At a Glance
Median Income
$77,730
$31,808 per capita
Home Value
$215,700
Zillow: $278,335
Median Rent
$800/mo
22.2% of income on rent
Violent Crime
22/100K
1,078/100K property
Bachelor's Degree+
29.2%
97.5% high school+
Unemployment
0.4%
1.3% poverty rate
Obesity Rate
36.1%
14.8% smoking rate
Avg Temperature
50°F
275 sunny days/yr
How Coldwater Compares to the U.S. Average
Each bar shows Coldwater's value as a percentage of the national average (100% = U.S. avg)
Thin vertical line = U.S. national average (100%)
Is Coldwater a Good Place to Live?
B+
3.5 / 5.0 - Good
Based on economy, affordability, safety, and education metrics compared to national averages.
Economy & Jobs
Coldwater residents earn a median household income of $77,730 , which is 3% above the national average of $75,149.
Per capita income is $31,808. The unemployment rate stands at 0.4% (89% below the U.S. rate of 3.6%). 1.3% of residents live below the poverty line. The area is home to 1,218 business establishments, including 98 restaurants.
Housing & Cost of Living
The median home value in Coldwater is $215,700 , 23% below the national median of $281,900.
Zillow estimates the typical home at $278,335. Median rent is $800/month, with 22.2% of renters spending more than 30% of income on housing. The cost of living index is 92.8 (100 = national average). The median home was built in 1973.
Safety & Crime
Coldwater reports 22 violent crimes per 100,000 residents
, which is 94% below the national average of 380/100K.
Property crime is 1,078/100K. The murder rate is 0.0/100K.
Education
29.2% of adults in Coldwater hold a bachelor's degree or higher
(13% below the national average).
97.5% have completed high school. Local schools score 7.0/10 in standardized testing.
Climate & Weather
Coldwater has an average annual temperature of 50°F (10°C).
Winters average 25°F in January while summers reach 73°F in July. The area gets 275 sunny days per year. Annual precipitation totals 39.9 inches. Air quality is rated Good with a median AQI of 43.
Data Overview
People
Population4,387
Median Age32.1 yrs
Density2,261/mi²
Male / Female45% / 55%
Foreign Born13.6%
Veterans4.2%
Economy
A+
Median Income$77,730
Per Capita$31,808
Unemployment0.4%
Poverty1.3%
County GDP$3,995M
Avg Weekly Wage$974
Housing
A+
Home Value$215,700
Rent$800
Ownership78.6%
Zillow$278,335
Housing Units1,692
Rent Burden22.2%
Crime
F
Violent22/100K
Property1,078/100K
Murder0.0/100K
Assault22/100K
Burglary45/100K
Health
Obesity36.1%
Diabetes9.4%
Smoking14.8%
Heart Disease5.3%
Premature Death7,561/100K
Climate
Avg Temp50°F
Sunny Days275/yr
Rain39.9 in/yr
AQI43 (Good)
Elevation905 ft
Education
B
Bachelor's+29.2%
High School+97.5%
Graduate+7.9%
School Score7.0/10
Community
2024 VoteR 83% / D 16%
Commute19 min
Broadband92.0%
Internet Speed132 Mbps
EV Stations5
Libraries7
Did You Know?
The median home in Coldwater was built in 1973.
The nearest airport is Delaware County Regional (43 miles).
The Gini coefficient (income inequality) is 0.389 (U.S. avg: 0.490).
Natural hazard risk is rated "Very Low" by FEMA.
8.7% of the population has a disability.
13.6% of residents are foreign-born.
Average internet download speed is 132 Mbps.
The county recorded 12 fatal vehicle crashes.
91 declared natural disasters on record.
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