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Coldwater, OH

Full City Profile · Ohio · Mercer County County

3.5 /5.0
B+ Good
4,387 Population 2,261/sq mi density
$77,730 Median Income $31,808 per capita
$215,700 Home Value $278,335 Zillow
$800 Median Rent 22.2% income on rent
50°F Avg Temperature 275 sunny days/yr
22 Violent Crime/100K 1,078 property/100K
B+
Overall
3.5 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.6 / 5.0
$77,730 median income, 0.4% unemployment
A+
Affordability
5.0 / 5.0
$215,700 home value, $800/mo rent
F
Safety
1.0 / 5.0
22 violent crimes/100K
B
Education
3.3 / 5.0
29.2% bachelor's degree or higher

Income Overview

Median Household Income
$77,730
3% above
US avg: $75,149
Per Capita Income
$31,808
19% below
US avg: $39,052
Unemployment Rate
0.4%
89% below
US avg: 3.6%
Poverty Rate
1.3%
90% below
US avg: 12.4%

Income Comparison: Coldwater vs. U.S. Average

Each bar shows Coldwater’s value as a percentage of the national average (100% line = U.S. avg)

Median Household
US: $75,149
$77,730
103%
Per Capita
US: $39,052
$31,808
81%
IRS Avg AGI
US: $72,000
$78,019
108%
Avg Weekly Wage
US: $1,432
$974
68%
Thin line = U.S. average (100%)

Employment & Commute

Avg Weekly Wage
$974
32% below US avg ($1,432)
Mean Commute Time
19 min
33% below US avg (28 min)
Work From Home
1.6%
89% below US avg (15.2%)
Drive Alone
79.7%
9% above US avg (73.2%)
Public Transit
0.1%
98% below US avg (5.0%)
County GDP
$3,995M
County-level GDP (BEA 2024)

How Residents Get to Work

Drive Alone 79.7%
Public Transit 0.1%
Work From Home 1.6%
Other 18.6%
Average commute time
19 minutes
US avg: 28 min

Business Landscape

Total Establishments
1,218
Restaurants
98
Healthcare
83
Retail
165
Manufacturing
86

Tax & Financial

IRS Avg Adjusted Gross Income
$78,019
8% above US avg ($72,000)
Avg Property Tax
$4,098
17% above US avg ($3,500)
Cost of Living Index
92.8
Below national average (100 = US avg)

Complete Economy Data

Income & Wages

Median Household Income$77,730
Per Capita Income$31,808
IRS Avg Adjusted Gross Income$78,019
Avg Weekly Wage$974
County GDP$3,995M

Hardship Indicators

Unemployment Rate0.4%
Poverty Rate1.3%
Gini Coefficient0.389
Cost of Living Index92.8

Commute

Mean Commute19 minutes
Drive Alone79.7%
Public Transit0.1%
Work From Home1.6%

Businesses

Total Establishments1,218
Restaurants98
Healthcare83
Retail165
Manufacturing86

Tax

IRS Avg AGI$78,019
Avg Property Tax$4,098