Median Income
$46,563
38% lower than US avg
Violent Crime
188/100K
51% lower than US avg
Bachelor's+
0.0%
100% lower than US avg
Obesity Rate
32.3%
1% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Cross Plains Compares to the U.S. Average (100% = U.S. avg)
People
Population44
Median Age46.5 yrs
Density92/mi²
Male / Female46% / 55%
Largest GroupWhite 84%
Veterans44.0%
Economy
B+
Median Income$46,563
Per Capita$25,582
Unemployment0.0%
Poverty0.0%
County GDP$329M
Housing
Ownership28.6%
Zillow$267,939
Housing Units40
Rent Burden23.7%
Crime
F
Violent188/100K
Property3,404/100K
Health
Obesity32.3%
Smoking15.1%
Depression26.5%
Heart Disease4.8%
Climate
Avg Temp57°F (14°C)
AQI41 (Good)
Rain48.5 in/yr
Sunny Days293/yr
Elevation951 ft (290 m)
Education
A+
Bachelor's+0.0%
High School+100.0%
Graduate+0.0%
School Score5.53
Community
2024 VoteR 78% / D 21%
Broadband28.0%
EV Stations1
Libraries1
Is Cross Plains a Good Place to Live?
Based on current data, Cross Plains receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, abundant sunshine, a low poverty rate. Areas to be aware of include below-average incomes. Cross Plains offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Cross Plains is $46,563, 38% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%.
Safety & Crime
Violent crime in Cross Plains is below the national average at 188 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 3,404 per 100,000, 74% above the national average.
Education
0.0% of residents hold a bachelor's degree, below the national average of 33.7%. 100.0% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Cross Plains enjoys a moderate climate with an average annual temperature of 57°F. Winters average 33°F in January while summers reach 78°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 48.5 inches, including 20.6 inches of snow. Air quality is rated Good with a median AQI of 41.
Cross Plains has a population of 44 with a density of 92 people per square mile, spread across 0.5 square miles. The median age is 46.5 years, 20% older than the national median of 38.9. The gender split is 54.5% female and 45.5% male. The city is predominantly White (84.1%), with 15.9% Hispanic. English is the primary language spoken at home by 100% of residents. 44.0% of the population are veterans, above the national rate of 6.0%. 32.6% of residents have a disability (above the 13.0% national average). 92.1% have health insurance coverage.
Population
46.5yrs
Median Age
20% above US avg
Race & Ethnicity
Cross Plains vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Social Characteristics
Cross Plains vs U.S. Average
The median household income in Cross Plains is $46,563, which is 38% below the national average of $75,149. Per capita income is $25,582 (below the $39,052 national figure). The average weekly wage is $790, 45% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 146 business establishments, including 14 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. 0.0% of workers work from home (below the 15.2% national rate).
Income: Cross Plains vs U.S.
Income
| Median HH Income | $46,563 |
| 38% below US avg |
| Per Capita Income | $25,582 |
| Avg Weekly Wage | $790 |
| IRS Avg AGI | $56,825 |
| Gini Index | 0.380 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 146 |
| County GDP | $329M |
Business (County)
| Restaurants | 14 |
| Healthcare | 18 |
| Retail | 23 |
| Manufacturing | 8 |
Tax & Cost of Living
| Property Tax (IRS) | $2,467 |
| 30% below US avg |
| Cost of Living | 93.30 (100=avg) |
Commute & Transportation
| Drive Alone | 53.3% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
Zillow estimates the typical home value at $267,939. Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 28.6% of housing units are owner-occupied (below the 65.4% national rate). There are 40 total housing units in the city. The median year a home was built is 1949. The average annual property tax is $2,467 (lower than the $3,500 national average). 23.7% of renters spend 30% or more of their income on housing.
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 28.6% |
| Owner-Occupied | 28.6% |
| Renter-Occupied | 71.4% |
| Housing Units | 40 |
| Median Year Built | 1949 |
Property Tax
| Avg Tax (IRS) | $2,467 |
| 30% below US avg |
In Cross Plains, 32.3% of adults are obese, above the national rate of 32.1%. 9.9% have diabetes. Heart disease affects 4.8% of residents, below the national average. 30.6% have high blood pressure. 15.1% are current smokers. 14.7% report binge drinking. 22.4% are physically inactive. 26.5% report depression (above the 20.0% national average). 18.1% experience frequent mental distress. The dentist ratio is 1:10,006. 51.2% of residents have access to exercise opportunities. The food environment index is 7.5 out of 10.
Health Metrics: Cross Plains vs U.S. Average (%)
Chronic Conditions
| Obesity | 32.3% |
| 1% above US avg |
| Diabetes | 9.9% |
| Heart Disease | 4.8% |
| High Blood Pressure | 30.6% |
| Asthma | 11.3% |
| COPD | 7.5% |
| Cancer | 7.3% |
| Stroke | 2.8% |
Behaviors & Mental Health
| Smoking | 15.1% |
| 8% above US avg |
| Binge Drinking | 14.7% |
| Physical Inactivity | 22.4% |
| Depression | 26.5% |
| Mental Distress | 18.1% |
| Physical Distress | 13.0% |
| Short Sleep | 29.7% |
Healthcare Access
| Insurance Rate | 92.1% |
| |
| Dentists | 1:10,006 |
| Mental Health | 1:2,004 |
| Checkup Rate | 71.2% |
| Dental Visits | 55.7% |
| Premature Death | 12,880/100K |
Food & Exercise
| Food Environment | 7.5/10 |
| Exercise Access | 51.2% |
| Healthcare Facilities | 18 |
Cross Plains has a violent crime rate of 188 per 100,000 residents, 51% below the national average of 380. Property crime stands at 3,404 per 100,000, 74% above the U.S. average. The county recorded 1 fatal traffic crashes. Overall, Cross Plains receives a safety grade of F.
Crime Rates: Cross Plains vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 187.6/100K |
| 51% below US avg |
| |
Property Crime
| Total Property | 3,403.9/100K |
| 74% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 1 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Cross Plains enjoys a temperate climate with an average annual temperature of 57°F (14°C). Winters average 33°F in January while summers reach 78°F in July. The area gets 293 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 48.5 inches (wetter than the 38-inch national average). The area receives 20.6 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 951 feet.
Temperature
33°F Jan (1°C)
78°F Jul (25°C)
| Annual Average | 56.6°F |
| 5% above US avg |
| January Average | 33°F (1°C) |
| July Average | 78°F (25°C) |
| Sunny Days | 293 days/yr |
Geography
| Elevation | 951 ft (290 m) |
| Area | 0.5 sq mi (1.2 km²) |
| Population Density | 92/sq mi |
| Coordinates | 38.9393°N, 85.2057°W |
| Timezone | America/Indiana/Indianapolis |
| County | Switzerland County County |
| Nearest Airport | Cincinnati/Northern Kentucky International (CVG)
30 miles away |
Precipitation & Snow
Annual Rainfall
48.5"
28% above US avg
Wettest Month (May)
4.88"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 11.6 / 100 |
| Social Vulnerability | 33.8 / 100 |
| Community Resilience | 8.1 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Very Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Very Low |
| Lightning |
Very Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Very Low |
| Landslide |
Relatively Moderate |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
17 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.9. Most recent: M2.8 on May 11, 2025.
| Jan 24, 1990 |
6 km WNW of Alton, Indiana |
M3.9 |
143 km |
| Jan 27, 1990 |
6 km N of Alton, Indiana |
M3.8 |
136 km |
| Sep 12, 2004 |
4 km NW of Manilla, Indiana |
M3.8 |
84 km |
| Dec 20, 1990 |
5 km S of Stilesville, Indiana |
M3.7 |
142 km |
| Sep 8, 1990 |
5 km N of Owingsville, Kentucky |
M3.3 |
150 km |
| Aug 20, 2015 |
6 km SE of Lawrenceburg, Kentucky |
M2.8 |
110 km |
| Mar 17, 1999 |
2 km NNE of Ripley, Ohio |
M2.8 |
121 km |
| May 11, 2025 |
11 km SE of High Bridge, Kentucky |
M2.8 |
141 km |
| Mar 9, 1990 |
8 km ENE of New Amsterdam, Indiana |
M2.7 |
123 km |
| Mar 21, 1990 |
1 km W of Spring Mill, Kentucky |
M2.7 |
97 km |
| Jan 12, 2023 |
4 km E of Burgin, Kentucky |
M2.6 |
139 km |
| May 11, 2015 |
5 km ESE of Maysville, Kentucky |
M2.6 |
137 km |
| Jul 23, 2013 |
6 km NNE of Germantown, Kentucky |
M2.6 |
112 km |
| Jan 29, 1990 |
11 km S of Paoli, Indiana |
M2.6 |
122 km |
| Jan 21, 2018 |
8 km SSE of High Bridge, Kentucky |
M2.6 |
140 km |
| Jan 28, 2024 |
3 km SW of Old Washington, Kentucky |
M2.5 |
125 km |
| Jan 4, 1999 |
9 km WNW of Mount Sterling, Kentucky |
M2.5 |
139 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
512 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 69 fatalities, 2,268 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 3, 1974 |
EF5 |
28 km |
3 |
| Mar 2, 2012 |
EF4 |
52 km |
4 |
| Apr 9, 1999 |
EF4 |
79 km |
4 |
| May 28, 1996 |
EF4 |
100 km |
0 |
| Nov 22, 1992 |
EF4 |
40 km |
1 |
| Jun 2, 1990 |
EF4 |
40 km |
0 |
| Jun 2, 1990 |
EF4 |
94 km |
0 |
| Jul 9, 1980 |
EF4 |
79 km |
2 |
| Apr 3, 1974 |
EF4 |
49 km |
4 |
| Apr 3, 1974 |
EF4 |
64 km |
11 |
| Apr 3, 1974 |
EF4 |
68 km |
2 |
| Apr 3, 1974 |
EF4 |
20 km |
0 |
| Apr 3, 1974 |
EF4 |
95 km |
3 |
| Apr 3, 1974 |
EF4 |
98 km |
0 |
| Apr 3, 1974 |
EF4 |
100 km |
4 |
| Apr 23, 1968 |
EF4 |
78 km |
6 |
| Apr 23, 1968 |
EF4 |
83 km |
1 |
| Apr 25, 1961 |
EF4 |
88 km |
0 |
| Mar 2, 2012 |
EF3 |
75 km |
3 |
| Mar 2, 2012 |
EF3 |
22 km |
3 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: JPG 09 1 (6,113 ac, 1998).
| Year |
Name |
Acres |
Distance |
| 1998 |
JPG 09 1 |
6,113 |
20 km |
| 2005 |
RX BURNPLAN AREA 2-06 |
5,054 |
19 km |
| 2007 |
UNITS 8-9 2008 |
4,316 |
21 km |
| 2006 |
UNIT 19 06 WUI |
3,412 |
21 km |
| 2003 |
WUI 3 03 |
3,372 |
20 km |
| 2010 |
WUI UNIT 28K |
3,230 |
20 km |
| 1999 |
UNNAMED |
3,122 |
21 km |
| 2002 |
UNIT 8 |
2,753 |
22 km |
| 2005 |
UNIT 3 05 |
2,511 |
21 km |
| 2001 |
01 UNIT 16 |
2,361 |
18 km |
| 2011 |
WUI UNITS 0 AND 1 2011 |
2,215 |
22 km |
| 2004 |
UNIT 19 |
2,004 |
22 km |
| 2003 |
UNIT 8 03 |
1,971 |
21 km |
| 2008 |
FY 09 UNIT 42 RX FALL 2008 |
1,942 |
21 km |
| 2000 |
JPG 14 |
1,908 |
20 km |
| 2003 |
UNIT 16 03 |
1,809 |
18 km |
| 2021 |
UNNAMED |
1,547 |
94 km |
| 2002 |
UNIT 9 |
1,485 |
20 km |
| 1995 |
UNNAMED |
1,462 |
20 km |
| 2010 |
TRACER |
1,408 |
20 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
33°F (1°C) |
3.0 in |
|
| February |
33°F (0°C) |
2.9 in |
Coldest, Driest |
| March |
43°F (6°C) |
4.1 in |
|
| April |
52°F (11°C) |
4.4 in |
|
| May |
62°F (17°C) |
4.9 in |
Wettest |
| June |
71°F (21°C) |
4.3 in |
|
| July |
78°F (25°C) |
4.2 in |
Warmest |
| August |
73°F (23°C) |
4.0 in |
|
| September |
66°F (19°C) |
3.0 in |
|
| October |
55°F (13°C) |
3.2 in |
|
| November |
44°F (7°C) |
3.8 in |
|
| December |
34°F (1°C) |
3.6 in |
|
Cross Plains has a seasonal temperature swing of 45°F / from 33°F in February to 78°F in July. Total annual precipitation is 45.3 inches, with May being the wettest month (4.9") and February the driest (2.9").
Average costs for common services in Cross Plains. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140–$373) |
| Specialist Visit |
$327 ($187–$513) |
| Urgent Care Visit |
$187 ($93–$327) |
| Emergency Room Visit |
$2,053 ($746–$4,665) |
| Dental Cleaning |
$121 ($70–$187) |
| Dental Filling |
$233 ($140–$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($47–$112) |
| Brake Pad Replacement |
$280 ($140–$467) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$560 ($373–$933) |
| Battery Replacement |
$187 ($93–$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$140) |
| Electrician (Per Hour) |
$84 ($47–$131) |
| HVAC Repair |
$373 ($140–$746) |
| HVAC System Install |
$6,531 ($3,732–$11,196) |
| Roof Repair |
$933 ($373–$1,866) |
| Roof Replacement |
$8,397 ($5,132–$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467–$3,266) |
| Divorce (Contested) |
$13,995 ($4,665–$27,990) |
| DUI Defense |
$4,665 ($1,866–$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746–$2,799) |
| Will Preparation |
$467 ($187–$933) |
| Trust Preparation |
$2,333 ($933–$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$140 ($70–$233) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$61) |
| Massage (1 Hour) |
$75 ($47–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80–$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33–$4.67) |
| Loaf of Bread |
$3.55 ($2.33–$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80–$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73–$7.00) |
| Rice (per lb) |
$0.93 ($0.56–$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75–$233) |
| Natural Gas (Monthly) |
$65 ($28–$140) |
| Water/Sewer (Monthly) |
$65 ($37–$112) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$61 ($28–$93) |
| Cable TV (Monthly) |
$79 ($47–$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70–$467) |
| Car Insurance (Annual) |
$1,866 ($1,120–$3,266) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46–$23) |
| Car Registration (Annual) |
$93 ($28–$233) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560–$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467–$1,866) |
| After-School Care (Monthly) |
$373 ($187–$653) |
| Tutoring (Per Hour) |
$47 ($23–$93) |
| SAT/ACT Prep Course |
$933 ($373–$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665–$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($47–$187) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$280 ($140–$467) |
| Cat Spay/Neuter |
$187 ($93–$373) |
View all 9 services
Frequently Asked Questions About Cross Plains
What is the population of Cross Plains?
Cross Plains has a population of 44 residents and is located in Indiana. The population density is 92 people per square mile, spread across 0.5 square miles. The median age of residents is 46.5 years, which is older than the national median of 38.9 years. The population is 54.5% female and 45.5% male.
Is Cross Plains expensive to live in?
Cross Plains is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $46,563, 38% below the national average of $75,149.
Is Cross Plains safe?
Cross Plains is safer than the national average, with a violent crime rate of 188 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 3,404 per 100,000 (above the national average). Overall, Cross Plains receives a safety grade of F based on combined crime data.
What is the weather like in Cross Plains?
Cross Plains enjoys a temperate climate with an average annual temperature of 57°F (14°C). Winter temperatures average 33°F in January, while summers reach an average of 78°F in July. The area receives 293 sunny days per year, well above the national average of 205. Annual rainfall totals 48.5 inches, with 20.6 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Cross Plains?
The job market in Cross Plains is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $790. There are 146 business establishments in the area, including 14 restaurants and food service locations.
How are the schools in Cross Plains?
Schools in Cross Plains score 5.5 out of 10 on standardized testing, near the national average. 0.0% of adults in Cross Plains hold a bachelor's degree or higher, below the national average of 33.7%. 100.0% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Cross Plains?
The obesity rate in Cross Plains is 32.3% (above the national rate of 32.1%). 15.1% of adults are smokers. 22.4% are physically inactive. 26.5% of residents report depression. 51.2% of residents have access to exercise opportunities.
What are the demographics of Cross Plains?
The racial and ethnic makeup of Cross Plains is 84.1% White, 15.9% Hispanic or Latino. 100% of residents speak only English at home. 44.0% of the population are military veterans. 32.6% of residents have a disability. 92.1% have health insurance coverage.
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