Median Income
$60,833
19% lower than US avg
Home Value
$166,400
41% lower than US avg
Bachelor's+
0.0%
100% lower than US avg
Obesity Rate
42.0%
31% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Foster Compares to the U.S. Average (100% = U.S. avg)
People
Population128
Median Age62.0 yrs
Density99/mi²
Male / Female55% / 45%
Largest GroupWhite 100%
Veterans9.4%
Economy
A
Median Income$60,833
Per Capita$33,153
Unemployment0.0%
Poverty0.0%
County GDP$638M
Commute19 min
Housing
A+
Home Value$166,400
Ownership100.0%
Zillow$220,313
Housing Units56
Rent Burden22.4%
Health
Obesity42.0%
Uninsured0.0%
Smoking17.5%
Depression26.2%
Heart Disease6.1%
Climate
Avg Temp52°F (11°C)
Rain39.0 in/yr
Elevation629 ft (192 m)
Education
A+
Bachelor's+0.0%
High School+100.0%
Graduate+0.0%
School Score5.83
Community
2024 VoteR 79% / D 19%
Commute19 min
Broadband70.7%
EV Stations2
Libraries4
Is Foster a Good Place to Live?
Based on current data, Foster receives an overall livability score of 4.7 out of 5.0, earning a grade of A+. Key strengths include low unemployment, affordable housing, a low poverty rate, high health insurance coverage. Areas to be aware of include high obesity rates. Foster stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Foster is $60,833, 19% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 19 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Foster is $166,400, 41% below the national median / offering relatively affordable homeownership. At just 2.7x median income, home prices are very affordable relative to local earnings.
Education
0.0% of residents hold a bachelor's degree, below the national average of 33.7%. 100.0% have completed high school. Area schools have an average test score of 5.8/10.
Climate & Weather
Foster experiences four distinct seasons with an average temperature of 52°F. Winters average 26°F in January while summers reach 74°F in July. Annual precipitation totals 39.0 inches, including 19.2 inches of snow.
Foster has a population of 128 with a density of 99 people per square mile, spread across 1.3 square miles. The median age is 62.0 years, 59% older than the national median of 38.9. The gender split is 45.3% female and 54.7% male. The city is predominantly White (100%). English is the primary language spoken at home by 79.7% of residents, while 19.1% speak Spanish. 9.4% of the population are veterans, above the national rate of 6.0%. 21.1% of residents have a disability (above the 13.0% national average). 100.0% have health insurance coverage.
Population
128
Total Population
2023 Census
62.0yrs
Median Age
59% above US avg
Language Spoken at Home
English Only
79.7%
2% above US avg
Spanish
19.1%
43% above US avg
The median household income in Foster is $60,833, which is 19% below the national average of $75,149. Per capita income is $33,153 (below the $39,052 national figure). The average weekly wage is $891, 38% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 370 business establishments, including 31 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 19 minutes (shorter than the 28-minute US average). 0.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $60,833 |
| 19% below US avg |
| Per Capita Income | $33,153 |
| Avg Weekly Wage | $891 |
| IRS Avg AGI | $63,277 |
| Gini Index | 0.413 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 370 |
| County GDP | $638M |
Business (County)
| Restaurants | 31 |
| Healthcare | 22 |
| Retail | 62 |
| Manufacturing | 24 |
Tax & Cost of Living
| Property Tax (IRS) | $2,500 |
| 29% below US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 1.50% |
Commute & Transportation
| Commute Time | 18.6 min |
| Drive Alone | 100.0% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Foster is $166,400, 41% below the national median of $281,900. Zillow estimates the typical home value at $220,313, higher than the Census estimate. Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 100.0% of housing units are owner-occupied (above the 65.4% national rate). There are 56 total housing units in the city. The median year a home was built is 1938. The average annual property tax is $2,500 (lower than the $3,500 national average). 22.4% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.7x, well within the affordable range.
Home Values
| Census Median | $166,400 |
| 41% below US avg |
| Zillow ZHVI | $220,313 |
Rental Costs
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 100.0% |
| Owner-Occupied | 100.0% |
| Renter-Occupied | 0.0% |
| Housing Units | 56 |
| Median Year Built | 1938 |
Property Tax
| Avg Tax (IRS) | $2,500 |
| 29% below US avg |
| Effective Rate | 1.50% |
In Foster, 42.0% of adults are obese, above the national rate of 32.1%. 11.6% have diabetes. Heart disease affects 6.1% of residents. 34.2% have high blood pressure. 17.5% are current smokers (above the 14.0% national rate). 18.7% report binge drinking. 25.0% are physically inactive. 26.2% report depression (above the 20.0% national average). 19.2% experience frequent mental distress. 0.0% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:4,107. The dentist ratio is 1:2,762. 51.7% of residents have access to exercise opportunities. The food environment index is 7.9 out of 10.
Health Metrics: Foster vs U.S. Average (%)
Chronic Conditions
| Obesity | 42.0% |
| 31% above US avg |
| Diabetes | 11.6% |
| Heart Disease | 6.1% |
| High Blood Pressure | 34.2% |
| Asthma | 11.1% |
| COPD | 7.2% |
| Cancer | 7.1% |
| Stroke | 3.0% |
Behaviors & Mental Health
| Smoking | 17.5% |
| 25% above US avg |
| Binge Drinking | 18.7% |
| Physical Inactivity | 25.0% |
| Depression | 26.2% |
| Mental Distress | 19.2% |
| Physical Distress | 13.5% |
| Short Sleep | 40.6% |
Healthcare Access
| Insurance Rate | 100.0% |
| Uninsured | 0.0% |
| 100% below US avg |
| Primary Care | 1:4,107 |
| Dentists | 1:2,762 |
| Mental Health | 1:930 |
| Checkup Rate | 77.0% |
| Dental Visits | 61.9% |
| Premature Death | 10,687/100K |
Food & Exercise
| Food Environment | 7.9/10 |
| Exercise Access | 51.7% |
| Healthcare Facilities | 22 |
Foster experiences four distinct seasons with an average annual temperature of 52°F (11°C). Winters average 26°F in January while summers reach 74°F in July. Annual precipitation totals 39.0 inches. The area receives 19.2 inches of snow annually, a moderate snowfall amount. The city sits at an elevation of 629 feet.
Temperature
26°F Jan (-3°C)
74°F Jul (23°C)
| Annual Average | 52.2°F |
| 3% below US avg |
| January Average | 26°F (-3°C) |
| July Average | 74°F (23°C) |
Geography
| Elevation | 629 ft (192 m) |
| Area | 1.3 sq mi (3.3 km²) |
| Population Density | 99/sq mi |
| Coordinates | 40.1416°N, 87.4687°W |
| Timezone | America/Indiana/Indianapolis |
| County | Fountain County County |
| Nearest Airport | Vermilion Regional (DNV)
8 miles away |
Precipitation & Snow
Annual Rainfall
39.0"
3% above US avg
Wettest Month (Jun)
4.78"
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 21.3 / 100 |
| Social Vulnerability | 28.1 / 100 |
| Community Resilience | 46.1 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Moderate |
| Ice Storm |
Very Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
11 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M3.3 on May 13, 2025.
| Jun 17, 2021 |
Illinois-Indiana border region |
M3.8 |
38 km |
| Nov 11, 1991 |
3 km W of Flat Rock, Illinois |
M3.8 |
139 km |
| Dec 20, 1990 |
5 km S of Stilesville, Indiana |
M3.7 |
94 km |
| Apr 14, 2000 |
4 km NW of Heritage Lake, Indiana |
M3.6 |
75 km |
| May 13, 2025 |
7 km SSW of Lerna, Illinois |
M3.3 |
114 km |
| Dec 17, 1990 |
Illinois-Indiana border region |
M3.2 |
37 km |
| May 10, 2012 |
0 km NW of Emison, Indiana |
M3.1 |
148 km |
| Dec 16, 1996 |
3 km NNE of Terre Haute, Indiana |
M3.1 |
72 km |
| Apr 24, 1990 |
5 km SW of Newton, Illinois |
M2.9 |
146 km |
| May 10, 2012 |
1 km NNW of Emison, Indiana |
M2.7 |
147 km |
| Mar 15, 2025 |
6 km W of Dwight, Illinois |
M2.6 |
137 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
605 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 85 fatalities, 1,674 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 26, 1994 |
EF4 |
58 km |
3 |
| Mar 20, 1976 |
EF4 |
54 km |
0 |
| Apr 3, 1974 |
EF4 |
49 km |
18 |
| Apr 11, 1965 |
EF4 |
58 km |
0 |
| Apr 11, 1965 |
EF4 |
97 km |
25 |
| Apr 11, 1965 |
EF4 |
53 km |
28 |
| Nov 17, 2013 |
EF3 |
81 km |
0 |
| Nov 17, 2013 |
EF3 |
60 km |
0 |
| Nov 17, 2013 |
EF3 |
59 km |
0 |
| Apr 19, 1996 |
EF3 |
67 km |
0 |
| Apr 19, 1996 |
EF3 |
41 km |
1 |
| Nov 22, 1992 |
EF3 |
67 km |
0 |
| Jun 2, 1980 |
EF3 |
35 km |
1 |
| Jun 25, 1978 |
EF3 |
53 km |
0 |
| Mar 12, 1976 |
EF3 |
97 km |
1 |
| Aug 10, 1974 |
EF3 |
90 km |
0 |
| Apr 3, 1974 |
EF3 |
67 km |
1 |
| Apr 3, 1974 |
EF3 |
55 km |
0 |
| Apr 3, 1974 |
EF3 |
15 km |
0 |
| May 15, 1968 |
EF3 |
57 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
1 wildfire (100+ acres) within 100 km.
Largest: UNNAMED (1,602 ac, 2000).
| Year |
Name |
Acres |
Distance |
| 2000 |
UNNAMED |
1,602 |
95 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
26°F (-3°C) |
2.4 in |
Coldest |
| February |
30°F (-1°C) |
2.0 in |
Driest |
| March |
40°F (5°C) |
2.7 in |
|
| April |
52°F (11°C) |
3.9 in |
|
| May |
63°F (17°C) |
4.4 in |
|
| June |
72°F (22°C) |
4.8 in |
Wettest |
| July |
74°F (23°C) |
4.1 in |
Warmest |
| August |
73°F (23°C) |
3.2 in |
|
| September |
66°F (19°C) |
2.7 in |
|
| October |
55°F (13°C) |
3.2 in |
|
| November |
42°F (6°C) |
3.1 in |
|
| December |
32°F (-0°C) |
2.4 in |
|
Foster has a seasonal temperature swing of 48°F / from 26°F in January to 74°F in July. Total annual precipitation is 39.0 inches, with June being the wettest month (4.8") and February the driest (2.0").
Average costs for common services in Foster. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140-$373) |
| Specialist Visit |
$327 ($187-$513) |
| Urgent Care Visit |
$187 ($93-$327) |
| Emergency Room Visit |
$2,053 ($746-$4,665) |
| Dental Cleaning |
$121 ($70-$187) |
| Dental Filling |
$233 ($140-$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23-$70) |
| Oil Change (Synthetic) |
$70 ($47-$112) |
| Brake Pad Replacement |
$280 ($140-$467) |
| Tire Rotation |
$37 ($19-$70) |
| New Tires (Set of 4) |
$560 ($373-$933) |
| Battery Replacement |
$187 ($93-$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56-$140) |
| Electrician (Per Hour) |
$84 ($47-$131) |
| HVAC Repair |
$373 ($140-$746) |
| HVAC System Install |
$6,531 ($3,732-$11,196) |
| Roof Repair |
$933 ($373-$1,866) |
| Roof Replacement |
$8,397 ($5,132-$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467-$3,266) |
| Divorce (Contested) |
$13,995 ($4,665-$27,990) |
| DUI Defense |
$4,665 ($1,866-$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746-$2,799) |
| Will Preparation |
$467 ($187-$933) |
| Trust Preparation |
$2,333 ($933-$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$42) |
| Women's Haircut |
$51 ($28-$93) |
| Hair Coloring (Full) |
$140 ($70-$233) |
| Manicure |
$23 ($14-$42) |
| Pedicure |
$37 ($23-$61) |
| Massage (1 Hour) |
$75 ($47-$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80-$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33-$4.67) |
| Loaf of Bread |
$3.55 ($2.33-$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80-$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73-$7.00) |
| Rice (per lb) |
$0.93 ($0.56-$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75-$233) |
| Natural Gas (Monthly) |
$65 ($28-$140) |
| Water/Sewer (Monthly) |
$65 ($37-$112) |
| Internet (Monthly) |
$65 ($37-$93) |
| Cell Phone Plan (Monthly) |
$61 ($28-$93) |
| Cable TV (Monthly) |
$79 ($47-$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70-$467) |
| Car Insurance (Annual) |
$1,866 ($1,120-$3,266) |
| Bus Pass (Monthly) |
$65 ($28-$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46-$23) |
| Car Registration (Annual) |
$93 ($28-$233) |
| Driver's License Renewal |
$28 ($14-$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560-$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467-$1,866) |
| After-School Care (Monthly) |
$373 ($187-$653) |
| Tutoring (Per Hour) |
$47 ($23-$93) |
| SAT/ACT Prep Course |
$933 ($373-$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665-$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28-$93) |
| Dog Vaccination (Annual) |
$93 ($47-$187) |
| Dog Grooming |
$56 ($28-$93) |
| Pet Boarding (Per Night) |
$37 ($19-$70) |
| Dog Spay/Neuter |
$280 ($140-$467) |
| Cat Spay/Neuter |
$187 ($93-$373) |
View all 9 services
Frequently Asked Questions About Foster
What is the population of Foster?
Foster has a population of 128 residents and is located in Indiana. The population density is 99 people per square mile, spread across 1.3 square miles. The median age of residents is 62.0 years, which is older than the national median of 38.9 years. The population is 45.3% female and 54.7% male.
Is Foster expensive to live in?
Foster is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $60,833, 19% below the national average of $75,149. The median home value is $166,400 (41% below the U.S. median). The home price-to-income ratio is 2.7x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Foster?
Foster has a four-season climate with an average annual temperature of 52°F (11°C). Winter temperatures average 26°F in January, while summers reach an average of 74°F in July. Annual rainfall totals 39.0 inches, with 19.2 inches of snow.
How is the job market in Foster?
The job market in Foster is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $891. There are 370 business establishments in the area, including 31 restaurants and food service locations. The average commute time is 19 minutes, and 0.0% of workers work from home.
How much does housing cost in Foster?
The median home value in Foster is $166,400. Zillow estimates the typical home value at $220,313. The homeownership rate is 100.0%. The average annual property tax is $2,500.
How are the schools in Foster?
Schools in Foster score 5.8 out of 10 on standardized testing, near the national average. 0.0% of adults in Foster hold a bachelor's degree or higher, below the national average of 33.7%. 100.0% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Foster?
The obesity rate in Foster is 42.0% (above the national rate of 32.1%). 17.5% of adults are smokers. 25.0% are physically inactive. 26.2% of residents report depression. 0.0% lack health insurance (below the national rate). 51.7% of residents have access to exercise opportunities. The primary care physician ratio is 1:4,107.
What is transportation like in Foster?
The average commute in Foster is 19 minutes, shorter than the national average of 28 minutes. 100% of workers drive alone to work, and 0.0% work from home.
What are the demographics of Foster?
The racial and ethnic makeup of Foster is 100% White. 79.7% of residents speak only English at home, while 19.1% speak Spanish. 9.4% of the population are military veterans. 21.1% of residents have a disability. 100.0% have health insurance coverage.