Median Income $22,656

70% lower than US avg

Bachelor's+ 0.7%

98% lower than US avg

Median Rent $433

63% lower than US avg

Obesity Rate 40.9%

27% higher than US avg

Unemployment 17.9%

397% higher than US avg

Poverty Rate 22.6%

82% higher than US avg

How Elgin Compares to the U.S. Average (100% = U.S. avg)

People

Population194

Median Age42.6 yrs

Density100/mi²

Male / Female45% / 55%

Largest GroupWhite 100%

Veterans89.0%

Economy

Median Income$22,656

Per Capita$17,320

Unemployment17.9%

Poverty22.6%

County GDP$700M

Commute64 min

Housing

A+

Home ValueN/A

Rent$433

OwnershipN/A

Housing Units98

Rent Burden41.1%

Health

Obesity40.9%

Uninsured13.1%

Smoking22.5%

Depression31.4%

Heart Disease6.8%

Climate

Avg Temp56°F (13°C)

AQI40 (Good)

Rain56.4 in/yr

Sunny Days299/yr

Elevation1,413 ft (431 m)

Education

Bachelor's+0.7%

High School+84.3%

Graduate+0.0%

School Score5.08

Community

2024 VoteR 90% / D 10%

Commute64 min

Broadband74.0%

Libraries3

Is Elgin a Good Place to Live?

Based on current data, Elgin receives an overall livability score of 2.4 out of 5.0, earning a grade of C. Key strengths include abundant sunshine, high health insurance coverage. Areas to be aware of include above-average unemployment, an elevated poverty rate, a high uninsured rate. Elgin has some notable strengths but also faces challenges that prospective residents should consider.

Economy & Jobs

The median household income in Elgin is $22,656, 70% below the national average of $75,149. At 17.9%, unemployment is notably high. The poverty rate of 22.6% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 64 minutes, longer than the typical American commute of 28 minutes.

Cost of Living & Housing

Renters pay a median of $433 per month, below the national average — a plus for affordability.

Education

0.7% of residents hold a bachelor's degree, below the national average of 33.7%. 84.3% have completed high school. Area schools have an average test score of 5.1/10.

Climate & Weather

Elgin enjoys a moderate climate with an average annual temperature of 56°F. Winters average 36°F in January while summers reach 74°F in July. With 299 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 56.4 inches. Air quality is rated Good with a median AQI of 40.

Elgin has a population of 194 with a density of 100 people per square mile. The median age is 42.6 years, 10% older than the national median of 38.9. The city is predominantly White (100%).

Population

194

Total Population

100

People / sq mi

42.6yrs

Median Age

10% above US avg

1.9mi²

Land Area

Gender Distribution

Male 45.4%

Female 54.6%

Race & Ethnicity

Elgin vs U.S. Average

Language Spoken at Home

English Only	98.6%
	26% above US avg
Spanish	1.4%
	90% below US avg

Social Characteristics

Elgin vs U.S. Average

The median household income in Elgin is $22,656, which is 70% below the national average of $75,149. The unemployment rate is 17.9% (above the 3.6% US average). 22.6% of residents live below the poverty line. Workers commute an average of 64 minutes.

Income: Elgin vs U.S.

Commute Mode

Income

Median HH Income	$22,656
	70% below US avg
Per Capita Income	$17,320
Avg Weekly Wage	$799
IRS Avg AGI	$51,106

Employment & Poverty

Unemployment	17.9%
	397% above US avg
Poverty Rate	22.6%
	82% above US avg
Establishments (County)	456
County GDP	$700M

Business (County)

Restaurants	29
Healthcare	43
Retail	69
Manufacturing	31

Tax & Cost of Living

Property Tax (IRS)	$2,956
	16% below US avg

Commute & Transportation

Commute Time	64.2 min
Drive Alone	100.0%
Public Transit	0.0%
Work from Home	0.0%

Walkability

Monthly rent averages $433 (63% below US avg).

Home Value Sources

Ownership Split

Home Values

Real Estate Market (Redfin)

Rental Costs

Census Median Rent	$433
	63% below US avg
Rent Burden	41.1%

HUD Fair Market Rent

Studio	$882
1 Bedroom	$924
2 Bedrooms	$1,118
3 Bedrooms	$1,445
4 Bedrooms	$1,644

Ownership & Property

Owner-Occupied	33.8%
Housing Units	98
Median Year Built	1995

Property Tax

Avg Tax (IRS)	$2,956
	16% below US avg

In Elgin, 40.9% of adults are obese (above the 32.1% national rate). 13.1% of residents lack health insurance. 22.5% are current smokers. 31.4% report depression. 29.4% are physically inactive.

Health Metrics: Elgin vs U.S. Average (%)

Chronic Conditions

Obesity	40.9%
	27% above US avg
Diabetes	12.2%
Heart Disease	6.8%
High Blood Pressure	37.6%
Asthma	10.9%
COPD	9.4%
Cancer	7.5%
Stroke	3.5%

Behaviors & Mental Health

Smoking	22.5%
	61% above US avg
Binge Drinking	16.2%
Physical Inactivity	29.4%
Depression	31.4%
Mental Distress	22.3%
Physical Distress	16.1%
Short Sleep	40.9%

Healthcare Access

Insurance Rate	98.7%
Uninsured	13.1%
	52% above US avg
Checkup Rate	74.1%
Dental Visits	53.8%
Premature Death	13,103/100K

Food & Exercise

Food Environment	5.7/10
Exercise Access	74.8%
Healthcare Facilities	43

Elgin has an average annual temperature of 56°F (13°C). Winters average 36°F in January while summers reach 74°F in July. Annual precipitation is 56.4 inches. The area enjoys 299 sunny days per year. Air quality is rated Good with a median AQI of 40.

Temperature

36°F Jan (2°C) 74°F Jul (24°C)

Annual Average	55.8°F
	3% above US avg
January Average	36°F (2°C)
July Average	74°F (24°C)
Sunny Days	299 days/yr

Precipitation & Snow

Annual Rainfall	56.4 inches
	48% above US avg
Snowfall	4.9 inches/yr

Air Quality

AQI Median	40.0
Rating	Good

Geography

Elevation	1,413 ft (431 m)
Area	1.9 sq mi (5.0 km²)
Population Density	100/sq mi
Coordinates	36.3284°N, 84.6091°W
Timezone	America/Chicago
County FIPS	47151

It is classified as Nonmetro — Rural, adjacent. 0.7% of residents hold a bachelor's degree or higher (98% below US avg). In the 2024 election, the county voted Republican by a 79.8-point margin. 74.0% of households have broadband internet.

2024 Presidential Election (County)

R 89.6%

D 9.8%

Winner: Republican by 79.8 points

Education

Bachelor's Degree+	0.7%
	98% below US avg
High School+	84.3%
Graduate Degree+	0.0%
School Test Score	5.08

F Education Grade (1.1/5.0)

Urban-Rural Classification

RUCC Code 8	Nonmetro — Rural, adjacent
Population Density	100/sq mi
Total Area	1.9 sq mi

Infrastructure & Services

Broadband Access	74.0%
Public Libraries	3
Healthcare Facilities	43
Restaurants	29
Retail Stores	69

Safety & Disasters

Fatal Crashes (County/yr)	5

Commute & Transportation

Avg Commute	64.2 min
Drive Alone	100.0%
Public Transit	0.0%
Work from Home	0.0%

Elgin, TN

How Elgin Compares to the U.S. Average (100% = U.S. avg)

People

Economy

Housing

Health

Climate

Education

Community

Is Elgin a Good Place to Live?

Economy & Jobs

Cost of Living & Housing

Education

Climate & Weather

Population

Gender Distribution

Race & Ethnicity

Elgin vs U.S. Average

Language Spoken at Home

Social Characteristics

Elgin vs U.S. Average

Income: Elgin vs U.S.

Commute Mode

Income

Employment & Poverty

Business (County)

Tax & Cost of Living

Commute & Transportation

Walkability

Home Value Sources

Ownership Split

Home Values

Real Estate Market (Redfin)

Rental Costs

HUD Fair Market Rent

Ownership & Property

Property Tax

Health Metrics: Elgin vs U.S. Average (%)

Chronic Conditions

Behaviors & Mental Health

Healthcare Access

Food & Exercise

Temperature

Precipitation & Snow

Air Quality

Geography

2024 Presidential Election (County)

Education

Urban-Rural Classification

Infrastructure & Services

Safety & Disasters

Commute & Transportation

Nearby Cities