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Fincastle, KY
Full City Profile · Kentucky · Oldham County County
4.2
/5.0
A
Great
606
Population
2,886/sq mi density
$85,500
Median Income
$41,377 per capita
$253,300
Home Value
$305,615 Zillow
$1,542
Median Rent
19.5% income on rent
58°F
Avg Temperature
293 sunny days/yr
A
Overall
4.2 / 5.0
Strong
A+
Economy
4.6 / 5.0
$85,500 median income, 2.3% unemployment
A+
Affordability
5.0 / 5.0
$253,300 home value, $1,542/mo rent
C+
Safety
2.5 / 5.0
0 violent crimes/100K
A+
Education
4.6 / 5.0
44.7% bachelor's degree or higher
Fincastle enjoys a temperate climate with an average annual temperature of 58°F (14°C). Winters average 35°F in January while summers reach 79°F in July. The area gets 293 sunny days per year. Annual precipitation totals 48.1 inches. Air quality is rated Good with a median AQI of 41.
Temperature
35°F Jan (2°C)
79°F Jul (26°C)
| Annual Average | 57.8°F |
| 7% above US avg | |
| January Average | 35°F (2°C) |
| July Average | 79°F (26°C) |
| Sunny Days | 293 days/yr |
Geography
| Elevation | 719 ft (219 m) |
| Area | 0.2 sq mi (0.5 km²) |
| Population Density | 2,886/sq mi |
| Coordinates | 38.3082°N, 85.5415°W |
| Timezone | America/New_York |
| County | Oldham County County |
| Nearest Airport | Louisville Muhammad Ali International (SDF) 14 miles away |
Precipitation & Snow
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0471 ppm |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 56.0 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 84.2 / 100 |
Hazard Breakdown
| Tornado | Relatively Moderate |
| Hurricane | Very Low |
| Earthquake | Very Low |
| Wildfire | Very Low |
| Flood | Relatively Low |
| Hail | Very Low |
| Strong Wind | Relatively High |
| Heat Wave | Very Low |
| Winter Weather | Relatively Low |
| Lightning | Relatively Moderate |
| Ice Storm | Relatively Low |
| Drought | Very Low |
| Cold Wave | Relatively Low |
| Landslide | Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Monthly Weather
| Month | Avg Temperature | Precipitation | Summary |
|---|---|---|---|
| January | 35°F (2°C) | 3.2 in | Coldest |
| February | 37°F (3°C) | 3.3 in | |
| March | 46°F (8°C) | 4.4 in | |
| April | 56°F (13°C) | 4.3 in | |
| May | 65°F (18°C) | 4.8 in | Wettest |
| June | 73°F (23°C) | 4.0 in | |
| July | 79°F (26°C) | 4.6 in | Warmest |
| August | 76°F (24°C) | 3.8 in | |
| September | 69°F (21°C) | 3.1 in | |
| October | 57°F (14°C) | 3.0 in | Driest |
| November | 47°F (8°C) | 3.9 in | |
| December | 37°F (3°C) | 4.0 in |
Fincastle has a seasonal temperature swing of 44°F / from 35°F in January to 79°F in July. Total annual precipitation is 46.3 inches, with May being the wettest month (4.8") and October the driest (3.0").