Median Income
$34,519
54% lower than US avg
Home Value
$428,700
52% higher than US avg
Bachelor's+
29.8%
12% lower than US avg
Median Rent
$925
20% lower than US avg
Obesity Rate
34.0%
6% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
5.5%
56% lower than US avg
How Finley Point Compares to the U.S. Average (100% = U.S. avg)
People
Population436
Median Age61.9 yrs
Density102/mi²
Male / Female54% / 46%
Largest GroupWhite 82%
Economy
B+
Median Income$34,519
Per Capita$39,233
Unemployment0.0%
Poverty5.5%
County GDP$1,355M
Commute21 min
Housing
F
Home Value$428,700
Rent$925
OwnershipN/A
Health
Obesity34.0%
UninsuredN/A
Depression27.8%
Heart Disease6.2%
Climate
Avg Temp46°F
AQI26 (Good)
Rain15.0 in/yr
Elevation2,912 ft
Education
B
Bachelor's+29.8%
High School+93.0%
School Score5.68
Community
2024 VoteR 58% / D 39%
Commute21 min
Libraries3
Is Finley Point a Good Place to Live?
Based on current data, Finley Point receives an overall livability score of 2.7 out of 5.0, earning a grade of C+. Key strengths include low unemployment, a low poverty rate, high health insurance coverage. Areas to be aware of include high housing costs, below-average incomes. Finley Point has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Finley Point is $34,519, 54% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 5.5% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 21 minutes.
Cost of Living & Housing
The median home value in Finley Point is $428,700, making it a premium housing market at 52% above the U.S. median of $281,900. Renters pay a median of $925 per month, below the national average — a plus for affordability. With a home price-to-income ratio of 12.4x, housing affordability is a significant challenge for many families.
Education
29.8% of residents hold a bachelor's degree, below the national average of 33.7%. 93.0% have completed high school. Area schools have an average test score of 5.7/10.
Climate & Weather
Finley Point experiences four distinct seasons with an average temperature of 46°F. Winters average 28°F in January while summers reach 68°F in July. Annual precipitation totals 15.0 inches. Air quality is rated Good with a median AQI of 26.
Finley Point has a population of 436 with a density of 102 people per square mile. The median age is 61.9 years, 59% older than the national median of 38.9. The city is predominantly White (82.1%), with 16.1% Hispanic, 1.8% Black.
Population
61.9yrs
Median Age
59% above US avg
Race & Ethnicity
Finley Point vs U.S. Average
Language Spoken at Home
| English Only | 95.2% |
| 21% above US avg |
| Spanish | 4.8% |
| 64% below US avg |
Social Characteristics
Finley Point vs U.S. Average
The median household income in Finley Point is $34,519, which is 54% below the national average of $75,149. The unemployment rate is 0.0% (below the 3.6% US average). 5.5% of residents live below the poverty line. Workers commute an average of 21 minutes.
Income: Finley Point vs U.S.
Income
| Median HH Income | $34,519 |
| 54% below US avg |
| Per Capita Income | $39,233 |
| Avg Weekly Wage | $967 |
| IRS Avg AGI | $71,531 |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 5.5% |
| 56% below US avg |
| Establishments (County) | 1,300 |
| County GDP | $1,355M |
Business (County)
| Restaurants | 92 |
| Healthcare | 98 |
| Retail | 109 |
| Manufacturing | 43 |
Tax & Cost of Living
| Property Tax (IRS) | $4,744 |
| 36% above US avg |
| Effective Tax Rate | 1.11% |
Commute & Transportation
| Commute Time | 21.4 min |
| Work from Home | 30.6% |
The median home value in Finley Point is $428,700, 52% above the national average. Monthly rent averages $925 (20% below US avg).
Home Values
| Census Median | $428,700 |
| 52% above US avg |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $925 |
| 20% below US avg |
HUD Fair Market Rent
| Studio | $988 |
| 1 Bedroom | $1,076 |
| 2 Bedrooms | $1,336 |
| 3 Bedrooms | $1,789 |
| 4 Bedrooms | $2,113 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $4,744 |
| 36% above US avg |
| Effective Rate | 1.11% |
In Finley Point, 34.0% of adults are obese (above the 32.1% national rate). 27.8% report depression. 23.3% are physically inactive.
Health Metrics: Finley Point vs U.S. Average (%)
Chronic Conditions
| Obesity | 34.0% |
| 6% above US avg |
| Diabetes | 9.5% |
| Heart Disease | 6.2% |
| High Blood Pressure | 30.1% |
| Asthma | 12.3% |
| COPD | 7.7% |
| Stroke | 3.5% |
Behaviors & Mental Health
| |
| Binge Drinking | 21.7% |
| Physical Inactivity | 23.3% |
| Depression | 27.8% |
| Mental Distress | 20.5% |
| Physical Distress | 15.4% |
Healthcare Access
| Insurance Rate | 95.7% |
| |
| Checkup Rate | 69.7% |
| Premature Death | 11,703/100K |
Food & Exercise
| Food Environment | 8.3/10 |
| Exercise Access | 62.8% |
| Healthcare Facilities | 98 |
Crime Rates: Finley Point vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 10 |
Safety Score
Finley Point has an average annual temperature of 46°F (8°C). Winters average 28°F in January while summers reach 68°F in July. Annual precipitation is 15.0 inches. Air quality is rated Good with a median AQI of 26.
Temperature
28°F Jan (-2°C)
68°F Jul (20°C)
| Annual Average | 46.2°F |
| 14% below US avg |
| January Average | 28°F (-2°C) |
| July Average | 68°F (20°C) |
Precipitation & Snow
| Annual Rainfall | 15.0 inches |
| 61% below US avg |
Air Quality
| AQI Median | 26.0 |
| Rating | Good |
Geography
| Elevation | 2,912 ft (888 m) |
| Area | 4.3 sq mi (11.1 km²) |
| Population Density | 102/sq mi |
| Coordinates | 47.7495°N, 114.0750°W |
| County FIPS | 30047 |