All Countries
Derby, IA
Full City Profile · Iowa · Wayne County County
2.7
/5.0
C+
Fair
106
Population
408/sq mi density
$58,750
Median Income
$19,553 per capita
$73,800
Home Value
$75,072 Zillow
50°F
Avg Temperature
275 sunny days/yr
236
Violent Crime/100K
2,973 property/100K
C+
Overall
2.7 / 5.0
Fair overall score based on economy, affordability, safety and education
B+
Economy
3.6 / 5.0
$58,750 median income, 0.0% unemployment
A+
Affordability
5.0 / 5.0
$73,800 home value, /mo rent
F
Safety
1.0 / 5.0
236 violent crimes/100K
F
Education
1.1 / 5.0
1.4% bachelor's degree or higher
Housing Overview
Median Home Value
$73,800
74% below
US avg: $281,900
Homeownership Rate
94.3%
44% above US avg (65.4%)
Total Housing Units
49
Median year built: 1938
Home Value by Source
Census Median
$73,800
Zillow (ZHVI)
$75,072
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
94.3%
Owner-Occupied
5.7%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$738/mo
1 Bedroom
$788/mo
2 Bedroom
$989/mo
3 Bedroom
$1,282/mo
4 Bedroom
$1,420/mo
Affordability & Housing Stock
Rent Burden
24.6%
of renters spending 30%+ of income on housing
21% below US avg (31.0%)
Median Year Built
1938
Average age of housing stock: 88 years
Homeownership Rate
94.3%
Complete Housing Data
Home Values
| Census Median Value | $73,800 |
| Zillow Home Value (ZHVI) | $75,072 |
Rent
| FMR Studio | $738 |
| FMR 1-Bedroom | $788 |
| FMR 2-Bedroom | $989 |
| FMR 3-Bedroom | $1,282 |
| FMR 4-Bedroom | $1,420 |
Market
Ownership & Stock
| Owner-Occupied | 94.3% |
| Renter-Occupied | 5.7% |
| Homeownership Rate | 94.3% |
| Total Housing Units | 49 |
| Median Year Built | 1938 |
| Rent Burden | 24.6% |