Median Income
$62,460
17% lower than US avg
Home Value
$103,800
63% lower than US avg
Bachelor's+
16.7%
50% lower than US avg
Median Rent
$1,059
9% lower than US avg
Obesity Rate
38.6%
20% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
10.0%
19% lower than US avg
How Francisco Compares to the U.S. Average (100% = U.S. avg)
People
Population635
Median Age40.2 yrs
Density1,041/mi²
Male / Female46% / 54%
Largest GroupWhite 93%
Economy
A
Median Income$62,460
Per Capita$36,879
Unemployment0.0%
Poverty10.0%
County GDP$4,453M
Commute40 min
Housing
A+
Home Value$103,800
Rent$1,059
OwnershipN/A
Zillow$190,723
Health
Obesity38.6%
UninsuredN/A
Depression28.0%
Heart Disease5.8%
Climate
Avg Temp54°F
AQI41 (Good)
Rain47.9 in/yr
Elevation448 ft
Education
C
Bachelor's+16.7%
High School+90.0%
School Score6.01
Community
2024 VoteR 75% / D 23%
Commute40 min
Libraries5
Is Francisco a Good Place to Live?
Based on current data, Francisco receives an overall livability score of 3.8 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing. Areas to be aware of include long commute times, high obesity rates. Francisco offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Francisco is $62,460, 17% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. 10.0% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 40 minutes, longer than the typical American commute of 28 minutes.
Cost of Living & Housing
The median home value in Francisco is $103,800, 63% below the national median — offering relatively affordable homeownership. Renters pay a median of $1,059 per month. At just 1.7x median income, home prices are very affordable relative to local earnings.
Education
16.7% of residents hold a bachelor's degree, below the national average of 33.7%. 90.0% have completed high school. Area schools have an average test score of 6/10.
Climate & Weather
Francisco experiences four distinct seasons with an average temperature of 54°F. Winters average 30°F in January while summers reach 75°F in July. Annual precipitation totals 47.9 inches. Air quality is rated Good with a median AQI of 41.
Francisco has a population of 635 with a density of 1,041 people per square mile. The median age is 40.2 years, 3% older than the national median of 38.9. The city is predominantly White (92.9%), with 1.1% Hispanic, 3.5% Black.
Population
40.2yrs
Median Age
3% above US avg
Race & Ethnicity
Francisco vs U.S. Average
Language Spoken at Home
| English Only | 97.2% |
| 24% above US avg |
| Spanish | 2.8% |
| 79% below US avg |
Social Characteristics
Francisco vs U.S. Average
The median household income in Francisco is $62,460, which is 17% below the national average of $75,149. The unemployment rate is 0.0% (below the 3.6% US average). 10.0% of residents live below the poverty line. Workers commute an average of 40 minutes.
Income: Francisco vs U.S.
Income
| Median HH Income | $62,460 |
| 17% below US avg |
| Per Capita Income | $36,879 |
| Avg Weekly Wage | $1,305 |
| IRS Avg AGI | $65,154 |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 10.0% |
| 19% below US avg |
| Establishments (County) | 800 |
| County GDP | $4,453M |
Business (County)
| Restaurants | 62 |
| Healthcare | 76 |
| Retail | 116 |
| Manufacturing | 38 |
Tax & Cost of Living
| Property Tax (IRS) | $2,658 |
| 24% below US avg |
| Effective Tax Rate | 2.56% |
Commute & Transportation
| Commute Time | 39.8 min |
| Work from Home | 2.2% |
The median home value in Francisco is $103,800, 63% below the national average. Monthly rent averages $1,059 (9% below US avg). Zillow estimates the typical home value at $190,723.
Home Values
| Census Median | $103,800 |
| 63% below US avg |
| Zillow ZHVI | $190,723 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $1,059 |
| 9% below US avg |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $2,658 |
| 24% below US avg |
| Effective Rate | 2.56% |
In Francisco, 38.6% of adults are obese (above the 32.1% national rate). 28.0% report depression. 23.6% are physically inactive.
Health Metrics: Francisco vs U.S. Average (%)
Chronic Conditions
| Obesity | 38.6% |
| 20% above US avg |
| Diabetes | 10.3% |
| Heart Disease | 5.8% |
| High Blood Pressure | 33.0% |
| Asthma | 11.5% |
| COPD | 7.3% |
| Stroke | 2.9% |
Behaviors & Mental Health
| |
| Binge Drinking | 18.2% |
| Physical Inactivity | 23.6% |
| Depression | 28.0% |
| Mental Distress | 19.8% |
| Physical Distress | 13.4% |
Healthcare Access
| Insurance Rate | 88.2% |
| |
| Checkup Rate | 77.9% |
| Premature Death | 7,824/100K |
Food & Exercise
| Food Environment | 8.4/10 |
| Exercise Access | 67.2% |
| Healthcare Facilities | 76 |
Crime Rates: Francisco vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 7 |
Safety Score
Francisco has an average annual temperature of 54°F (12°C). Winters average 30°F in January while summers reach 75°F in July. Annual precipitation is 47.9 inches. Air quality is rated Good with a median AQI of 41.
Temperature
30°F Jan (-1°C)
75°F Jul (24°C)
| Annual Average | 53.9°F |
| 0% below US avg |
| January Average | 30°F (-1°C) |
| July Average | 75°F (24°C) |
Precipitation & Snow
| Annual Rainfall | 47.9 inches |
| 26% above US avg |
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Geography
| Elevation | 448 ft (137 m) |
| Area | 0.6 sq mi (1.6 km²) |
| Population Density | 1,041/sq mi |
| Coordinates | 38.3327°N, 87.4480°W |
| County FIPS | 18051 |