All Countries
Emerald Bay, TX
Full City Profile · Texas · Smith County County
4.4
/5.0
A
Great
1,074
Population
1,395/sq mi density
$120,139
Median Income
$51,429 per capita
$279,200
Home Value
$200,785 Zillow
67°F
Avg Temperature
308 sunny days/yr
A
Overall
4.4 / 5.0
Strong
A+
Economy
5.0 / 5.0
$120,139 median income, 1.1% unemployment
A+
Affordability
5.0 / 5.0
$279,200 home value, /mo rent
C+
Safety
2.5 / 5.0
0 violent crimes/100K
A+
Education
5.0 / 5.0
49.6% bachelor's degree or higher
Housing Overview
Median Home Value
$279,200
1% below
US avg: $281,900
Homeownership Rate
100.0%
53% above US avg (65.4%)
Total Housing Units
455
Median year built: 1979
Home Value by Source
Census Median
$279,200
Zillow (ZHVI)
$200,785
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
100.0%
Owner-Occupied
0.0%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$887/mo
1 Bedroom
$935/mo
2 Bedroom
$1,149/mo
3 Bedroom
$1,497/mo
4 Bedroom
$1,733/mo
Affordability & Housing Stock
Rent Burden
27.5%
of renters spending 30%+ of income on housing
11% below US avg (31.0%)
Median Year Built
1979
Average age of housing stock: 47 years
Homeownership Rate
100.0%
Complete Housing Data
Home Values
| Census Median Value | $279,200 |
| Zillow Home Value (ZHVI) | $200,785 |
Rent
| FMR Studio | $887 |
| FMR 1-Bedroom | $935 |
| FMR 2-Bedroom | $1,149 |
| FMR 3-Bedroom | $1,497 |
| FMR 4-Bedroom | $1,733 |
Market
Ownership & Stock
| Owner-Occupied | 100.0% |
| Renter-Occupied | 0.0% |
| Homeownership Rate | 100.0% |
| Total Housing Units | 455 |
| Median Year Built | 1979 |
| Rent Burden | 27.5% |