Median Income
$62,460
17% lower than US avg
Home Value
$103,800
63% lower than US avg
Violent Crime
629/100K
66% higher than US avg
Bachelor's+
16.7%
50% lower than US avg
Median Rent
$1,059
9% lower than US avg
Obesity Rate
38.6%
20% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
10.0%
19% lower than US avg
How Francisco Compares to the U.S. Average (100% = U.S. avg)
People
Population635
Median Age40.2 yrs
Density1,041/mi²
Male / Female46% / 54%
Largest GroupWhite 93%
Veterans4.6%
Economy
A
Median Income$62,460
Per Capita$36,879
Unemployment0.0%
Poverty10.0%
County GDP$4,453M
Commute40 min
Housing
A+
Home Value$103,800
Rent$1,059
Ownership77.5%
Zillow$190,723
Housing Units293
Rent Burden20.2%
Crime
F
Violent629/100K
Property2,662/100K
Health
Obesity38.6%
Uninsured7.8%
Smoking17.6%
Depression28.0%
Heart Disease5.8%
Climate
Avg Temp54°F (12°C)
AQI41 (Good)
Rain47.9 in/yr
Sunny Days293/yr
Elevation448 ft (137 m)
Education
C
Bachelor's+16.7%
High School+90.0%
Graduate+3.8%
School Score6.08
Community
2024 VoteR 75% / D 23%
Commute40 min
Broadband99.2%
EV Stations2
Libraries5
Is Francisco a Good Place to Live?
Based on current data, Francisco receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing, abundant sunshine, strong internet connectivity. Areas to be aware of include elevated crime rates, long commute times, high obesity rates. Francisco offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Francisco is $62,460, 17% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. 10.0% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 40 minutes, longer than the typical American commute of 28 minutes.
Cost of Living & Housing
The median home value in Francisco is $103,800, 63% below the national median / offering relatively affordable homeownership. Renters pay a median of $1,059 per month. At just 1.7x median income, home prices are very affordable relative to local earnings.
Safety & Crime
With 629 violent crimes per 100,000 residents, public safety is a notable concern / this is significantly above the national average of 380. Property crime occurs at a rate of 2,662 per 100,000, 36% above the national average.
Education
16.7% of residents hold a bachelor's degree, below the national average of 33.7%. 90.0% have completed high school. Local schools score 6.1/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Francisco experiences four distinct seasons with an average temperature of 54°F. Winters average 30°F in January while summers reach 75°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 47.9 inches. Air quality is rated Good with a median AQI of 41.
Francisco has a population of 635 with a density of 1,041 people per square mile, spread across 0.6 square miles. The median age is 40.2 years, 3% older than the national median of 38.9. The gender split is 54.3% female and 45.7% male. The city is predominantly White (92.9%), with 1.1% Hispanic, 3.5% Black. English is the primary language spoken at home by 97.2% of residents. 4.6% of the population are veterans, below the national rate of 6.0%. 19.2% of residents have a disability (above the 13.0% national average). 88.2% have health insurance coverage.
Population
40.2yrs
Median Age
3% above US avg
Race & Ethnicity
Francisco vs U.S. Average
Language Spoken at Home
English Only
97.2%
24% above US avg
Spanish
2.8%
79% below US avg
Social Characteristics
Francisco vs U.S. Average
The median household income in Francisco is $62,460, which is 17% below the national average of $75,149. Per capita income is $36,879. The average weekly wage is $1,305. The unemployment rate is 0.0% (below the 3.6% US average). 10.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 800 business establishments, including 62 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 40 minutes (longer than the 28-minute US average). 2.2% of workers work from home (below the 15.2% national rate).
Income: Francisco vs U.S.
Income
| Median HH Income | $62,460 |
| 17% below US avg |
| Per Capita Income | $36,879 |
| Avg Weekly Wage | $1,305 |
| IRS Avg AGI | $65,154 |
| Gini Index | 0.397 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 10.0% |
| 19% below US avg |
| Establishments (County) | 800 |
| County GDP | $4,453M |
Business (County)
| Restaurants | 62 |
| Healthcare | 76 |
| Retail | 116 |
| Manufacturing | 38 |
Tax & Cost of Living
| Property Tax (IRS) | $2,658 |
| 24% below US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 2.56% |
Commute & Transportation
| Commute Time | 39.8 min |
| Drive Alone | 85.9% |
| Public Transit | 0.0% |
| Work from Home | 2.2% |
The median home value in Francisco is $103,800, 63% below the national median of $281,900. Zillow estimates the typical home value at $190,723, higher than the Census estimate. Monthly rent averages $1,059 (9% below the national average of $1,163). Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 77.5% of housing units are owner-occupied (above the 65.4% national rate). There are 293 total housing units in the city. The median year a home was built is 1953. The average annual property tax is $2,658 (lower than the $3,500 national average). 20.2% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.7x, well within the affordable range.
Home Values
| Census Median | $103,800 |
| 63% below US avg |
| Zillow ZHVI | $190,723 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $1,059 |
| 9% below US avg |
| Rent Burden | 20.2% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 77.5% |
| Owner-Occupied | 77.5% |
| Renter-Occupied | 22.5% |
| Housing Units | 293 |
| Median Year Built | 1953 |
Property Tax
| Avg Tax (IRS) | $2,658 |
| 24% below US avg |
| Effective Rate | 2.56% |
In Francisco, 38.6% of adults are obese, above the national rate of 32.1%. 10.3% have diabetes. Heart disease affects 5.8% of residents. 33.0% have high blood pressure. 17.6% are current smokers (above the 14.0% national rate). 18.2% report binge drinking. 23.6% are physically inactive. 28.0% report depression (above the 20.0% national average). 19.8% experience frequent mental distress. 7.8% of residents lack health insurance. The primary care physician ratio is 1:2,533. The dentist ratio is 1:1,736. 67.2% of residents have access to exercise opportunities. The food environment index is 8.4 out of 10.
Health Metrics: Francisco vs U.S. Average (%)
Chronic Conditions
| Obesity | 38.6% |
| 20% above US avg |
| Diabetes | 10.3% |
| Heart Disease | 5.8% |
| High Blood Pressure | 33.0% |
| Asthma | 11.5% |
| COPD | 7.3% |
| Cancer | 7.4% |
| Stroke | 2.9% |
Behaviors & Mental Health
| Smoking | 17.6% |
| 26% above US avg |
| Binge Drinking | 18.2% |
| Physical Inactivity | 23.6% |
| Depression | 28.0% |
| Mental Distress | 19.8% |
| Physical Distress | 13.4% |
| Short Sleep | 39.9% |
Healthcare Access
| Insurance Rate | 88.2% |
| Uninsured | 7.8% |
| 9% below US avg |
| Primary Care | 1:2,533 |
| Dentists | 1:1,736 |
| Mental Health | 1:2,194 |
| Checkup Rate | 77.9% |
| Dental Visits | 61.0% |
| Premature Death | 7,824/100K |
Food & Exercise
| Food Environment | 8.4/10 |
| Exercise Access | 67.2% |
| Healthcare Facilities | 76 |
Francisco has a violent crime rate of 629 per 100,000 residents, 66% above the national average of 380. Property crime stands at 2,662 per 100,000, 36% above the U.S. average. The county recorded 7 fatal traffic crashes. Overall, Francisco receives a safety grade of F.
Crime Rates: Francisco vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 629.2/100K |
| 66% above US avg |
| |
Property Crime
| Total Property | 2,662.2/100K |
| 36% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 7 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Francisco experiences four distinct seasons with an average annual temperature of 54°F (12°C). Winters average 30°F in January while summers reach 75°F in July. The area gets 293 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 47.9 inches (wetter than the 38-inch national average). Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 448 feet.
Temperature
30°F Jan (-1°C)
75°F Jul (24°C)
| Annual Average | 53.9°F |
| 0% below US avg |
| January Average | 30°F (-1°C) |
| July Average | 75°F (24°C) |
| Sunny Days | 293 days/yr |
Geography
| Elevation | 448 ft (137 m) |
| Area | 0.6 sq mi (1.6 km²) |
| Population Density | 1,041/sq mi |
| Coordinates | 38.3327°N, 87.4480°W |
| Timezone | America/Indiana/Indianapolis |
| County | Gibson County County |
| Nearest Airport | Evansville Regional (EVV)
21 miles away |
Precipitation & Snow
Annual Rainfall
47.9"
26% above US avg
Wettest Month (May)
5.08"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 48.0 / 100 |
| Social Vulnerability | 21.9 / 100 |
| Community Resilience | 90.5 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively High |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
65 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M5.2. Most recent: M2.6 on Aug 9, 2025.
| Apr 18, 2008 |
7 km NNE of Bellmont, Illinois |
M5.2 |
40 km |
| Apr 18, 2008 |
9 km NNE of Bellmont, Illinois |
M4.7 |
39 km |
| Jun 18, 2002 |
6 km SW of Parkers Settlement, Indiana |
M4.6 |
46 km |
| Apr 21, 2008 |
7 km NNE of Bellmont, Illinois |
M4.0 |
39 km |
| Jan 24, 1990 |
6 km WNW of Alton, Indiana |
M3.9 |
86 km |
| Dec 7, 2000 |
7 km W of Evansville, Indiana |
M3.9 |
43 km |
| Sep 19, 2017 |
4 km N of Bellmont, Illinois |
M3.8 |
42 km |
| Nov 11, 1991 |
3 km W of Flat Rock, Illinois |
M3.8 |
68 km |
| Jan 27, 1990 |
6 km N of Alton, Indiana |
M3.8 |
90 km |
| Apr 25, 2008 |
8 km NNE of Bellmont, Illinois |
M3.7 |
39 km |
| Nov 20, 2012 |
7 km N of Bellmont, Illinois |
M3.6 |
42 km |
| Jan 2, 2006 |
3 km NNE of Eldorado, Illinois |
M3.6 |
101 km |
| May 30, 2015 |
4 km ENE of Geff, Illinois |
M3.4 |
80 km |
| Jun 5, 2008 |
8 km WNW of Mount Carmel, Illinois |
M3.4 |
37 km |
| May 1, 2008 |
8 km NNE of Bellmont, Illinois |
M3.3 |
38 km |
| May 13, 2025 |
7 km SSW of Lerna, Illinois |
M3.3 |
137 km |
| May 2, 2003 |
10 km ENE of Thompsonville, Illinois |
M3.2 |
114 km |
| Oct 24, 1990 |
5 km ENE of Woodlawn, Illinois |
M3.2 |
133 km |
| May 10, 2012 |
0 km NW of Emison, Indiana |
M3.1 |
53 km |
| Jan 23, 1991 |
3 km WSW of Logan, Illinois |
M3.1 |
132 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
494 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 53 fatalities, 773 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 3, 1974 |
EF5 |
68 km |
6 |
| Jun 2, 1990 |
EF4 |
99 km |
0 |
| Jun 2, 1990 |
EF4 |
93 km |
0 |
| Jun 2, 1990 |
EF4 |
94 km |
1 |
| Jun 2, 1990 |
EF4 |
16 km |
6 |
| Jun 2, 1990 |
EF4 |
90 km |
1 |
| Jan 7, 1989 |
EF4 |
33 km |
0 |
| Jul 9, 2024 |
EF3 |
58 km |
0 |
| Mar 31, 2023 |
EF3 |
83 km |
6 |
| Feb 28, 2017 |
EF3 |
62 km |
1 |
| Nov 17, 2013 |
EF3 |
83 km |
0 |
| Mar 28, 2009 |
EF3 |
83 km |
0 |
| Mar 8, 2009 |
EF3 |
93 km |
0 |
| Oct 18, 2007 |
EF3 |
67 km |
0 |
| Nov 15, 2005 |
EF3 |
48 km |
0 |
| Nov 6, 2005 |
EF3 |
63 km |
24 |
| May 30, 2004 |
EF3 |
77 km |
1 |
| Jan 3, 2000 |
EF3 |
72 km |
0 |
| Jun 2, 1990 |
EF3 |
49 km |
0 |
| Apr 3, 1989 |
EF3 |
18 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
9 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (1,336 ac, 2017).
| Year |
Name |
Acres |
Distance |
| 2017 |
UNNAMED |
1,336 |
83 km |
| 2019 |
UNNAMED |
1,057 |
85 km |
| 2021 |
UNNAMED |
959 |
85 km |
| 2014 |
UNNAMED |
910 |
87 km |
| 2019 |
UNNAMED |
892 |
87 km |
| 2024 |
LONG RUN RX |
774 |
81 km |
| 2010 |
RICEVILLE RX |
671 |
69 km |
| 2019 |
UNNAMED |
584 |
81 km |
| 2010 |
ROCKHOUSE HOLLOW RX |
581 |
82 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
30°F (-1°C) |
2.8 in |
Coldest, Driest |
| February |
35°F (2°C) |
3.0 in |
|
| March |
45°F (7°C) |
4.5 in |
|
| April |
55°F (13°C) |
4.5 in |
|
| May |
65°F (18°C) |
5.1 in |
Wettest |
| June |
74°F (23°C) |
4.1 in |
|
| July |
75°F (24°C) |
4.1 in |
|
| August |
76°F (24°C) |
3.7 in |
Warmest |
| September |
69°F (21°C) |
3.1 in |
|
| October |
57°F (14°C) |
3.1 in |
|
| November |
46°F (8°C) |
4.2 in |
|
| December |
36°F (2°C) |
3.6 in |
|
Francisco has a seasonal temperature swing of 45°F / from 30°F in January to 76°F in August. Total annual precipitation is 45.6 inches, with May being the wettest month (5.1") and January the driest (2.8").
Average costs for common services in Francisco. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140–$373) |
| Specialist Visit |
$327 ($187–$513) |
| Urgent Care Visit |
$187 ($93–$327) |
| Emergency Room Visit |
$2,053 ($746–$4,665) |
| Dental Cleaning |
$121 ($70–$187) |
| Dental Filling |
$233 ($140–$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($47–$112) |
| Brake Pad Replacement |
$280 ($140–$467) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$560 ($373–$933) |
| Battery Replacement |
$187 ($93–$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$140) |
| Electrician (Per Hour) |
$84 ($47–$131) |
| HVAC Repair |
$373 ($140–$746) |
| HVAC System Install |
$6,531 ($3,732–$11,196) |
| Roof Repair |
$933 ($373–$1,866) |
| Roof Replacement |
$8,397 ($5,132–$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467–$3,266) |
| Divorce (Contested) |
$13,995 ($4,665–$27,990) |
| DUI Defense |
$4,665 ($1,866–$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746–$2,799) |
| Will Preparation |
$467 ($187–$933) |
| Trust Preparation |
$2,333 ($933–$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$140 ($70–$233) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$61) |
| Massage (1 Hour) |
$75 ($47–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80–$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33–$4.67) |
| Loaf of Bread |
$3.55 ($2.33–$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80–$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73–$7.00) |
| Rice (per lb) |
$0.93 ($0.56–$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75–$233) |
| Natural Gas (Monthly) |
$65 ($28–$140) |
| Water/Sewer (Monthly) |
$65 ($37–$112) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$61 ($28–$93) |
| Cable TV (Monthly) |
$79 ($47–$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70–$467) |
| Car Insurance (Annual) |
$1,866 ($1,120–$3,266) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46–$23) |
| Car Registration (Annual) |
$93 ($28–$233) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560–$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467–$1,866) |
| After-School Care (Monthly) |
$373 ($187–$653) |
| Tutoring (Per Hour) |
$47 ($23–$93) |
| SAT/ACT Prep Course |
$933 ($373–$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665–$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($47–$187) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$280 ($140–$467) |
| Cat Spay/Neuter |
$187 ($93–$373) |
View all 9 services
Frequently Asked Questions About Francisco
What is the population of Francisco?
Francisco has a population of 635 residents and is located in Indiana. The population density is 1,041 people per square mile, spread across 0.6 square miles. The median age of residents is 40.2 years. The population is 54.3% female and 45.7% male.
Is Francisco expensive to live in?
Francisco is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $62,460, 17% below the national average of $75,149. The median home value is $103,800 (63% below the U.S. median). Renters pay a median of $1,059 per month. The home price-to-income ratio is 1.7x, indicating housing is reasonably affordable relative to local income levels.
Is Francisco safe?
Public safety is a concern in Francisco, with a violent crime rate of 629 per 100,000 / significantly above the national average of 380. However, crime tends to concentrate in certain areas, and many neighborhoods remain relatively safe. Property crime occurs at a rate of 2,662 per 100,000 (above the national average). Overall, Francisco receives a safety grade of F based on combined crime data.
What is the weather like in Francisco?
Francisco has a four-season climate with an average annual temperature of 54°F (12°C). Winter temperatures average 30°F in January, while summers reach an average of 75°F in July. The area receives 293 sunny days per year, well above the national average of 205. Annual rainfall totals 47.9 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Francisco?
The job market in Francisco is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $1,305. There are 800 business establishments in the area, including 62 restaurants and food service locations. The average commute time is 40 minutes, and 2.2% of workers work from home.
How much does housing cost in Francisco?
The median home value in Francisco is $103,800. Zillow estimates the typical home value at $190,723. For renters, the median monthly rent is $1,059. Fair market rent is $882 for a 1-bedroom and $1,096 for a 2-bedroom apartment. The homeownership rate is 77.5%. The average annual property tax is $2,658.
How are the schools in Francisco?
Schools in Francisco score 6.1 out of 10 on standardized testing, near the national average. 16.7% of adults in Francisco hold a bachelor's degree or higher, below the national average of 33.7%. 90.0% have completed high school. 3.8% hold a graduate or professional degree.
How healthy is Francisco?
The obesity rate in Francisco is 38.6% (above the national rate of 32.1%). 17.6% of adults are smokers. 23.6% are physically inactive. 28.0% of residents report depression. 7.8% lack health insurance. 67.2% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,533.
What is transportation like in Francisco?
The average commute in Francisco is 40 minutes, longer than the national average of 28 minutes. 85.9% of workers drive alone to work, and 2.2% work from home.
What are the demographics of Francisco?
The racial and ethnic makeup of Francisco is 92.9% White, 3.5% Black or African American, 1.1% Hispanic or Latino. 97.2% of residents speak only English at home. 4.6% of the population are military veterans. 19.2% of residents have a disability. 88.2% have health insurance coverage.
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