Fincastle, KY
Full City Profile · Kentucky · Oldham County County
4.2
/5.0
A
Great
606
Population
2,886/sq mi density
$85,500
Median Income
$41,377 per capita
$253,300
Home Value
$305,615 Zillow
$1,542
Median Rent
19.5% income on rent
58°F
Avg Temperature
293 sunny days/yr
A
Overall
4.2 / 5.0
Strong
A+
Economy
4.6 / 5.0
$85,500 median income, 2.3% unemployment
A+
Affordability
5.0 / 5.0
$253,300 home value, $1,542/mo rent
C+
Safety
2.5 / 5.0
0 violent crimes/100K
A+
Education
4.6 / 5.0
44.7% bachelor's degree or higher
Housing Overview
Median Home Value
$253,300
10% below
US avg: $281,900
Median Rent
$1,542/mo
33% above
US avg: $1,163/mo
Homeownership Rate
92.9%
42% above US avg (65.4%)
Total Housing Units
251
Median year built: 1977
Home Value by Source
Census Median
$253,300
Zillow (ZHVI)
$305,615
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
92.9%
Owner-Occupied
7.1%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$719/mo
1 Bedroom
$794/mo
2 Bedroom
$984/mo
3 Bedroom
$1,277/mo
4 Bedroom
$1,442/mo
Census median rent:
$1,542/mo
Affordability & Housing Stock
Rent Burden
19.5%
of renters spending 30%+ of income on housing
37% below US avg (31.0%)
Median Year Built
1977
Average age of housing stock: 49 years
Homeownership Rate
92.9%
Complete Housing Data
Home Values
| Census Median Value | $253,300 |
| Zillow Home Value (ZHVI) | $305,615 |
Rent
| Census Median Rent | $1,542 |
| FMR Studio | $719 |
| FMR 1-Bedroom | $794 |
| FMR 2-Bedroom | $984 |
| FMR 3-Bedroom | $1,277 |
| FMR 4-Bedroom | $1,442 |
Market
Ownership & Stock
| Owner-Occupied | 92.9% |
| Renter-Occupied | 7.1% |
| Homeownership Rate | 92.9% |
| Total Housing Units | 251 |
| Median Year Built | 1977 |
| Rent Burden | 19.5% |
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