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Cosby, TN

Full City Profile · Tennessee · Cocke County County

2.6 /5.0
C+ Fair
521 Population 94/sq mi density
$160,300 Home Value $259,633 Zillow
58°F Avg Temperature 301 sunny days/yr
C+
Overall
2.6 / 5.0
Fair overall score based on economy, affordability, safety and education
C+
Safety
2.5 / 5.0
0 violent crimes/100K
C+
Education
2.8 / 5.0
22.3% bachelor's degree or higher

Housing Overview

Median Home Value
$160,300
43% below
US avg: $281,900
Homeownership Rate
76.1%
16% above US avg (65.4%)
Total Housing Units
400
Median year built: 1984

Home Value by Source

Census Median
$160,300
Zillow (ZHVI)
$259,633
Census ACS, Zillow ZHVI, Redfin median sale price

Ownership vs. Renting

76.1%
Owner-Occupied
23.9%
Renter-Occupied
76%
24%
US avg: 65.4% owner-occupied

Fair Market Rents (HUD FY2026)

Studio
$882/mo
1 Bedroom
$924/mo
2 Bedroom
$1,118/mo
3 Bedroom
$1,445/mo
4 Bedroom
$1,644/mo

Affordability & Housing Stock

Rent Burden
36.1%
of renters spending 30%+ of income on housing
16% above US avg (31.0%)
Median Year Built
1984
Average age of housing stock: 42 years
Homeownership Rate
76.1%

Complete Housing Data

Home Values

Census Median Value$160,300
Zillow Home Value (ZHVI)$259,633

Rent

FMR Studio$882
FMR 1-Bedroom$924
FMR 2-Bedroom$1,118
FMR 3-Bedroom$1,445
FMR 4-Bedroom$1,644

Market

Ownership & Stock

Owner-Occupied76.1%
Renter-Occupied23.9%
Homeownership Rate76.1%
Total Housing Units400
Median Year Built1984
Rent Burden36.1%