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Emerald Bay, TX

Full City Profile · Texas · Smith County County

4.4 /5.0
A Great
1,074 Population 1,395/sq mi density
$120,139 Median Income $51,429 per capita
$279,200 Home Value $200,785 Zillow
67°F Avg Temperature 308 sunny days/yr
A
Overall
4.4 / 5.0
Strong
A+
Economy
5.0 / 5.0
$120,139 median income, 1.1% unemployment
A+
Affordability
5.0 / 5.0
$279,200 home value, /mo rent
C+
Safety
2.5 / 5.0
0 violent crimes/100K
A+
Education
5.0 / 5.0
49.6% bachelor's degree or higher

Income Overview

Median Household Income
$120,139
60% above
US avg: $75,149
Per Capita Income
$51,429
32% above
US avg: $39,052
Unemployment Rate
1.1%
69% below
US avg: 3.6%
Poverty Rate
0.0%
100% below
US avg: 12.4%

Income Comparison: Emerald Bay vs. U.S. Average

Each bar shows Emerald Bay’s value as a percentage of the national average (100% line = U.S. avg)

Median Household
US: $75,149
$120,139
160%
Per Capita
US: $39,052
$51,429
132%
IRS Avg AGI
US: $72,000
$83,327
116%
Avg Weekly Wage
US: $1,432
$1,105
77%
Thin line = U.S. average (100%)

Employment & Commute

Avg Weekly Wage
$1,105
23% below US avg ($1,432)
Mean Commute Time
27 min
3% below US avg (28 min)
Work From Home
33.0%
117% above US avg (15.2%)
Drive Alone
67.0%
8% below US avg (73.2%)
Public Transit
0.0%
100% below US avg (5.0%)
County GDP
$16,657M
County-level GDP (BEA 2024)

How Residents Get to Work

Drive Alone 67%
Public Transit 0%
Work From Home 33%
Average commute time
27 minutes
US avg: 28 min

Business Landscape

Total Establishments
6,931
Restaurants
536
Healthcare
690
Retail
868
Manufacturing
184

Tax & Financial

IRS Avg Adjusted Gross Income
$83,327
16% above US avg ($72,000)
Avg Property Tax
$7,835
124% above US avg ($3,500)
Cost of Living Index
97.1
Below national average (100 = US avg)

Complete Economy Data

Income & Wages

Median Household Income$120,139
Per Capita Income$51,429
IRS Avg Adjusted Gross Income$83,327
Avg Weekly Wage$1,105
County GDP$16,657M

Hardship Indicators

Unemployment Rate1.1%
Poverty Rate0.0%
Gini Coefficient0.457
Cost of Living Index97.1

Commute

Mean Commute27 minutes
Drive Alone67.0%
Public Transit0.0%
Work From Home33.0%

Businesses

Total Establishments6,931
Restaurants536
Healthcare690
Retail868
Manufacturing184

Tax

IRS Avg AGI$83,327
Avg Property Tax$7,835