Finzel, MD

Maryland

Finzel is a small town in Maryland with a population of 871. Residents earn $112,868 per year, which is 50% above the national average.

3.9 /5.0
B+ Good
871 Population 221/sq mi density
$112,868 Median Income $35,460 per capita
$236,800 Home Value
N/A Median Rent
49°F Avg Temperature
B+
Overall
3.9 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.8 / 5.0
$112,868 median income, 0.0% unemployment
A+
Affordability
5.0 / 5.0
$236,800 home value
D
Education
1.9 / 5.0
11.1% bachelor's degree or higher
Median Income $112,868
50% higher than US avg
Home Value $236,800
16% lower than US avg
Bachelor's+ 11.1%
67% lower than US avg
Obesity Rate 34.1%
6% higher than US avg
Unemployment 0.0%
100% lower than US avg
Poverty Rate 8.2%
34% lower than US avg

How Finzel Compares to the U.S. Average (100% = U.S. avg)

People

Population871
Median Age38.7 yrs
Density221/mi²
Male / Female55% / 46%
Largest GroupWhite 100%
Veterans16.0%

Economy

A+
Median Income$112,868
Per Capita$35,460
Unemployment0.0%
Poverty8.2%
County GDP$3,542M
Commute36 min

Housing

A+
Home Value$236,800
RentN/A
OwnershipN/A

Crime

ViolentN/A
PropertyN/A

Health

Obesity34.1%
UninsuredN/A
Depression21.7%
Heart Disease5.1%

Climate

Avg Temp49°F
AQI41 (Good)
Rain45.2 in/yr
Elevation2,683 ft

Education

D
Bachelor's+11.1%
High School+70.2%
School Score5.85

Community

2024 VoteR 69% / D 29%
Commute36 min
Broadband90.6%
Libraries6

Is Finzel a Good Place to Live?

Based on current data, Finzel receives an overall livability score of 3.9 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, affordable housing, a low poverty rate. Areas to be aware of include long commute times. Finzel offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Finzel is $112,868, which is significantly higher than the national average — 50% above $75,149. This places Finzel among higher-income communities. The job market is very strong with unemployment at just 0.0%. 8.2% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 36 minutes, longer than the typical American commute of 28 minutes.

Cost of Living & Housing

The median home value in Finzel is $236,800, 16% below the national median — offering relatively affordable homeownership. At just 2.1x median income, home prices are very affordable relative to local earnings.

Education

11.1% of residents hold a bachelor's degree, below the national average of 33.7%. 70.2% have completed high school. Area schools have an average test score of 5.9/10.

Climate & Weather

Finzel experiences four distinct seasons with an average temperature of 49°F. Winters average 26°F in January while summers reach 69°F in July. Annual precipitation totals 45.2 inches, including 72.1 inches of snow. Air quality is rated Good with a median AQI of 41.

Finzel has a population of 871 with a density of 221 people per square mile. The median age is 38.7 years, 1% younger than the national median of 38.9. The city is predominantly White (100%).

Population

871
Total Population
221
People / sq mi
38.7yrs
Median Age
1% below US avg
3.9mi²
Land Area

Gender Distribution

Male 54.5%
Female 45.5%

Race & Ethnicity

Finzel vs U.S. Average

Language Spoken at Home

English Only98.7%
26% above US avg
Spanish1.3%
90% below US avg

Social Characteristics

Finzel vs U.S. Average

The median household income in Finzel is $112,868, which is 50% above the national average of $75,149. The unemployment rate is 0.0% (below the 3.6% US average). 8.2% of residents live below the poverty line. Workers commute an average of 36 minutes.

Income: Finzel vs U.S.

Commute Mode

Income

Median HH Income$112,868
50% above US avg
Per Capita Income$35,460
Avg Weekly Wage$996
IRS Avg AGI$57,857

Employment & Poverty

Unemployment0.0%
100% below US avg
Poverty Rate8.2%
34% below US avg
Establishments (County)1,577
County GDP$3,542M

Business (County)

Restaurants167
Healthcare256
Retail244
Manufacturing47

Tax & Cost of Living

Property Tax (IRS)$3,083
12% below US avg
Effective Tax Rate1.30%

Commute & Transportation

Commute Time35.7 min
Drive Alone72.2%
Public Transit0.0%
Work from Home22.8%

Walkability

The median home value in Finzel is $236,800, 16% below the national average.

Home Value Sources

Ownership Split

Home Values

Census Median$236,800
16% below US avg

Real Estate Market (Redfin)

Rental Costs

HUD Fair Market Rent

Studio$1,312
1 Bedroom$1,400
2 Bedrooms$1,648
3 Bedrooms$2,123
4 Bedrooms$2,442

Ownership & Property

Owner-Occupied91.3%

Property Tax

Avg Tax (IRS)$3,083
12% below US avg
Effective Rate1.30%
In Finzel, 34.1% of adults are obese (above the 32.1% national rate). 21.7% report depression. 22.3% are physically inactive.

Health Metrics: Finzel vs U.S. Average (%)

Chronic Conditions

Obesity34.1%
6% above US avg
Diabetes9.3%
Heart Disease5.1%
High Blood Pressure32.3%
Asthma10.9%
COPD6.4%
Stroke2.7%

Behaviors & Mental Health

Binge Drinking18.8%
Physical Inactivity22.3%
Depression21.7%
Mental Distress17.7%
Physical Distress12.5%

Healthcare Access

Insurance Rate100.0%
Checkup Rate74.9%
Premature Death11,358/100K

Food & Exercise

Food Environment6.7/10
Exercise Access66.3%
Healthcare Facilities256

Crime Rates: Finzel vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)8

Safety Score

Finzel has an average annual temperature of 49°F (9°C). Winters average 26°F in January while summers reach 69°F in July. Annual precipitation is 45.2 inches. Air quality is rated Good with a median AQI of 41.

Temperature

26°F Jan (-3°C) 69°F Jul (21°C)
Annual Average48.6°F
10% below US avg
January Average26°F (-3°C)
July Average69°F (21°C)

Precipitation & Snow

Annual Rainfall45.2 inches
19% above US avg
Snowfall72.1 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation2,683 ft (818 m)
Area3.9 sq mi (10.2 km²)
Population Density221/sq mi
Coordinates39.7017°N, 78.9520°W
County FIPS24001
It is classified as Nonmetro — Urban 20K+, adjacent. 11.1% of residents hold a bachelor's degree or higher (67% below US avg). In the 2024 election, the county voted Republican by a 40.3-point margin. 90.6% of households have broadband internet.

2024 Presidential Election (County)

R 69.2%
D 28.9%

Winner: Republican by 40.3 points

Education

Bachelor's Degree+11.1%
67% below US avg
High School+70.2%
School Test Score5.85
D Education Grade (1.9/5.0)

Urban-Rural Classification

RUCC Code 4Nonmetro — Urban 20K+, adjacent
Population Density221/sq mi
Total Area3.9 sq mi

Infrastructure & Services

Broadband Access90.6%
Public Libraries6
Healthcare Facilities256
Restaurants167
Retail Stores244

Safety & Disasters

Fatal Crashes (County/yr)8

Commute & Transportation

Avg Commute35.7 min
Drive Alone72.2%
Public Transit0.0%
Work from Home22.8%

Nearby Cities

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