Cold Spring, NY

Full City Profile · New York · Putnam County County

4.4 /5.0
A Great
1,868 Population 3,166/sq mi density
$116,635 Median Income $72,465 per capita
$590,600 Home Value $740,051 Zillow
$1,734 Median Rent 29.5% income on rent
52°F Avg Temperature
A
Overall
4.4 / 5.0
Strong
A+
Economy
4.5 / 5.0
$116,635 median income, 4.9% unemployment
B+
Affordability
3.8 / 5.0
$590,600 home value, $1,734/mo rent
A+
Education
5.0 / 5.0
69.0% bachelor's degree or higher

Cold Spring, NY

At a Glance

Median Income
$116,635
55% above
$72,465 per capita
Home Value
$590,600
110% above
Zillow: $740,051
Median Rent
$1,734/mo
49% above
29.5% of income on rent
Bachelor's Degree+
69.0%
105% above
97.9% high school+
Unemployment
4.9%
36% above
6.7% poverty rate
Obesity Rate
25.6%
20% below
8.1% smoking rate
Avg Temperature
52°F

How Cold Spring Compares to the U.S. Average

Each bar shows Cold Spring's value as a percentage of the national average (100% = U.S. avg)

Income
155%
Home Value
210%
Rent
149%
Poverty
54%
Bachelor's
205%
Unemployment
136%
Thin vertical line = U.S. national average (100%)

Is Cold Spring a Good Place to Live?

A
4.4 / 5.0 - Great
Based on economy, affordability, safety, and education metrics compared to national averages.

Economy & Jobs

Cold Spring residents earn a median household income of $116,635 , which is 55% above the national average of $75,149. Per capita income is $72,465. The unemployment rate stands at 4.9% (36% above the U.S. rate of 3.6%). 6.7% of residents live below the poverty line. The area is home to 3,328 business establishments, including 222 restaurants.

Housing & Cost of Living

The median home value in Cold Spring is $590,600 , 110% above the national median of $281,900. Zillow estimates the typical home at $740,051. Median rent is $1,734/month, with 29.5% of renters spending more than 30% of income on housing. The cost of living index is 107.9 (100 = national average). The median home was built in 1951.

Education

69.0% of adults in Cold Spring hold a bachelor's degree or higher (105% above the national average). 97.9% have completed high school. Local schools score 6.4/10 in standardized testing.

Climate & Weather

Cold Spring has an average annual temperature of 52°F (11°C). Winters average 28°F in January while summers reach 75°F in July. Annual precipitation totals 51.5 inches. Air quality is rated Good with a median AQI of 33.

Data Overview

People

Population1,868
Median Age41.5 yrs
Density3,166/mi²
Male / Female47% / 53%
Foreign Born6.4%
Veterans6.0%

Economy

A+
Median Income$116,635
Per Capita$72,465
Unemployment4.9%
Poverty6.7%
County GDP$5,494M
Avg Weekly Wage$1,299

Housing

B+
Home Value$590,600
Rent$1,734
Ownership64.0%
Zillow$740,051
Housing Units962
Rent Burden29.5%

Health

Obesity25.6%
Diabetes6.8%
Smoking8.1%
Heart Disease4.1%
Premature Death4,624/100K

Climate

Avg Temp52°F
Rain51.5 in/yr
AQI33 (Good)
Elevation117 ft

Education

A+
Bachelor's+69.0%
High School+97.9%
Graduate+30.2%
School Score6.4/10

Community

2024 VoteR 57% / D 43%
Commute50 min
Broadband95.8%
Internet Speed185 Mbps
EV Stations3
Libraries8

Did You Know?

Cold Spring was founded in 1846.
The median home in Cold Spring was built in 1951.
27.9% of residents use public transit to commute.
23.7% work from home.
The nearest airport is New York Stewart International (10 miles).
The Gini coefficient (income inequality) is 0.417 (U.S. avg: 0.490).
Natural hazard risk is rated "Very Low" by FEMA.
9.3% of the population has a disability.
Average internet download speed is 185 Mbps.
There are 222 restaurants in the area.
The county recorded 11 fatal vehicle crashes.