Median Income
$69,583
7% lower than US avg
Home Value
$166,700
41% lower than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
13.0%
61% lower than US avg
Obesity Rate
35.2%
10% higher than US avg
Unemployment
3.8%
6% higher than US avg
Poverty Rate
4.5%
64% lower than US avg
How Elba Compares to the U.S. Average (100% = U.S. avg)
People
Population82
Median Age54.3 yrs
Density42/mi²
Male / Female55% / 45%
Largest GroupWhite 98%
Veterans77.0%
Economy
A
Median Income$69,583
Per Capita$45,868
Unemployment3.8%
Poverty4.5%
County GDP$1,094M
Commute26 min
Housing
A+
Home Value$166,700
Ownership91.9%
Zillow$231,473
Housing Units54
Rent Burden28.3%
Crime
Violent0/100K
Property0/100K
Health
Obesity35.2%
Uninsured7.8%
Smoking14.3%
Depression24.2%
Heart Disease5.1%
Climate
Avg Temp45°F (7°C)
AQI36 (Good)
Rain35.5 in/yr
Sunny Days270/yr
Elevation738 ft (225 m)
Education
C
Bachelor's+13.0%
High School+94.2%
Graduate+1.6%
School Score6.71
Community
2024 VoteR 63% / D 35%
Commute26 min
Broadband37.0%
EV Stations1
Libraries3
Is Elba a Good Place to Live?
Based on current data, Elba receives an overall livability score of 3.7 out of 5.0, earning a grade of B+. Key strengths include low crime rates, affordable housing, abundant sunshine, a low poverty rate. Elba offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Elba is $69,583, roughly in line with the national average of $75,149. Unemployment stands at 3.8%, indicating a healthy job market. Only 4.5% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 26 minutes.
Cost of Living & Housing
The median home value in Elba is $166,700, 41% below the national median / offering relatively affordable homeownership. At just 2.4x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Elba is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 0 per 100,000, 100% below the national average.
Education
13.0% of residents hold a bachelor's degree, below the national average of 33.7%. 94.2% have completed high school. Local schools score 6.7/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Elba has a cool climate with an average annual temperature of 45°F. Winters average 14°F in January while summers reach 72°F in July. With 270 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 35.5 inches, including 48.3 inches of snow. Air quality is rated Good with a median AQI of 36.
Elba has a population of 82 with a density of 42 people per square mile, spread across 1.9 square miles. The median age is 54.3 years, 40% older than the national median of 38.9. The gender split is 45.1% female and 54.9% male. The city is predominantly White (97.6%). English is the primary language spoken at home by 100% of residents. 77.0% of the population are veterans, above the national rate of 6.0%. 17.7% of residents have a disability (above the 13.0% national average). 94.9% have health insurance coverage.
Population
54.3yrs
Median Age
40% above US avg
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
The median household income in Elba is $69,583, which is 7% below the national average of $75,149. Per capita income is $45,868 (above the $39,052 national figure). The average weekly wage is $916, 36% lower than the U.S. average. The unemployment rate is 3.8% (above the 3.6% US average). 4.5% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 608 business establishments, including 58 restaurants. The cost of living index is 98.6, roughly in line with the national average. Workers commute an average of 26 minutes. 5.6% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $69,583 |
| 7% below US avg |
| Per Capita Income | $45,868 |
| Avg Weekly Wage | $916 |
| IRS Avg AGI | $74,149 |
| Gini Index | 0.412 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 3.8% |
| 6% above US avg |
| Poverty Rate | 4.5% |
| 64% below US avg |
| Establishments (County) | 608 |
| County GDP | $1,094M |
Business (County)
| Restaurants | 58 |
| Healthcare | 58 |
| Retail | 70 |
| Manufacturing | 25 |
Tax & Cost of Living
| Property Tax (IRS) | $4,056 |
| 16% above US avg |
| Cost of Living | 98.60 (100=avg) |
| Effective Tax Rate | 2.43% |
Commute & Transportation
| Commute Time | 25.8 min |
| Drive Alone | 64.8% |
| Public Transit | 1.9% |
| Work from Home | 5.6% |
The median home value in Elba is $166,700, 41% below the national median of $281,900. Zillow estimates the typical home value at $231,473, higher than the Census estimate. Fair market rent ranges from $899 for a one-bedroom to $1,125 for a two-bedroom apartment. 91.9% of housing units are owner-occupied (above the 65.4% national rate). There are 54 total housing units in the city. The median year a home was built is 1945. The average annual property tax is $4,056 (higher than the $3,500 national average). 28.3% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.4x, well within the affordable range.
Home Values
| Census Median | $166,700 |
| 41% below US avg |
| Zillow ZHVI | $231,473 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $809 |
| 1 Bedroom | $899 |
| 2 Bedrooms | $1,125 |
| 3 Bedrooms | $1,483 |
| 4 Bedrooms | $1,698 |
Ownership & Property
| Homeownership | 91.9% |
| Owner-Occupied | 91.9% |
| Renter-Occupied | 8.1% |
| Housing Units | 54 |
| Median Year Built | 1945 |
Property Tax
| Avg Tax (IRS) | $4,056 |
| 16% above US avg |
| Effective Rate | 2.43% |
In Elba, 35.2% of adults are obese, above the national rate of 32.1%. 8.4% have diabetes (below the 10.5% national rate). Heart disease affects 5.1% of residents. 28.0% have high blood pressure. 14.3% are current smokers. 22.6% report binge drinking. 21.1% are physically inactive, below the national average. 24.2% report depression (above the 20.0% national average). 16.2% experience frequent mental distress. 7.8% of residents lack health insurance. The primary care physician ratio is 1:1,265. The dentist ratio is 1:1,274. 89.9% of residents have access to exercise opportunities. The food environment index is 9.3 out of 10.
Health Metrics: Elba vs U.S. Average (%)
Chronic Conditions
| Obesity | 35.2% |
| 10% above US avg |
| Diabetes | 8.4% |
| Heart Disease | 5.1% |
| High Blood Pressure | 28.0% |
| Asthma | 9.6% |
| COPD | 4.8% |
| Cancer | 7.4% |
| Stroke | 2.6% |
Behaviors & Mental Health
| Smoking | 14.3% |
| 2% above US avg |
| Binge Drinking | 22.6% |
| Physical Inactivity | 21.1% |
| Depression | 24.2% |
| Mental Distress | 16.2% |
| Physical Distress | 10.7% |
| Short Sleep | 29.3% |
Healthcare Access
| Insurance Rate | 94.9% |
| Uninsured | 7.8% |
| 9% below US avg |
| Primary Care | 1:1,265 |
| Dentists | 1:1,274 |
| Mental Health | 1:2,710 |
| Checkup Rate | 70.5% |
| Dental Visits | 67.0% |
| Premature Death | 6,282/100K |
Food & Exercise
| Food Environment | 9.3/10 |
| Exercise Access | 89.9% |
| Healthcare Facilities | 58 |
Elba has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. Property crime stands at 0 per 100,000, 100% below the U.S. average. The county recorded 6 fatal traffic crashes.
Crime Rates: Elba vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| |
Property Crime
| Total Property | 0.0/100K |
| 100% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 6 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
Elba has a cool climate with an average annual temperature of 45°F (7°C). Winters average 14°F in January while summers reach 72°F in July. The area gets 270 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 35.5 inches. The area receives 48.3 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 36. The city sits at an elevation of 738 feet.
Temperature
14°F Jan (-10°C)
72°F Jul (22°C)
| Annual Average | 45.0°F |
| 17% below US avg |
| January Average | 14°F (-10°C) |
| July Average | 72°F (22°C) |
| Sunny Days | 270 days/yr |
Geography
| Elevation | 738 ft (225 m) |
| Area | 1.9 sq mi (5.0 km²) |
| Population Density | 42/sq mi |
| Coordinates | 44.0867°N, 92.0169°W |
| Timezone | America/Chicago |
| County | Wabasha County County |
| Nearest Airport | Rochester International (RST)
27 miles away |
Precipitation & Snow
Annual Rainfall
35.5"
7% below US avg
Wettest Month (Jul)
4.57"
Air Quality
| AQI Median | 36.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 45.6 / 100 |
| Social Vulnerability | 18.1 / 100 |
| Community Resilience | 89.9 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
No Rating |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Tornado History
411 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 35 fatalities, 295 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 4, 1958 |
EF5 |
94 km |
21 |
| Sep 16, 1962 |
EF4 |
37 km |
0 |
| Jun 4, 1958 |
EF4 |
96 km |
4 |
| May 10, 1953 |
EF4 |
77 km |
2 |
| Sep 24, 2019 |
EF3 |
90 km |
0 |
| Jun 17, 2010 |
EF3 |
92 km |
0 |
| Jun 11, 2004 |
EF3 |
88 km |
0 |
| May 15, 1998 |
EF3 |
56 km |
0 |
| Aug 27, 1994 |
EF3 |
79 km |
2 |
| Jul 19, 1994 |
EF3 |
90 km |
0 |
| Jul 27, 1987 |
EF3 |
78 km |
0 |
| Jul 15, 1980 |
EF3 |
92 km |
1 |
| Jun 5, 1980 |
EF3 |
79 km |
0 |
| May 5, 1965 |
EF3 |
65 km |
0 |
| May 26, 1959 |
EF3 |
49 km |
0 |
| Sep 12, 1951 |
EF3 |
61 km |
0 |
| Apr 12, 2022 |
EF2 |
80 km |
0 |
| May 22, 2011 |
EF2 |
59 km |
0 |
| May 22, 2011 |
EF2 |
85 km |
0 |
| Jul 14, 2010 |
EF2 |
88 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
1 wildfire (100+ acres) within 100 km.
Largest: BEAVER CUTOFF (982 ac, 2007).
| Year |
Name |
Acres |
Distance |
| 2007 |
BEAVER CUTOFF |
982 |
8 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
14°F (-10°C) |
0.9 in |
Coldest |
| February |
19°F (-7°C) |
0.8 in |
Driest |
| March |
31°F (-0°C) |
2.0 in |
|
| April |
46°F (8°C) |
3.0 in |
|
| May |
58°F (14°C) |
3.8 in |
|
| June |
67°F (20°C) |
4.1 in |
|
| July |
72°F (22°C) |
4.6 in |
Warmest, Wettest |
| August |
69°F (20°C) |
4.2 in |
|
| September |
60°F (16°C) |
4.0 in |
|
| October |
49°F (9°C) |
2.6 in |
|
| November |
33°F (0°C) |
1.8 in |
|
| December |
19°F (-7°C) |
1.2 in |
|
Elba has a seasonal temperature swing of 57°F / from 14°F in January to 72°F in July. Total annual precipitation is 33.0 inches, with July being the wettest month (4.6") and February the driest (0.8").
Average costs for common services in Elba. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$247 ($148–$394) |
| Specialist Visit |
$345 ($197–$542) |
| Urgent Care Visit |
$197 ($99–$345) |
| Emergency Room Visit |
$2,169 ($789–$4,930) |
| Dental Cleaning |
$128 ($74–$197) |
| Dental Filling |
$247 ($148–$394) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($25–$74) |
| Oil Change (Synthetic) |
$74 ($49–$118) |
| Brake Pad Replacement |
$296 ($148–$493) |
| Tire Rotation |
$39 ($20–$74) |
| New Tires (Set of 4) |
$592 ($394–$986) |
| Battery Replacement |
$197 ($99–$345) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$99 ($59–$148) |
| Electrician (Per Hour) |
$89 ($49–$138) |
| HVAC Repair |
$394 ($148–$789) |
| HVAC System Install |
$6,902 ($3,944–$11,832) |
| Roof Repair |
$986 ($394–$1,972) |
| Roof Replacement |
$8,874 ($5,423–$14,790) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,479 ($493–$3,451) |
| Divorce (Contested) |
$14,790 ($4,930–$29,580) |
| DUI Defense |
$4,930 ($1,972–$9,860) |
| Bankruptcy (Chapter 7) |
$1,479 ($789–$2,958) |
| Will Preparation |
$493 ($197–$986) |
| Trust Preparation |
$2,465 ($986–$4,930) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$44) |
| Women's Haircut |
$54 ($30–$99) |
| Hair Coloring (Full) |
$148 ($74–$247) |
| Manicure |
$25 ($15–$44) |
| Pedicure |
$39 ($25–$64) |
| Massage (1 Hour) |
$79 ($49–$128) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.04 ($2.96–$5.42) |
| Dozen Eggs (per dozen) |
$3.45 ($2.47–$4.93) |
| Loaf of Bread |
$3.75 ($2.47–$5.42) |
| Chicken Breast (per lb) |
$4.44 ($2.96–$6.41) |
| Ground Beef (per lb) |
$5.42 ($3.94–$7.40) |
| Rice (per lb) |
$0.99 ($0.59–$1.77) |
View all 20 services
Utilities
| Electricity (Monthly) |
$138 ($79–$247) |
| Natural Gas (Monthly) |
$69 ($30–$148) |
| Water/Sewer (Monthly) |
$69 ($39–$118) |
| Internet (Monthly) |
$69 ($39–$99) |
| Cell Phone Plan (Monthly) |
$64 ($30–$99) |
| Cable TV (Monthly) |
$84 ($49–$148) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$197 ($74–$493) |
| Car Insurance (Annual) |
$1,972 ($1,183–$3,451) |
| Bus Pass (Monthly) |
$69 ($30–$128) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.89–$25) |
| Car Registration (Annual) |
$99 ($30–$247) |
| Driver's License Renewal |
$30 ($15–$74) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,183 ($592–$2,465) |
| Daycare (Toddler, Monthly) |
$986 ($493–$1,972) |
| After-School Care (Monthly) |
$394 ($197–$690) |
| Tutoring (Per Hour) |
$49 ($25–$99) |
| SAT/ACT Prep Course |
$986 ($394–$2,465) |
| Private School (K-12, Annual) |
$12,325 ($4,930–$29,580) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$59 ($30–$99) |
| Dog Vaccination (Annual) |
$99 ($49–$197) |
| Dog Grooming |
$59 ($30–$99) |
| Pet Boarding (Per Night) |
$39 ($20–$74) |
| Dog Spay/Neuter |
$296 ($148–$493) |
| Cat Spay/Neuter |
$197 ($99–$394) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $914 |
| Toddler | $853 |
| Preschool | $787 |
| Family Childcare (monthly) |
| Infant | $621 |
| Toddler | $570 |
| Preschool | $570 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Elba
What is the population of Elba?
Elba has a population of 82 residents and is located in Minnesota. The population density is 42 people per square mile, spread across 1.9 square miles. The median age of residents is 54.3 years, which is older than the national median of 38.9 years. The population is 45.1% female and 54.9% male.
Is Elba expensive to live in?
Elba has a cost of living roughly in line with the national average, with an index of 98.6 (baseline: 100). The median household income is $69,583, 7% below the national average of $75,149. The median home value is $166,700 (41% below the U.S. median). The home price-to-income ratio is 2.4x, indicating housing is reasonably affordable relative to local income levels.
Is Elba safe?
Elba is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 0 per 100,000 (below the national average).
What is the weather like in Elba?
Elba has a cool climate with an average annual temperature of 45°F (7°C). Winter temperatures average 14°F in January, while summers reach an average of 72°F in July. The area receives 270 sunny days per year, well above the national average of 205. Annual rainfall totals 35.5 inches, with 48.3 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 36.
How is the job market in Elba?
Elba has a healthy job market with an unemployment rate of 3.8%, near the national average of 3.6%. The average weekly wage is $916. There are 608 business establishments in the area, including 58 restaurants and food service locations. The average commute time is 26 minutes, and 5.6% of workers work from home.
How much does housing cost in Elba?
The median home value in Elba is $166,700. Zillow estimates the typical home value at $231,473. The homeownership rate is 91.9%. The average annual property tax is $4,056.
How are the schools in Elba?
Schools in Elba score 6.7 out of 10 on standardized testing, near the national average. 13.0% of adults in Elba hold a bachelor's degree or higher, below the national average of 33.7%. 94.2% have completed high school. 1.6% hold a graduate or professional degree.
How healthy is Elba?
The obesity rate in Elba is 35.2% (above the national rate of 32.1%). 14.3% of adults are smokers. 21.1% are physically inactive. 24.2% of residents report depression. 7.8% lack health insurance. 89.9% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,265.
What is transportation like in Elba?
The average commute in Elba is 26 minutes. 64.8% of workers drive alone to work, 1.9% use public transit, and 5.6% work from home.
What are the demographics of Elba?
The racial and ethnic makeup of Elba is 97.6% White. 100% of residents speak only English at home. 77.0% of the population are military veterans. 17.7% of residents have a disability. 94.9% have health insurance coverage.
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