Cold Spring, NY
Full City Profile · New York · Putnam County County
4.4
/5.0
A
Great
1,868
Population
3,166/sq mi density
$116,635
Median Income
$72,465 per capita
$590,600
Home Value
$740,051 Zillow
$1,734
Median Rent
29.5% income on rent
52°F
Avg Temperature
A
Overall
4.4 / 5.0
Strong
A+
Economy
4.5 / 5.0
$116,635 median income, 4.9% unemployment
B+
Affordability
3.8 / 5.0
$590,600 home value, $1,734/mo rent
A+
Education
5.0 / 5.0
69.0% bachelor's degree or higher
Housing Overview
Median Home Value
$590,600
110% above
US avg: $281,900
Median Rent
$1,734/mo
49% above
US avg: $1,163/mo
Homeownership Rate
64.0%
2% below US avg (65.4%)
Total Housing Units
962
Median year built: 1951
Home Value by Source
Census Median
$590,600
Zillow (ZHVI)
$740,051
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
64.0%
Owner-Occupied
36.0%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$1,215/mo
1 Bedroom
$1,315/mo
2 Bedroom
$1,579/mo
3 Bedroom
$1,976/mo
4 Bedroom
$2,193/mo
Census median rent:
$1,734/mo
Affordability & Housing Stock
Rent Burden
29.5%
of renters spending 30%+ of income on housing
5% below US avg (31.0%)
Median Year Built
1951
Average age of housing stock: 75 years
Homeownership Rate
64.0%
Complete Housing Data
Home Values
| Census Median Value | $590,600 |
| Zillow Home Value (ZHVI) | $740,051 |
Rent
| Census Median Rent | $1,734 |
| FMR Studio | $1,215 |
| FMR 1-Bedroom | $1,315 |
| FMR 2-Bedroom | $1,579 |
| FMR 3-Bedroom | $1,976 |
| FMR 4-Bedroom | $2,193 |
Market
Ownership & Stock
| Owner-Occupied | 64.0% |
| Renter-Occupied | 36.0% |
| Homeownership Rate | 64.0% |
| Total Housing Units | 962 |
| Median Year Built | 1951 |
| Rent Burden | 29.5% |