Median Income
$53,438
29% lower than US avg
Home Value
$340,400
21% higher than US avg
Bachelor's+
27.3%
19% lower than US avg
Obesity Rate
29.4%
8% lower than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Elgin Compares to the U.S. Average (100% = U.S. avg)
People
Population190
Median Age69.4 yrs
Density32/mi²
Male / Female46% / 54%
Largest GroupWhite 100%
Economy
A
Median Income$53,438
Per Capita$34,597
Unemployment0.0%
Poverty0.0%
County GDP$2,844M
Housing
B
Home Value$340,400
RentN/A
OwnershipN/A
Zillow$541,116
Health
Obesity29.4%
UninsuredN/A
Depression18.3%
Heart Disease5.0%
Climate
Avg Temp60°F
AQI45 (Good)
Rain15.4 in/yr
Elevation4,757 ft
Education
B
Bachelor's+27.3%
High School+100.0%
School Score4.62
Community
2024 VoteR 40% / D 59%
CommuteN/A
Broadband99.0%
EV Stations2
Libraries5
Is Elgin a Good Place to Live?
Based on current data, Elgin receives an overall livability score of 3.5 out of 5.0, earning a grade of B+. Key strengths include low unemployment, a low poverty rate, high health insurance coverage, strong internet connectivity. Areas to be aware of include below-average incomes. Elgin offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Elgin is $53,438, 29% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%.
Cost of Living & Housing
The median home value in Elgin is $340,400, 21% above the national median. The price-to-income ratio of 6.4x means housing costs are stretched relative to local earnings.
Education
27.3% of residents hold a bachelor's degree, below the national average of 33.7%. 100.0% have completed high school. Area schools have an average test score of 4.6/10.
Climate & Weather
Elgin enjoys a moderate climate with an average annual temperature of 60°F. Winters average 44°F in January while summers reach 76°F in July. Annual precipitation totals 15.4 inches. Air quality is rated Good with a median AQI of 45.
Elgin has a population of 190 with a density of 32 people per square mile. The median age is 69.4 years, 78% older than the national median of 38.9. The city is predominantly White (100%).
Population
69.4yrs
Median Age
78% above US avg
Language Spoken at Home
| English Only | 100.0% |
| 27% above US avg |
| Spanish | 0.0% |
| 100% below US avg |
The median household income in Elgin is $53,438, which is 29% below the national average of $75,149. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line.
Income
| Median HH Income | $53,438 |
| 29% below US avg |
| Per Capita Income | $34,597 |
| Avg Weekly Wage | $1,147 |
| IRS Avg AGI | $54,861 |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 1,240 |
| County GDP | $2,844M |
Business (County)
| Restaurants | 102 |
| Healthcare | 76 |
| Retail | 156 |
| Manufacturing | 36 |
Tax & Cost of Living
| Property Tax (IRS) | $4,792 |
| 37% above US avg |
| Effective Tax Rate | 1.41% |
The median home value in Elgin is $340,400, 21% above the national average. Zillow estimates the typical home value at $541,116.
Home Values
| Census Median | $340,400 |
| 21% above US avg |
| Zillow ZHVI | $541,116 |
| Median List Price | $1,382,500 |
Real Estate Market (Redfin)
| Median List Price | $1,382,500 |
| $/Sq Ft | $431 |
| Homes Sold | 1 |
| Sale-to-List Ratio | 94.6% |
| Price Drops | 0.0% |
| Inventory | 2 |
Rental Costs
HUD Fair Market Rent
| Studio | $1,053 |
| 1 Bedroom | $1,151 |
| 2 Bedrooms | $1,419 |
| 3 Bedrooms | $1,889 |
| 4 Bedrooms | $2,158 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $4,792 |
| 37% above US avg |
| Effective Rate | 1.41% |
In Elgin, 29.4% of adults are obese (below the 32.1% national rate). 18.3% report depression. 18.6% are physically inactive.
Health Metrics: Elgin vs U.S. Average (%)
Chronic Conditions
| Obesity | 29.4% |
| 8% below US avg |
| Diabetes | 8.2% |
| Heart Disease | 5.0% |
| High Blood Pressure | 28.3% |
| Asthma | 9.7% |
| COPD | 5.3% |
| Stroke | 2.7% |
Behaviors & Mental Health
| |
| Binge Drinking | 19.1% |
| Physical Inactivity | 18.6% |
| Depression | 18.3% |
| Mental Distress | 14.7% |
| Physical Distress | 11.5% |
Healthcare Access
| Insurance Rate | 100.0% |
| |
| Checkup Rate | 70.7% |
| Premature Death | 6,447/100K |
Food & Exercise
| Food Environment | 5.7/10 |
| Exercise Access | 61.2% |
| Healthcare Facilities | 76 |
Crime Rates: Elgin vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 7 |
Safety Score
Elgin has an average annual temperature of 60°F (15°C). Winters average 44°F in January while summers reach 76°F in July. Annual precipitation is 15.4 inches. Air quality is rated Good with a median AQI of 45.
Temperature
44°F Jan (7°C)
76°F Jul (25°C)
| Annual Average | 59.8°F |
| 11% above US avg |
| January Average | 44°F (7°C) |
| July Average | 76°F (25°C) |
Precipitation & Snow
| Annual Rainfall | 15.4 inches |
| 60% below US avg |
Air Quality
| AQI Median | 45.0 |
| Rating | Good |
Geography
| Elevation | 4,757 ft (1,450 m) |
| Area | 6.0 sq mi (15.4 km²) |
| Population Density | 32/sq mi |
| Coordinates | 31.6666°N, 110.5327°W |
| County FIPS | 04023 |