Coldwater, OH

Full City Profile · Ohio · Mercer County County

3.9 /5.0
B+ Good
4,387 Population 2,261/sq mi density
$77,730 Median Income $31,808 per capita
$215,700 Home Value $297,569 Zillow
$800 Median Rent 22.2% income on rent
51°F Avg Temperature
B+
Overall
3.9 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.6 / 5.0
$77,730 median income, 0.5% unemployment
A+
Affordability
5.0 / 5.0
$215,700 home value, $800/mo rent
C+
Safety
2.5 / 5.0
0 violent crimes/100K
B
Education
3.3 / 5.0
29.2% bachelor's degree or higher
Coldwater experiences four distinct seasons with an average annual temperature of 51°F (11°C). Winters average 26°F in January while summers reach 73°F in July. Annual precipitation totals 39.8 inches. The area receives 28.8 inches of snow annually.

Temperature

26°F Jan (-3°C) 73°F Jul (23°C)
Annual Average51.4°F
5% below US avg
January Average26°F (-3°C)
July Average73°F (23°C)

Geography

Elevation905 ft (276 m)
Area2.0 sq mi (5.1 km²)
Population Density2,261/sq mi
Coordinates40.4830°N, 84.6333°W
TimezoneAmerica/New_York
CountyMercer County County
Nearest AirportDelaware County Regional (MIE)
43 miles away

Precipitation & Snow

Annual Rainfall 39.8"
5% above US avg
Snowfall 28.8"
Wettest Month (Jul) 4.58"
Driest Month (Feb) 2.32"

Air Quality

Natural Hazard Risk

Overall RiskVery Low
Risk Score31.7 / 100
Social Vulnerability10.6 / 100
Community Resilience96.3 / 100

Hazard Breakdown

Tornado Relatively Moderate
Hurricane Very Low
Earthquake Relatively Low
Wildfire Very Low
Flood Relatively Low
Hail Relatively Low
Strong Wind Relatively Low
Heat Wave Very Low
Winter Weather Relatively Low
Lightning Relatively Low
Ice Storm Relatively Low
Drought No Rating
Cold Wave Relatively Low
Landslide Very Low
Source: FEMA National Risk Index v1.20 (Dec 2025)

Earthquake History

8 earthquakes (M2.5+) within 150 km since 1990. Strongest: M3.8. Most recent: M2.6 on Jun 12, 2015.

Sep 12, 2004 4 km NW of Manilla, Indiana M3.8 131 km
Jan 26, 2012 5 km NE of Topeka, Indiana M3.0 141 km
Apr 17, 1990 8 km NW of Fort Recovery, Ohio M3.0 19 km
Apr 4, 1994 2 km WNW of Minster, Ohio M2.9 22 km
May 12, 2006 2 km E of Lima, Ohio M2.8 55 km
Jun 12, 2015 6 km NW of Convoy, Ohio M2.6 54 km
Jan 30, 2004 2 km S of Rockford, Ohio M2.5 21 km
Jun 4, 1990 4 km SSE of Van Buren, Ohio M2.5 108 km
Source: USGS (M2.5+, 1990-2025)

Tornado History

510 tornadoes (EF0+) within 100 km since 1950. Strongest: EF4. Total: 32 fatalities, 797 injuries.

Date Rating Distance Fatalities
May 27, 2019 EF4 75 km 0
Nov 10, 2002 EF4 35 km 4
Feb 18, 1992 EF4 28 km 0
Apr 3, 1974 EF4 72 km 1
Apr 11, 1965 EF4 51 km 13
Apr 11, 1965 EF4 64 km 4
Apr 11, 1965 EF4 26 km 3
Mar 6, 1956 EF4 80 km 1
Mar 14, 2024 EF3 54 km 1
Mar 14, 2024 EF3 40 km 3
Mar 31, 2023 EF3 81 km 0
May 27, 2019 EF3 65 km 0
May 27, 2019 EF3 91 km 0
May 27, 2019 EF3 58 km 0
May 27, 2019 EF3 9 km 1
Aug 24, 2016 EF3 78 km 0
Nov 10, 2002 EF3 93 km 0
Nov 10, 2002 EF3 32 km 0
Oct 24, 2001 EF3 49 km 0
Nov 22, 1992 EF3 79 km 0
Source: NOAA SPC (EF0+, 1950-2024)

Monthly Weather

Month Avg Temperature Precipitation Summary
January 26°F (-3°C) 2.8 in Coldest
February 30°F (-1°C) 2.3 in Driest
March 39°F (4°C) 2.9 in
April 51°F (11°C) 3.9 in
May 62°F (17°C) 4.1 in
June 71°F (21°C) 4.4 in
July 73°F (23°C) 4.6 in Warmest, Wettest
August 72°F (22°C) 3.6 in
September 66°F (19°C) 2.8 in
October 54°F (12°C) 2.9 in
November 42°F (5°C) 3.2 in
December 31°F (-0°C) 2.6 in

Coldwater has a seasonal temperature swing of 47°F / from 26°F in January to 73°F in July. Total annual precipitation is 39.8 inches, with July being the wettest month (4.6") and February the driest (2.3").

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