Fincastle, KY

Kentucky · Metropolitan Area

Fincastle is a small town in Kentucky with a population of 606. Residents earn $85,500 per year, which is 14% above the national average.

4.7 /5.0
A+ Excellent
606 Population 2,886/sq mi density
$85,500 Median Income $41,377 per capita
$253,300 Home Value
$1,542 Median Rent
58°F Avg Temperature
A+
Overall
4.7 / 5.0
Excellent overall score based on economy, affordability, safety and education
A+
Economy
4.6 / 5.0
$85,500 median income, 2.3% unemployment
A+
Affordability
5.0 / 5.0
$253,300 home value, $1,542/mo rent
A+
Education
4.6 / 5.0
44.7% bachelor's degree or higher
Median Income $85,500
14% higher than US avg
Home Value $253,300
10% lower than US avg
Bachelor's+ 44.7%
33% higher than US avg
Median Rent $1,542
33% higher than US avg
Unemployment 2.3%
36% lower than US avg
Poverty Rate 5.9%
52% lower than US avg

How Fincastle Compares to the U.S. Average (100% = U.S. avg)

People

Population606
Median Age47.7 yrs
Density2,886/mi²
Male / Female53% / 47%
Largest GroupWhite 45%

Economy

A+
Median Income$85,500
Per Capita$41,377
Unemployment2.3%
Poverty5.9%
County GDP$3,011M
Commute22 min

Housing

A+
Home Value$253,300
Rent$1,542
OwnershipN/A

Crime

ViolentN/A
PropertyN/A

Health

ObesityN/A
UninsuredN/A

Climate

Avg Temp58°F
AQI41 (Good)
Rain48.1 in/yr
Elevation719 ft

Education

A+
Bachelor's+44.7%
High School+94.3%
School Score5.50

Community

2024 VoteR 60% / D 38%
Commute22 min
Libraries3

Is Fincastle a Good Place to Live?

Based on current data, Fincastle receives an overall livability score of 4.7 out of 5.0, earning a grade of A+. Key strengths include above-average household incomes, low unemployment, a highly educated population, a low poverty rate. Fincastle stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Fincastle is $85,500, 14% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 2.3%. Only 5.9% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 22 minutes.

Cost of Living & Housing

The median home value in Fincastle is $253,300, 10% below the national median — offering relatively affordable homeownership. Renters pay a median of $1,542 per month, significantly above the national average of $1,163. At just 3x median income, home prices are very affordable relative to local earnings.

Education

Educational attainment is solid, with 44.7% holding a bachelor's degree or higher, near the national average. 94.3% have completed high school. Area schools have an average test score of 5.5/10.

Climate & Weather

Fincastle enjoys a moderate climate with an average annual temperature of 58°F. Winters average 35°F in January while summers reach 79°F in July. Annual precipitation totals 48.1 inches. Air quality is rated Good with a median AQI of 41.

Fincastle has a population of 606 with a density of 2,886 people per square mile. The median age is 47.7 years, 23% older than the national median of 38.9. The city is predominantly White (44.9%), with 2% Hispanic, 33.8% Black.

Population

606
Total Population
2,886
People / sq mi
47.7yrs
Median Age
23% above US avg
0.2mi²
Land Area

Gender Distribution

Male 52.8%
Female 47.2%

Race & Ethnicity

Fincastle vs U.S. Average

Language Spoken at Home

English Only90.8%
16% above US avg
Spanish9.2%
31% below US avg

Social Characteristics

Fincastle vs U.S. Average

The median household income in Fincastle is $85,500, which is 14% above the national average of $75,149. The unemployment rate is 2.3% (below the 3.6% US average). 5.9% of residents live below the poverty line. Workers commute an average of 22 minutes.

Income: Fincastle vs U.S.

Commute Mode

Income

Median HH Income$85,500
14% above US avg
Per Capita Income$41,377
Avg Weekly Wage$1,311
IRS Avg AGI$122,342

Employment & Poverty

Unemployment2.3%
36% below US avg
Poverty Rate5.9%
52% below US avg
Establishments (County)2,480
County GDP$3,011M

Business (County)

Restaurants81
Healthcare162
Retail108
Manufacturing41

Tax & Cost of Living

Property Tax (IRS)$5,979
71% above US avg
Effective Tax Rate2.36%

Commute & Transportation

Commute Time21.9 min
Work from Home10.7%

Walkability

The median home value in Fincastle is $253,300, 10% below the national average. Monthly rent averages $1,542 (33% above US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$253,300
10% below US avg

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$1,542
33% above US avg

HUD Fair Market Rent

Studio$719
1 Bedroom$794
2 Bedrooms$984
3 Bedrooms$1,277
4 Bedrooms$1,442

Ownership & Property

Owner-Occupied92.9%

Property Tax

Avg Tax (IRS)$5,979
71% above US avg
Effective Rate2.36%

Health Metrics: Fincastle vs U.S. Average (%)

Chronic Conditions

Behaviors & Mental Health

Healthcare Access

Insurance Rate97.1%
Premature Death5,389/100K

Food & Exercise

Food Environment9.1/10
Exercise Access92.0%
Healthcare Facilities162

Crime Rates: Fincastle vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)7

Safety Score

Fincastle has an average annual temperature of 58°F (14°C). Winters average 35°F in January while summers reach 79°F in July. Annual precipitation is 48.1 inches. Air quality is rated Good with a median AQI of 41.

Temperature

35°F Jan (2°C) 79°F Jul (26°C)
Annual Average57.8°F
7% above US avg
January Average35°F (2°C)
July Average79°F (26°C)

Precipitation & Snow

Annual Rainfall48.1 inches
27% above US avg

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation719 ft (219 m)
Area0.2 sq mi (0.5 km²)
Population Density2,886/sq mi
Coordinates38.3082°N, 85.5415°W
County FIPS21185
It is classified as Metro — 1 million+. 44.7% of residents hold a bachelor's degree or higher (33% above US avg). In the 2024 election, the county voted Republican by a 22.6-point margin.

2024 Presidential Election (County)

R 60.3%
D 37.7%

Winner: Republican by 22.6 points

Education

Bachelor's Degree+44.7%
33% above US avg
High School+94.3%
School Test Score5.50
A+ Education Grade (4.6/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density2,886/sq mi
Total Area0.2 sq mi

Infrastructure & Services

Public Libraries3
Healthcare Facilities162
Restaurants81
Retail Stores108

Safety & Disasters

Fatal Crashes (County/yr)7

Commute & Transportation

Avg Commute21.9 min
Work from Home10.7%

Nearby Cities

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