Emerald Bay, TX
Full City Profile · Texas · Smith County County
4.4
/5.0
A
Great
1,074
Population
1,395/sq mi density
$120,139
Median Income
$51,429 per capita
$279,200
Home Value
$200,785 Zillow
67°F
Avg Temperature
308 sunny days/yr
A
Overall
4.4 / 5.0
Strong
A+
Economy
5.0 / 5.0
$120,139 median income, 1.1% unemployment
A+
Affordability
5.0 / 5.0
$279,200 home value, /mo rent
C+
Safety
2.5 / 5.0
0 violent crimes/100K
A+
Education
5.0 / 5.0
49.6% bachelor's degree or higher
Income Overview
Median Household Income
$120,139
60% above
US avg: $75,149
Per Capita Income
$51,429
32% above
US avg: $39,052
Unemployment Rate
1.1%
69% below
US avg: 3.6%
Poverty Rate
0.0%
100% below
US avg: 12.4%
Income Comparison: Emerald Bay vs. U.S. Average
Each bar shows Emerald Bay’s value as a percentage of the national average (100% line = U.S. avg)
Median Household
US: $75,149
$120,139
160%
Per Capita
US: $39,052
$51,429
132%
IRS Avg AGI
US: $72,000
$83,327
116%
Avg Weekly Wage
US: $1,432
$1,105
77%
Thin line = U.S. average (100%)
Employment & Commute
Avg Weekly Wage
$1,105
23% below US avg ($1,432)
Mean Commute Time
27 min
3% below US avg (28 min)
Work From Home
33.0%
117% above US avg (15.2%)
Drive Alone
67.0%
8% below US avg (73.2%)
Public Transit
0.0%
100% below US avg (5.0%)
County GDP
$16,657M
County-level GDP (BEA 2024)
How Residents Get to Work
Drive Alone
67%
Public Transit
0%
Work From Home
33%
Average commute time
27 minutes
US avg: 28 min
Business Landscape
Total Establishments
6,931
Restaurants
536
Healthcare
690
Retail
868
Manufacturing
184
Tax & Financial
IRS Avg Adjusted Gross Income
$83,327
16% above US avg ($72,000)
Avg Property Tax
$7,835
124% above US avg ($3,500)
Cost of Living Index
97.1
Below national average (100 = US avg)
Complete Economy Data
Income & Wages
| Median Household Income | $120,139 |
| Per Capita Income | $51,429 |
| IRS Avg Adjusted Gross Income | $83,327 |
| Avg Weekly Wage | $1,105 |
| County GDP | $16,657M |
Hardship Indicators
| Unemployment Rate | 1.1% |
| Poverty Rate | 0.0% |
| Gini Coefficient | 0.457 |
| Cost of Living Index | 97.1 |
Commute
| Mean Commute | 27 minutes |
| Drive Alone | 67.0% |
| Public Transit | 0.0% |
| Work From Home | 33.0% |
Businesses
| Total Establishments | 6,931 |
| Restaurants | 536 |
| Healthcare | 690 |
| Retail | 868 |
| Manufacturing | 184 |
Tax
| IRS Avg AGI | $83,327 |
| Avg Property Tax | $7,835 |
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