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Fernandina Beach, FL
Full City Profile · Florida · Nassau County County
3.7
/5.0
B+
Good
13,239
Population
1,118/sq mi density
$92,535
Median Income
$63,640 per capita
$483,700
Home Value
$596,850 Zillow
$1,581
Median Rent
32.7% income on rent
70°F
Avg Temperature
301 sunny days/yr
197
Violent Crime/100K
1,196 property/100K
B+
Overall
3.7 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.9 / 5.0
$92,535 median income, 1.3% unemployment
B+
Affordability
3.7 / 5.0
$483,700 home value, $1,581/mo rent
F
Safety
1.0 / 5.0
197 violent crimes/100K
A+
Education
5.0 / 5.0
51.1% bachelor's degree or higher
Income Overview
Median Household Income
$92,535
23% above
US avg: $75,149
Per Capita Income
$63,640
63% above
US avg: $39,052
Unemployment Rate
1.3%
64% below
US avg: 3.6%
Poverty Rate
4.5%
64% below
US avg: 12.4%
Income Comparison: Fernandina Beach vs. U.S. Average
Each bar shows Fernandina Beach’s value as a percentage of the national average (100% line = U.S. avg)
Median Household
US: $75,149
$92,535
123%
Per Capita
US: $39,052
$63,640
163%
IRS Avg AGI
US: $72,000
$115,759
161%
Avg Weekly Wage
US: $1,432
$1,092
76%
Thin line = U.S. average (100%)
Employment & Commute
Avg Weekly Wage
$1,092
24% below US avg ($1,432)
Mean Commute Time
24 min
14% below US avg (28 min)
Work From Home
19.0%
25% above US avg (15.2%)
Drive Alone
74.6%
2% above US avg (73.2%)
Public Transit
0.2%
96% below US avg (5.0%)
County GDP
$4,980M
County-level GDP (BEA 2024)
How Residents Get to Work
Drive Alone
74.6%
Public Transit
0.2%
Work From Home
19%
Other
6.2%
Average commute time
24 minutes
US avg: 28 min
Business Landscape
Total Establishments
2,944
Restaurants
209
Healthcare
241
Retail
288
Manufacturing
45
Tax & Financial
IRS Avg Adjusted Gross Income
$115,759
61% above US avg ($72,000)
Avg Property Tax
$8,818
152% above US avg ($3,500)
Cost of Living Index
103.4
Above national average (100 = US avg)
Complete Economy Data
Income & Wages
| Median Household Income | $92,535 |
| Per Capita Income | $63,640 |
| IRS Avg Adjusted Gross Income | $115,759 |
| Avg Weekly Wage | $1,092 |
| County GDP | $4,980M |
Hardship Indicators
| Unemployment Rate | 1.3% |
| Poverty Rate | 4.5% |
| Gini Coefficient | 0.444 |
| Cost of Living Index | 103.4 |
Commute
| Mean Commute | 24 minutes |
| Drive Alone | 74.6% |
| Public Transit | 0.2% |
| Work From Home | 19.0% |
Businesses
| Total Establishments | 2,944 |
| Restaurants | 209 |
| Healthcare | 241 |
| Retail | 288 |
| Manufacturing | 45 |
Tax
| IRS Avg AGI | $115,759 |
| Avg Property Tax | $8,818 |