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Fernandina Beach, FL
Full City Profile · Florida · Nassau County County
3.7
/5.0
B+
Good
13,239
Population
1,118/sq mi density
$92,535
Median Income
$63,640 per capita
$483,700
Home Value
$596,850 Zillow
$1,581
Median Rent
32.7% income on rent
70°F
Avg Temperature
301 sunny days/yr
197
Violent Crime/100K
1,196 property/100K
B+
Overall
3.7 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.9 / 5.0
$92,535 median income, 1.3% unemployment
B+
Affordability
3.7 / 5.0
$483,700 home value, $1,581/mo rent
F
Safety
1.0 / 5.0
197 violent crimes/100K
A+
Education
5.0 / 5.0
51.1% bachelor's degree or higher
Housing Overview
Median Home Value
$483,700
72% above
US avg: $281,900
Median Rent
$1,581/mo
36% above
US avg: $1,163/mo
Homeownership Rate
78.7%
20% above US avg (65.4%)
Total Housing Units
7,562
Median year built: 1985
Home Value by Source
Census Median
$483,700
Zillow (ZHVI)
$596,850
Median Sale Price
$707,500
Median List Price
$699,000
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
78.7%
Owner-Occupied
21.3%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$1,212/mo
1 Bedroom
$1,296/mo
2 Bedroom
$1,526/mo
3 Bedroom
$1,971/mo
4 Bedroom
$2,261/mo
Census median rent:
$1,581/mo
· Zillow rent:
$2,109/mo
Market Indicators (Redfin)
Median Days on Market
124 days
Sale-to-List Ratio
0.9%
Buyers market
Homes Sold
30
Price Drops
19.8%
of listings with price reduction
Price Per Sq Ft
$384
Active Inventory
182
homes for sale
Affordability & Housing Stock
Rent Burden
32.7%
of renters spending 30%+ of income on housing
5% above US avg (31.0%)
Median Year Built
1985
Average age of housing stock: 41 years
Homeownership Rate
78.7%
Complete Housing Data
Home Values
| Census Median Value | $483,700 |
| Zillow Home Value (ZHVI) | $596,850 |
| Median Sale Price | $707,500 |
| Median List Price | $699,000 |
| Price Per Sq Ft | $384 |
Rent
| Census Median Rent | $1,581 |
| Zillow Rent (ZORI) | $2,109 |
| FMR Studio | $1,212 |
| FMR 1-Bedroom | $1,296 |
| FMR 2-Bedroom | $1,526 |
| FMR 3-Bedroom | $1,971 |
| FMR 4-Bedroom | $2,261 |
Market
| Days on Market | 124 |
| Sale-to-List Ratio | 0.9% |
| Price Drops | 19.8% |
| Homes Sold | 30 |
| Active Inventory | 182 |
| Price Per Sq Ft | $384 |
Ownership & Stock
| Owner-Occupied | 78.7% |
| Renter-Occupied | 21.3% |
| Homeownership Rate | 78.7% |
| Total Housing Units | 7,562 |
| Median Year Built | 1985 |
| Rent Burden | 32.7% |