Fernandina Beach, FL

Full City Profile · Florida · Nassau County County

3.6 /5.0
B+ Good
13,239 Population 1,118/sq mi density
$92,535 Median Income $63,640 per capita
$483,700 Home Value $610,615 Zillow
$1,581 Median Rent 32.7% income on rent
70°F Avg Temperature
108 Violent Crime/100K 513 property/100K
B+
Overall
3.6 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.8 / 5.0
$92,535 median income, 2.6% unemployment
B+
Affordability
3.7 / 5.0
$483,700 home value, $1,581/mo rent
F
Safety
1.0 / 5.0
108 violent crimes/100K
A+
Education
5.0 / 5.0
51.1% bachelor's degree or higher

Fernandina Beach, FL

At a Glance

Median Income
$92,535
23% above
$63,640 per capita
Home Value
$483,700
72% above
Zillow: $610,615
Median Rent
$1,581/mo
36% above
32.7% of income on rent
Violent Crime
108/100K
71% below
513/100K property
Bachelor's Degree+
51.1%
52% above
97.1% high school+
Unemployment
2.6%
28% below
4.5% poverty rate
Obesity Rate
32.6%
2% above
10.4% smoking rate
Avg Temperature
70°F

How Fernandina Beach Compares to the U.S. Average

Each bar shows Fernandina Beach's value as a percentage of the national average (100% = U.S. avg)

Income
123%
Home Value
172%
Rent
136%
Poverty
36%
Bachelor's
152%
Unemployment
72%
Crime
29%
Thin vertical line = U.S. national average (100%)

Is Fernandina Beach a Good Place to Live?

B+
3.6 / 5.0 - Good
Based on economy, affordability, safety, and education metrics compared to national averages.

Economy & Jobs

Fernandina Beach residents earn a median household income of $92,535 , which is 23% above the national average of $75,149. Per capita income is $63,640. The unemployment rate stands at 2.6% (28% below the U.S. rate of 3.6%). 4.5% of residents live below the poverty line. The area is home to 2,944 business establishments, including 209 restaurants.

Housing & Cost of Living

The median home value in Fernandina Beach is $483,700 , 72% above the national median of $281,900. Zillow estimates the typical home at $610,615. Median rent is $1,581/month, with 32.7% of renters spending more than 30% of income on housing. The cost of living index is 103.4 (100 = national average). The median home was built in 1985.

Safety & Crime

Fernandina Beach reports 108 violent crimes per 100,000 residents , which is 71% below the national average of 380/100K. Property crime is 513/100K.

Education

51.1% of adults in Fernandina Beach hold a bachelor's degree or higher (52% above the national average). 97.1% have completed high school. Local schools score 6.4/10 in standardized testing.

Climate & Weather

Fernandina Beach has an average annual temperature of 70°F (21°C). Winters average 55°F in January while summers reach 83°F in July. Annual precipitation totals 49.9 inches.

Data Overview

People

Population13,239
Median Age58.3 yrs
Density1,118/mi²
Male / Female48% / 53%
Foreign Born5.4%
Veterans13.7%

Economy

A+
Median Income$92,535
Per Capita$63,640
Unemployment2.6%
Poverty4.5%
County GDP$4,980M
Avg Weekly Wage$1,092

Housing

B+
Home Value$483,700
Rent$1,581
Ownership78.7%
Zillow$610,615
Housing Units7,562
Rent Burden32.7%

Crime

F
Violent108/100K
Property513/100K

Health

Obesity32.6%
Diabetes8.0%
Smoking10.4%
Heart Disease4.7%
Premature Death9,847/100K

Climate

Avg Temp70°F
Rain49.9 in/yr
Elevation22 ft

Education

A+
Bachelor's+51.1%
High School+97.1%
Graduate+19.2%
School Score6.4/10

Community

2024 VoteR 73% / D 26%
Commute24 min
Broadband96.7%
Internet Speed122 Mbps
EV Stations9
Libraries5

Did You Know?

Fernandina Beach was founded in 1811.
The median home in Fernandina Beach was built in 1985.
19.0% work from home.
The nearest airport is Jacksonville International (18 miles).
The Gini coefficient (income inequality) is 0.444 (U.S. avg: 0.490).
Natural hazard risk is rated "Relatively Low" by FEMA.
16.3% of the population has a disability.
Average internet download speed is 122 Mbps.
There are 209 restaurants in the area.
The county recorded 12 fatal vehicle crashes.