lower than US avg
Obesity Rate 38.6%
20% higher than US avg
Unemployment 3.3%
8% lower than US avg
Poverty Rate 7.9%
36% lower than US avg

How Cloverdale Compares to the U.S. Average (100% = U.S. avg)

People

Population2,219
Median Age51.2 yrs
Density636/mi²
Male / Female45% / 55%
Largest GroupWhite 96%

Economy

B+
Median Income$47,016
Per Capita$25,531
Unemployment3.3%
Poverty7.9%
County GDP$1,459M
Commute24 min

Housing

A+
Home Value$117,300
Rent$699
OwnershipN/A
Zillow$251,119

Crime

ViolentN/A
PropertyN/A

Health

Obesity38.6%
UninsuredN/A
Depression27.5%
Heart Disease5.7%

Climate

Avg Temp51°F
AQI41 (Good)
Rain46.1 in/yr
Elevation780 ft

Education

C
Bachelor's+16.5%
High School+90.0%
School Score6.01

Community

2024 VoteR 75% / D 23%
Commute24 min
Libraries2

Is Cloverdale a Good Place to Live?

Based on current data, Cloverdale receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, a low poverty rate, high health insurance coverage. Areas to be aware of include below-average incomes, high obesity rates. Cloverdale offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Cloverdale is $47,016, 37% below the national average of $75,149. Unemployment stands at 3.3%, indicating a healthy job market. Only 7.9% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 24 minutes.

Cost of Living & Housing

The median home value in Cloverdale is $117,300, 58% below the national median — offering relatively affordable homeownership. Renters pay a median of $699 per month, below the national average — a plus for affordability. At just 2.5x median income, home prices are very affordable relative to local earnings.

Education

16.5% of residents hold a bachelor's degree, below the national average of 33.7%. 90.0% have completed high school. Area schools have an average test score of 6/10.

Climate & Weather

Cloverdale experiences four distinct seasons with an average temperature of 51°F. Winters average 26°F in January while summers reach 72°F in July. Annual precipitation totals 46.1 inches, including 22.1 inches of snow. Air quality is rated Good with a median AQI of 41.

Cloverdale has a population of 2,219 with a density of 636 people per square mile. The median age is 51.2 years, 32% older than the national median of 38.9. The city is predominantly White (95.9%), with 2.2% Black.

Population

2,219
Total Population
636
People / sq mi
51.2yrs
Median Age
32% above US avg
3.5mi²
Land Area

Gender Distribution

Male 45.2%
Female 54.8%

Race & Ethnicity

Cloverdale vs U.S. Average

Language Spoken at Home

English Only100.0%
27% above US avg
Spanish0.0%
100% below US avg

Social Characteristics

Cloverdale vs U.S. Average

The median household income in Cloverdale is $47,016, which is 37% below the national average of $75,149. The unemployment rate is 3.3% (below the 3.6% US average). 7.9% of residents live below the poverty line. Workers commute an average of 24 minutes.

Income: Cloverdale vs U.S.

Commute Mode

Income

Median HH Income$47,016
37% below US avg
Per Capita Income$25,531
Avg Weekly Wage$975
IRS Avg AGI$65,519

Employment & Poverty

Unemployment3.3%
8% below US avg
Poverty Rate7.9%
36% below US avg
Establishments (County)768
County GDP$1,459M

Business (County)

Restaurants79
Healthcare71
Retail111
Manufacturing22

Tax & Cost of Living

Property Tax (IRS)$2,138
39% below US avg
Effective Tax Rate1.82%

Commute & Transportation

Commute Time24.0 min
Work from Home0.8%

Walkability

The median home value in Cloverdale is $117,300, 58% below the national average. Monthly rent averages $699 (40% below US avg). Zillow estimates the typical home value at $251,119.

Home Value Sources

Ownership Split

Home Values

Census Median$117,300
58% below US avg
Zillow ZHVI$251,119
Median List Price$209,000

Real Estate Market (Redfin)

Median List Price$209,000
$/Sq Ft$145
Homes Sold5
Sale-to-List Ratio102.6%
Price Drops15.4%
Inventory13

Rental Costs

Census Median Rent$699
40% below US avg

HUD Fair Market Rent

Studio$816
1 Bedroom$882
2 Bedrooms$1,096
3 Bedrooms$1,391
4 Bedrooms$1,590

Ownership & Property

Owner-Occupied62.8%

Property Tax

Avg Tax (IRS)$2,138
39% below US avg
Effective Rate1.82%
In Cloverdale, 38.6% of adults are obese (above the 32.1% national rate). 27.5% report depression. 23.5% are physically inactive.

Health Metrics: Cloverdale vs U.S. Average (%)

Chronic Conditions

Obesity38.6%
20% above US avg
Diabetes10.6%
Heart Disease5.7%
High Blood Pressure33.1%
Asthma11.7%
COPD7.3%
Stroke2.9%

Behaviors & Mental Health

Binge Drinking18.2%
Physical Inactivity23.5%
Depression27.5%
Mental Distress19.2%
Physical Distress13.2%

Healthcare Access

Insurance Rate93.9%
Checkup Rate77.6%
Premature Death8,446/100K

Food & Exercise

Food Environment8.3/10
Exercise Access62.4%
Healthcare Facilities71

Crime Rates: Cloverdale vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)8

Safety Score

Cloverdale has an average annual temperature of 51°F (10°C). Winters average 26°F in January while summers reach 72°F in July. Annual precipitation is 46.1 inches. Air quality is rated Good with a median AQI of 41.

Temperature

26°F Jan (-4°C) 72°F Jul (22°C)
Annual Average50.5°F
6% below US avg
January Average26°F (-4°C)
July Average72°F (22°C)

Precipitation & Snow

Annual Rainfall46.1 inches
21% above US avg
Snowfall22.1 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation780 ft (238 m)
Area3.5 sq mi (9.0 km²)
Population Density636/sq mi
Coordinates39.5212°N, 86.7987°W
County FIPS18133
It is classified as Nonmetro — Urban 2.5K–20K, adjacent. 16.5% of residents hold a bachelor's degree or higher (51% below US avg). In the 2024 election, the county voted Republican by a 52-point margin.

2024 Presidential Election (County)

R 75.1%
D 23.1%

Winner: Republican by 52 points

Education

Bachelor's Degree+16.5%
51% below US avg
High School+90.0%
School Test Score6.01
C Education Grade (2.3/5.0)

Urban-Rural Classification

RUCC Code 6Nonmetro — Urban 2.5K–20K, adjacent
Population Density636/sq mi
Total Area3.5 sq mi

Infrastructure & Services

Public Libraries2
Healthcare Facilities71
Restaurants79
Retail Stores111

Safety & Disasters

Fatal Crashes (County/yr)8

Commute & Transportation

Avg Commute24.0 min
Work from Home0.8%

Nearby Cities

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