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Cold Spring, NY

Full City Profile · New York · Putnam County County

3.6 /5.0
B+ Good
1,868 Population 3,166/sq mi density
$116,635 Median Income $72,465 per capita
$590,600 Home Value $690,612 Zillow
$1,734 Median Rent 29.5% income on rent
52°F Avg Temperature 271 sunny days/yr
300 Violent Crime/100K 1,710 property/100K
B+
Overall
3.6 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.7 / 5.0
$116,635 median income, 3.4% unemployment
B+
Affordability
3.8 / 5.0
$590,600 home value, $1,734/mo rent
F
Safety
1.0 / 5.0
300 violent crimes/100K
A+
Education
5.0 / 5.0
69.0% bachelor's degree or higher

Income Overview

Median Household Income
$116,635
55% above
US avg: $75,149
Per Capita Income
$72,465
86% above
US avg: $39,052
Unemployment Rate
3.4%
6% below
US avg: 3.6%
Poverty Rate
6.7%
46% below
US avg: 12.4%

Income Comparison: Cold Spring vs. U.S. Average

Each bar shows Cold Spring’s value as a percentage of the national average (100% line = U.S. avg)

Median Household
US: $75,149
$116,635
155%
Per Capita
US: $39,052
$72,465
186%
IRS Avg AGI
US: $72,000
$112,316
156%
Avg Weekly Wage
US: $1,432
$1,299
91%
Thin line = U.S. average (100%)

Employment & Commute

Avg Weekly Wage
$1,299
9% below US avg ($1,432)
Mean Commute Time
50 min
81% above US avg (28 min)
Work From Home
23.7%
56% above US avg (15.2%)
Drive Alone
37.0%
49% below US avg (73.2%)
Public Transit
27.9%
458% above US avg (5.0%)
County GDP
$5,494M
County-level GDP (BEA 2024)

How Residents Get to Work

Drive Alone 37%
Public Transit 27.9%
Work From Home 23.7%
Other 11.4%
Average commute time
50 minutes
US avg: 28 min

Business Landscape

Total Establishments
3,328
Restaurants
222
Healthcare
245
Retail
298
Manufacturing
66

Tax & Financial

IRS Avg Adjusted Gross Income
$112,316
56% above US avg ($72,000)
Avg Property Tax
$13,245
278% above US avg ($3,500)
Cost of Living Index
107.9
Above national average (100 = US avg)

Complete Economy Data

Income & Wages

Median Household Income$116,635
Per Capita Income$72,465
IRS Avg Adjusted Gross Income$112,316
Avg Weekly Wage$1,299
County GDP$5,494M

Hardship Indicators

Unemployment Rate3.4%
Poverty Rate6.7%
Gini Coefficient0.417
Cost of Living Index107.9

Commute

Mean Commute50 minutes
Drive Alone37.0%
Public Transit27.9%
Work From Home23.7%

Businesses

Total Establishments3,328
Restaurants222
Healthcare245
Retail298
Manufacturing66

Tax

IRS Avg AGI$112,316
Avg Property Tax$13,245