Derby, IA
Full City Profile · Iowa · Wayne County County
2.7
/5.0
C+
Fair
106
Population
408/sq mi density
$58,750
Median Income
$19,553 per capita
$73,800
Home Value
$75,072 Zillow
50°F
Avg Temperature
275 sunny days/yr
236
Violent Crime/100K
2,973 property/100K
C+
Overall
2.7 / 5.0
Fair overall score based on economy, affordability, safety and education
B+
Economy
3.6 / 5.0
$58,750 median income, 0.0% unemployment
A+
Affordability
5.0 / 5.0
$73,800 home value, /mo rent
F
Safety
1.0 / 5.0
236 violent crimes/100K
F
Education
1.1 / 5.0
1.4% bachelor's degree or higher
Income Overview
Median Household Income
$58,750
22% below
US avg: $75,149
Per Capita Income
$19,553
50% below
US avg: $39,052
Unemployment Rate
0.0%
100% below
US avg: 3.6%
Poverty Rate
17.9%
44% above
US avg: 12.4%
Income Comparison: Derby vs. U.S. Average
Each bar shows Derby’s value as a percentage of the national average (100% line = U.S. avg)
Median Household
US: $75,149
$58,750
78%
Per Capita
US: $39,052
$19,553
50%
IRS Avg AGI
US: $72,000
$57,510
80%
Avg Weekly Wage
US: $1,432
$968
68%
Thin line = U.S. average (100%)
Employment & Commute
Avg Weekly Wage
$968
32% below US avg ($1,432)
Mean Commute Time
40 min
46% above US avg (28 min)
Work From Home
12.5%
18% below US avg (15.2%)
Drive Alone
60.0%
18% below US avg (73.2%)
Public Transit
7.5%
50% above US avg (5.0%)
County GDP
$316M
County-level GDP (BEA 2024)
How Residents Get to Work
Drive Alone
60%
Public Transit
7.5%
Work From Home
12.5%
Other
20%
Average commute time
40 minutes
US avg: 28 min
Business Landscape
Total Establishments
185
Restaurants
8
Healthcare
11
Retail
22
Manufacturing
5
Tax & Financial
IRS Avg Adjusted Gross Income
$57,510
20% below US avg ($72,000)
Avg Property Tax
$3,250
7% below US avg ($3,500)
Cost of Living Index
87.8
Below national average (100 = US avg)
Complete Economy Data
Income & Wages
| Median Household Income | $58,750 |
| Per Capita Income | $19,553 |
| IRS Avg Adjusted Gross Income | $57,510 |
| Avg Weekly Wage | $968 |
| County GDP | $316M |
Hardship Indicators
| Unemployment Rate | 0.0% |
| Poverty Rate | 17.9% |
| Gini Coefficient | 0.460 |
| Cost of Living Index | 87.8 |
Commute
| Mean Commute | 40 minutes |
| Drive Alone | 60.0% |
| Public Transit | 7.5% |
| Work From Home | 12.5% |
Businesses
| Total Establishments | 185 |
| Restaurants | 8 |
| Healthcare | 11 |
| Retail | 22 |
| Manufacturing | 5 |
Tax
| IRS Avg AGI | $57,510 |
| Avg Property Tax | $3,250 |
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